Electronic Submission of the Dishonored Check Details in Comma Separated Value Format

November 18, 2022 BANK BULLETIN NO. 2022-22 TO : All BIR Authorized Agent Banks SUBJECT : Electronic Submission of the Dishonored Check Details in Comma Separated Value Format In line with the implementation of the Bureau's Internal Revenue Integrated System-Collection, Remittance and Reconciliation (IRIS-CRR) which requires the auto-uploading of the details of Dishonored Check (DC) reported, the electronic submission of the Dishonored Check details in Comma Separated Value (.CSV) format by the Authorized Agent Banks (AABs) is hereby reiterated. Relative thereto and in order to facilitate the capture and conversion of the Dishonored Check details needed in the IRIS-CRR, all AABs are hereby required that the DC details be electronically submitted in .CSV format in accordance with Annex "A" hereof. Likewise, to ensure the proper reporting of the DC details, the reasons for dishonored checks listed in Annex "B" shall be used in preparing the said required .CSV format. While this will be an additional attachment in the Electronic Consolidated Report of Daily Collection (eCRDC), the same should be submitted with a different file name to distinguish the CRDC from the Dishonored Check details. The electronic submission of the DC details shall be made thru email to [emailprotected] , copy furnish [emailprotected]. For your guidance. (SGD.) ROMEO D. LUMAGUI, JR. Commissioner of Internal Revenue ANNEX A File Structure ANNEX B Reason for Dishonored Check 1 Accommodation Check 2 Account Closed 3 Amount Differs per Advice 4 Amount in Words and Figures Differ 5 Amount in Words and Figures Illegible 6 Amount in Words/Figures Missing 7 Cancelled Check 8 Check with Multiple Alterations/Erasures 9 Date Missing 10 Deactivated Drawee Bank (Closed Bank) 11 Deceased Depositor 12 Dormant Account 13 Drawn Against Insufficient Funds (DAIF) 14 Drawn Against Uncollected Deposit (DAUD) 15 Forged Endorsement 16 Mutilated Check 17 No Advice on File 18 Out of Date ( i.e. , Feb. 30, April 31, June 31) 19 Out-of-town Check 20 Payee Missing 21 Payment Stopped/Stop Payment Order 22 Post Dated Check 23 Second Endorsed Check 24 Signature Differ from Specimen 25 Signature Exceeds Limit 26 Signature Not on File 27 Signature of Authority to Sign Expired 28 Spurious Check 29 Stale Check 30 Third Presentment 31 Two or More Signatures Required 32 Under Garnishment/Account under dispute 33 Unmatched Check Number 34 Unposted Transactions/Reject-Repass 35 Unsigned Alteration 36 Unsigned Check 37 Wrong Signature Combination 38 Old Format Check