For Online Lending Platforms Borrowers
SEC Advisory • Securities and Exchange Commission • Advisories
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2023 SEC ADVISORY FOR ONLINE LENDING PLATFORMS BORROWERS Mga bagay na dapat tandaan bago umutang sa mga rehistradong Online Lending Platforms (OLPs). 1. Basahin at intindihin ang mga terms and conditions ng "loan agreement" kasama ang mga interest, fees and charges, bayarin, at due date . HTcADC 2. Huwag i-click ang nagbibigay permiso na makuha ng kompanya ang mga impormasyon sa inyong phone contacts/social media. 3. Magbasa ng reviews tungkol sa reputasyon ng nagpapautang na Online Lending Platform. (mayroon ba itong reputasyon sa pangha-harass, pagkuha ng contact list o mataas magpataw ng interest? 4. Verify and confirm sa Securities and Exchange Commission (SEC) website kung ang ka-transaksyon ay rehistradong Lending, Financing Company at Online Lending Platforms. Rehistradong Lending Companies https://www.sec.gov.ph/lending-companies-and-financing-companies-2/list-of-lending-companies-2/ Rehistradong Financing Companies http://www.sec.gov.ph/lending-companies-and-financing companies/list-of-financing-companies/ Rehistradong Online Lending Platforms https://www.sec.gov.ph/lending-companies-and-financing-companies-2/list-of-recorded-online-lending-platforms/ 5. Advance Fee Scam: Walang Lending o Financing Company na humihingi paunang bayad bago magbigay ng inuutang pera 6. Tiyakin na nabigyan ng kopya ng "Loan agreement" at resibo upon full payment.
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