Anti-Money Laundering Council: Reporting Procedures

July 4, 2012 ANTI-MONEY LAUNDERING COUNCIL REPORTING PROCEDURES Documentation Identification 1.1 Documentation Title Anti-Money Laundering Council Reporting Procedures 1.2 Document Version Version 2.0 1.3 Document Owner Information Management and Analysis Group Anti-Money Laundering Council Secretariat 1.4 Date Written/Compiled August 2004 1.5 Date Last Revised July 4, 2012 1.6 Purpose This handout is intended for the use of the registered Covered Institutions who shall submit Covered and Suspicious Transaction Reports as mandated by R.A. No. 9160, otherwise known as the Anti-Money Laundering Act, as amended. This serves as a guide in creating a report file with a format compliant with the requirements given by the AMLC and transmitting them via dial up connection and through https. EHaASD What's New July 4, 2012 Revised Backup Procedure please see page 48 Revised Recovery Procedure please see page 65 Additional Transaction Codes please see pages 95-96 May 9, 2012 Inclusion of SEC Memorandum Circular No. 2, series of 2010 dated 20 May 2010 prescribing a longer period of reporting for SEC supervised institutions to ten (10) working days from occurrence thereof. please see page 1 Newly-registered CIs should use Gpg4win 2.1.0 (for 64bit but backward compatible to lower computer system types). Currently reporting CIs have the option to use the new version of GPG, but will be required to do so if they will be using 64-bit computers please see pages 31-54 Deferment of submission of hard copy STR (as approved under Resolution No. 93, series of 2011) Additions/Modifications/Deletions to AMLC Transaction Codes (as approved under Resolution No. 34, series of 2012) please see pages 66-106 Additional Country Codes please see pages 112-117 September 5, 2011 AMLC Transaction Codes (as approved under Resolution No. 83, series of 2011) please see pages 60-94 AMLC Advisory please see page 51 November 10, 2010 File Transfer and Reporting Facility (Version 2.0) please see pages 50-58 DcTaEH - Real-Time validation of the Covered and Suspicious Transaction Reports (CTRs and STRs) submitted. - Covered Institutions can view the history and status of the CTRs and STRs they have submitted thru the AMLC Portal. - Covered Institutions can initiate the sending of their validation message via email thru the AMLC Portal. REPORTING PROCEDURES TABLE OF CONTENTS 1. Introduction 1.1 Covered Institutions 1.2 Covered and Suspicious Transactions 2. Covered Transaction Report 2.1 Data Elements Chart (Format Code 11) 2.2 Data Elements Chart (Format Code 21) 2.3 Electronic Record Format (Format Code 11) 2.4 Electronic Record Format (Format Code 21) 2.5 CTR/STR Format Structure for Institutions with Different Branches 3. Suspicious Transaction Report 3.1 Data Elements Chart Format Code 51 3.2 Electronic Record Format DHSaCA 4. Reporting Guidelines 5. Electronic Record Structure 5.1 Format Code 11 5.2 Format Code 21 5.3 Format Code 51 6. Transaction Security Process Guidelines 7. Transaction Security Protocol 7.1 Installing GnuPG for Windows Software 7.2 Generation of Key Pairs 7.3 Exporting Public Keys 7.4 Exchange of Keys 7.5 Importing AMLC Key 7.6 Certifying AMLC Key 7.7 Backup Procedure 7.8 How to Fill Out TSA Form 8. Transaction Security Process 8.1 Encrypting of Files 8.2 Configuring the Dial-up Connection 8.3 Transferring of Files (File Transfer and Reporting Facility Version 2.0) via Hypertext Transfer Protocol over Secure Socket Layer (HTTPS) 9. Recovery Procedure cIECaS 10. System Codes 10.1 Transaction Codes (Reso. No. 83, s. 2011) 10.2 Addition to the AMLC Transaction Codes (Reso. No. 34, s. 2012) 10.3 Modifications to the AMLC Transaction Codes (Reso. No. 34, s. 2012) 10.4 AMLC Transaction Codes for Deletion 10.5 Currency Codes 10.6 Country Codes 11. Attachments Covered Transaction Report Sample Layout Sample CTR for Covered Institutions with Branches Transactions Security Agreement TSA2010-01 Registration Form List of Resolutions related to CTR/STR Reporting 1. Introduction Money Laundering is a scheme whereby the proceeds of specified unlawful activities are transacted or attempted to be transacted to make them appear to have originated from legitimate sources. DSAacC In order to establish an effective anti-money laundering regime in the country, a responsive anti-money laundering legislation was created. Republic Act (R.A.) No. 9160, otherwise known as the Anti-Money Laundering Act of 2001 was signed into law on September 29, 2001 and took effect on October 17, 2001. The Implementing Rules and Regulations took effect on April 2, 2002. On March 7, 2003, R.A. No. 9194 (An Act Amending R.A. No. 9160) was signed into law and took effect on March 23, 2003. The Revised Implementing Rules and Regulations took effect on September 7, 2003. 1.1 Covered Institutions Covered Institutions (CIs) mandated by the Anti-Money Laundering Act (AMLA), as amended, to submit covered and suspicious transaction reports to the Anti-Money Laundering Council (AMLC) are as follows: Banks and all other entities, including their subsidiaries and affiliates, supervised and regulated by the Bangko Sentral ng Pilipinas. Insurance companies and all other institutions supervised or regulated by the Insurance Commission. Securities dealers, pre-need companies, financing companies and other entities supervised or regulated by the Securities and Exchange Commission. 1.2 Covered and Suspicious Transactions A. Covered Transactions are single transactions in cash or other equivalent monetary instrument involving an amount in excess of Five Hundred Thousand (P500,000.00) Pesos within one (1) banking day. B. Suspicious Transactions are transactions with covered institutions, regardless of the amounts involved, where any of the following circumstances exists: AHcCDI There is no underlying legal/trade obligation, purpose or economic justification The client is not properly identified The amount involved is not commensurate with the business or financial capacity of the client The transaction is structured to avoid being reported There is a deviation from the client's profile/past transactions The transaction is related to an unlawful activity/offense under the AMLA Transactions similar or analogous to the above C. All covered transactions should be reported by the CIs, through the Head Office, to AMLC within five (5) working days from occurrence thereof, unless the Supervising Authority concerned prescribes a longer period not exceeding ten (10) working days. IC Cir. No. 14-2005 dated 13 April 2005, BSP Cir. 612 dated 13 June 2008 and SEC Memorandum Cir. No. 2-2010 dated 20 May 2010 extend the period of reporting for BSP- IC- SEC- supervised or regulated institutions, respectively, to ten (10) working days from occurrence thereof. D. Should a transaction be determined to be both a covered and a suspicious transaction, the CI shall report the same as a suspicious transaction. SDTIaE E. Before CIs can submit covered and suspicious transaction reports (CTRs/STRs) to AMLC, they must first register their Compliance Officer (CO) and/or alternate representatives who will be authorized to send their reports. These personnel will be assigned individual username and password by the AMLCS and the institution code will likewise be provided upon registration. The AMLC Registration Form is available at the AMLC office or can be downloaded from the AMLC website, www.amlc.gov.ph. The form should be properly filled out, signed by authorized senior officer of the CI (President/Head) and submitted to the Information Management and Analysis Group (IMAG) of the AMLCS. The assigned username and password must be claimed personally by the owner, or his/her authorized representative, from the AMLCS office. F. The username and password shall be used to access the AMLC portal. Only when the user is properly authenticated, can the CIs submit electronically the CTR/STRs. Authorized CI representatives will be briefed on the mechanics of the submission of covered and suspicious transactions as discussed in the succeeding pages. G. The CTRs/STRs must be sent to AMLC in electronic form, via dial up, internet or as an email attachment. ACIEaH If the CTR/STR file cannot be transmitted electronically, other media, like diskettes or compact discs, may be sent through snail mail or courier directly to the following: Information Management & Analysis Group (IMAG)-AMLC Secretariat 5th Floor, EDPC Bldg., BSP Complex Mabini cor. P. Ocampo Sts. Malate, Manila 2. Covered Transaction Report 2.1 Data Elements Chart (Format Code 11) 2.2 Data Elements Chart Format Code 21 2.3 Electronic Record Format (Format 11-BSP) HEADER RECORD Field No. Field Name Type Length Format Value/Remarks *1 Header Record Indicator Text 1 H H - for Header *2 Supervising Agency Number 1 9 1-BSP *3 Institution Code Number 11 9 BSP Library (for BSP supervised) *4 Report Date Number 8 9(8) yyyymmdd; not greater than current date; not less than 20011017 *5 Report Type Text 3 X(3) CTR *6 Format Code Number 2 99 11 *7 Submission Type Number 1 9 1-new, 2-correction, 3-nil, 4-delete DETAIL RECORD Transaction Data Field No. Field Name Type Length Format Value/Remarks * 1 Detail Record Indicator Text 1 D D - for Detail *2 Transaction Date Number 8 9(8) yyyymmdd; not greater than current date; not less than 1900 *3 Transaction Type Text 5 X(5) AMLC Transaction Codes *4 Transaction Reference No. Text 20 X(20) must be unique per transaction date *5 Client Type Number 1 9 1-Individual, 2- Corporation 6 Account No. Text 40 X(40) *7 Peso Amount Number 20 9(18).99 Greater than 0 w/ or w/o decimal value 8 FX Amount Number 17 9(15).99 Optional 9 FX Currency Code Text 3 X(3) optional; mandatory if fx amount <> null Subject Data *10 Name of Account Holder Text 1 X Y-if acct. holder is a corporation Flag 1/ N-if acct. holder is an individual *11 Name of Account Holder Text Last Name 30 X(30) Last name of account holder First Name 30 X(30) First name of account holder Middle Name 30 X(30) Middle name of account holder *12 Address of Account Holder Text 1 X N-Address divided into 3 Flag 2/ fields *13 Address of Account Holder Text Address1 30 X(30) Bldg/House No., Street, Brgy Address2 30 X(30) District, Town, City Address3 30 X(30) Province, Country, ZIP *14 Birthdate of Account Holder Number 8 9(8) for corp accts.-current date > date and date > 1521; for indv. Accts.-date < current date and the difference between current date and birthdate must be less than 150 Beneficiary Data Field Field Name Type Length Format Value/Remarks No. *15 Name of Beneficiary Flag 1/ Text 1 X Y-if beneficiary is a corporation N-if beneficiary is an individual 16 Name of Beneficiary Text Last Name 30 X(30) Last name of beneficiary First Name 30 X(30) First name of beneficiary Middle Name 30 X(30) Middle name beneficiary *17 Address of Beneficiary Flag 2/ Text 1 X N-Address divided into 3 fields 18 Address of Beneficiary Text Address1 30 X(30) Bldg/House No., Street, Brgy. Address2 30 X(30) District, Town, City Address3 30 X(30) Province, Country, ZIP Trailer Record Field Field Name Type Length Format Value/Remarks No. *1 Trailer Record Indicator Text 1 T T - for Trailer *2 Php Amount Total Number 20 9(18).99 Total Transaction Amount *3 Records Total of batch to Number 10 9(10) Total number of transactions * mandatory/required field 2.4 Electronic Record Format (Format 21 BSP/SEC/IC) Header Record Field Field Name Type Length Format Value/Remarks No. *1 Header Record Indicator Text 1 H H - for Header *2 Supervising Agency Number 1 9 1-BSP, 2-SEC, 3-IC *3 Institution Code Number 11 9 BSP Library (for BSP supervised) AMLC Library (for SEC/IC supervised) *4 Report Date Number 8 9(8) yyyymmdd; not greater than current date; not less than 20011017 *5 Report Type Text 3 X(3) CTR *6 Format Code Number 2 99 21 *7 Submission Type Number 1 9 1-new, 2-correction, 3-nil, 4-delete Detail Record Transaction Data Field Field Name Type Length Format Value/Remarks No. * 1 Detail Record Indicator Text 1 D D - for Detail *2 Transaction Date Number 8 9(8) yyyymmdd; not greater than current date; not less than 1900 *3 Transaction Type Text 5 X(5) AMLC Transaction Codes *4 Transaction Reference No. Text 20 X(20) must be unique per transaction date *5 Client Type Number 1 9 1-Individual, 2- Corporation 6 Account No. Text 40 X(40) *7 Peso Amount/Face Number 20 9(18).99 Greater than 0 w/ or Value/Sum Insured w/o decimal value 8 FX Amount/Sum Number 17 9(15).99 Optional Insured/Premium 9 FX Currency Code Text 3 X(3) optional; mandatory if fx amount <> null Subject Data *10 Name of Account Holder Text 1 X Y-if acct. holder is a Flag 1/ corporation N-if acct. holder is an individual *11 Name of Account Holder/ Text Investor/Insured/Assured Last Name 30 X(30) Last name of account holder First Name 30 X(30) First name of account holder Middle Name 30 X(30) Middle name of account holder *12 Address of Account Text 1 X N-Address divided into Holder Flag 2/ 3 fields *13 Address of Account Holder/ Text Investor/Insured/Assured Address1 30 X(30) Bldg/House No., Street, Brgy Address2 30 X(30) District, Town, City Address3 30 X(30) Province, Country, ZIP *14 Birthdate of Account Number 8 9(8) for corp accts.- current Holder/Investor/Insured/ date > date and date > Assured/Obligator 1521; for indv. Accts. - date < current date and the difference between current date and birthdate must be less than 150 Beneficiary Data Field Field Name Type Length Format Value/Remarks No. *15 Name of Beneficiary Flag 1/ Text 1 X Y-if beneficiary is a corporation N-if beneficiary is an individual 16 Name of Beneficiary Text Last Name 30 X(30) Last name of beneficiary First Name 30 X(30) First name of beneficiary Middle Name 30 X(30) Middle name beneficiary *17 Address of Beneficiary Flag 2/ Text 1 X N-Address divided into 3 fields 18 Address of Beneficiary Text Address1 30 X(30) Bldg/House No., Street, Brgy Address2 30 X(30) District, Town, City Address3 30 X(30) Province, Country, ZIP Counterparties/Other Participants Data *19 Name of Counterparty flag 1/ Text 1 X Y-if counterparty is a corporation N-if counterparty is an individual 20 Name of Counterparty Text Last Name 30 X(30) Last name of counterparty First Name 30 X(30) First name of counterparty Middle Name 30 X(30) Middle name counterparty *21 Address of counterparty flag 2/ Text 1 X N-Address divided into 3 fields 22 Address of Counterparty Text Address1 30 X(30) Bldg/House No., Street, Brgy Address2 30 X(30) District, Town, City Address3 30 X(30) Province, Country, ZIP *23 Name of other participant Text 1 X Y-if other participant is a flag 1/ corporation N-if other participant is an individual 24 Name of Other Participant Text Last Name 30 X(30) Last name of other participant First Name 30 X(30) First name of other participant Middle Name 30 X(30) Middle name of other participant *25 Address of other participant Text 1 X N-Address divided into flag 3 fields 26 Address of Other Participant Text Address1 30 X(30) Bldg/House No., Street, Brgy Address2 30 X(30) District, Town, City Address3 30 X(30) Province, Country, ZIP 27 Correspondent Bank Text 30 X(30) Name of bank abroad *28 Address of correspondent Text 1 X N-Address divided into bank flag 3 fields 29 Address of Correspondent Bank Address1 Text 30 X(30) Bldg/House No., Street, Brgy Address2 Text 30 X(30) District, Town, City Address3 Text 30 X(30) Province, Country, ZIP 30 Country code of Number 3 9(3) correspondent bank Product/Services Data *31 Name of Issuer flag 1/ Text 1 X Y-if issuer is a corporation N-if issuer is an individual 32 Issuer of Product/Policy Text Owner/Payor/Trustor Last name 30 X(30) Last Name of issuer of prod./policy owner/trustor First Name 30 X(30) First name of issuer of prod./policy owner/trustor Middle Name 30 X(30) Middle name of issuer of prod./policy owner/trustor *33 Address of issuer flag 2/ Text 1 X N-Address divided into 3 fields 34 Address of Issuer of Product/ Text Policy Owner/Payor/Trustor Address1 30 X(30) Bldg/House No., Street, Brgy Address2 30 X(30) District, Town, City Address3 30 X(30) Province, Country, ZIP 35 Inception Date/Effectivity Number 8 9(8) yyyymmdd; date should not Date be greater than current date + l year and date not less than 1900 36 Maturity Date/Expiry Date Number 8 9(8) yyyymmdd; date should not be greater than current date + 100; date not less than 1900 37 Amount of claim/ Number 17 9(15).99 dividend/CSV 38 Php Amount of annual Number 17 9(15).99 premium 39 FX amount of annual Number 17 9(15).99 premium Trailer Record Field Field Name Type Length Format Value/Remarks No. *1 Trailer Record Indicator Text 1 T T - for Trailer *2 Php Amount Total Number 20 9(18).99 Total Transaction Amount *3 Records Total of batch to be Number 10 9(10) Total number of CTRs sent * mandatory/required field 2.5 CTR/STR Format Structure for Institutions with Different Branches H Header Record of Head Office D 1st Detail Record of Head Office D 2nd Detail Record of Head Office DaTICc D Last Detail Record of Head Office H Header Record of Branch1 D 1st Detail Record of Branch1 D 2nd Detail Record of Branch1 D Last Detail Record of Branch1 H Header Record of Branch2 D 1st Detail Record of Branch2 D 2nd Detail Record of Branch2 D Last Detail Record of Branch2 H Header Record of Branch n D 1st Detail Record of Branch n D 2nd Detail Record of Branch n D Last Detail Record of Branch n T Trailer Record caADSE 3. Suspicious Transaction Report 3.1 Data Elements Chart (Format Code 51) 3.2 Electronic Record Format Header Record Field Field Name Type Length Format Value/Remarks No. *1 Header Record Indicator Text 1 H H - for Header *2 Supervising Agency Number 1 9 1-BSP, 2-SEC, 3-IC *3 Institution Code Number 11 9 BSP Library (for BSP supervised) AMLC Library (for SEC/IC supervised) *4 Report Date Number 8 9(8) yyyymmdd; not greater than current date; not less than 20011017 *5 Report Type Text 3 X(3) STR *6 Format Code Number 2 99 51 *7 Submission Type Number 1 9 1-new, 2-correction, 3-nil, 4-delete Detail Record Transaction Data Field Field Name Type Length Format Value/Remarks No. *1 Detail Record Indicator Text 1 D D - for Detail *2 Transaction Date Number 8 9(8) yyyymmdd; not greater than current date; not less than 1900 *3 Transaction Type Text 5 X(5) AMLC Transaction Codes *4 Transaction Reference No. Text 20 X(20) must be unique per transaction date *5 Client Type Number 1 9 1-Individual, 2- Corporation 6 Account No. Text 40 X(40) *7 Peso Amount/Face Value/ Number 20 9(18).99 Greater than 0 w/ or Sum Insured w/o decimal value 8 FX Amount/Sum Number 17 9(15).99 Optional Insured/Premium 9 FX Currency Code Text 3 X(3) optional; mandatory if fx amount <> null *10 Nature/Purpose of Transaction Text 30 X(30) Subject Data *11 Name of Account Holder Text 1 X Y-if acct. holder is a Flag 1/ corporation N-if acct. holder is an individual *12 Name of Account Holder/ Text Investor/Insured/Assured Last Name 30 X(30) Last name of account holder First Name 30 X(30) First name of account holder Middle Name 30 X(30) Middle name of account holder *13 Address of Account Holder Text 1 X N-Address divided into Flag 2/ 3 fields *14 Address of Account Holder/ Text Investor/Insured/Assured Address1 30 X(30) Bldg/House No., Street, Brgy Address2 30 X(30) District, Town, City Address3 30 X(30) Province, Country, ZIP *15 Birthdate of Account Holder/ Number 8 9(8) for corp accts.- current Investor/Insured/Assured/ date > date and date > Obligator 1521; for indv. Accts. - date < current date and the difference between current date and birthdate must be less than 150 16 Tax Identification Number Text 9 X(9) (TIN) 17 SSS/GSIS/Registration No. Text 15 X(15) 18 Telephone Number Text 15 X(15) 19 Nature of Business Text 35 X(35) Beneficiary Data Field Field Name Type Length Format Value/Remarks No. *20 Name of Beneficiary Flag 1/ Text 1 X Y-if beneficiary is a corporation N-if beneficiary is an individual 21 Name of Beneficiary Text Last Name 30 X(30) Last name of beneficiary First Name 30 X(30) First name of beneficiary Middle Name 30 X(30) Middle name beneficiary *22 Address of Beneficiary Flag 2/ Text 1 X N-Address divided into 3 fields 23 Address of Beneficiary Text Address1 30 X(30) Bldg/House No., Street, Brgy Address2 30 X(30) District, Town, City Address3 30 X(30) Province, Country, ZIP Counterparties/Other Participants Data *24 Name of Counterparty flag 1/ Text 1 X Y-if counterparty is a corporation N-if counterparty is an individual 25 Name of Counterparty Text Last Name 30 X(30) Last name of counterparty First Name 30 X(30) First name of counterparty Middle Name 30 X(30) Middle name counterparty *26 Address of counterparty flag 2/ Text 1 X N-Address divided into 3 fields 27 Address of Counterparty Text Address1 30 X(30) Bldg/House No., Street, Brgy Address2 30 X(30) District, Town, City Address3 30 X(30) Province, Country, ZIP *28 Name of other participant Text 1 X Y-if other participant is flag 1/ a corporation N-if other participant is an individual 29 Name of Other Participant Text Last Name 30 X(30) Last name of other participant First Name 30 X(30) First name of other participant Middle Name 30 X(30) Middle name of other participant *30 Address of other participant Text 1 X N-Address divided into flag 2/ 3 fields 31 Address of Other Participant Text Address1 30 X(30) Bldg/House No., Street, Brgy Address2 30 X(30) District, Town, City Address3 30 X(30) Province, Country, ZIP 32 Correspondent Bank Text 30 X(30) Name of bank abroad *33 Address of correspondent Text 1 X N-Address divided into bank flag 2/ 3 fields 34 Address of Correspondent Bank Address1 Text 30 X(30) Bldg/House No., Street, Brgy Address2 Text 30 X(30) District, Town, City Address3 Text 30 X(30) Province, Country, ZIP 35 Country code of Number 3 9(3) correspondent bank Product/Services Data *36 Name of Issuer flag 1/ Text 1 X Y-if issuer is a corporation N-if issuer is an individual 37 Issuer of Product/Policy Text Owner/Payor/Trustor Last Name 30 X(30) Last name of issuer of prod./policy owner/trustor First Name 30 X(30) First name of issuer of prod./policy owner/trustor Middle Name 30 X(30) Middle name of issuer of prod./policy owner/trustor *38 Address of issuer flag 2/ Text 1 X N-Address divided into 3 fields 39 Address of Issuer of Product/ Text Policy Owner/Payor/Trustor Address1 30 X(30) Bldg/House No., Street, Brgy Address2 30 X(30) District, Town, City Address3 30 X(30) Province, Country, ZIP 40 Inception Date/Effectivity Number 8 9(8) yyyymmdd; date should not Date be greater than current date + 1 year and date not less than 1900 41 Maturity Date/Expiry Date Number 8 9(8) yyyymmdd; date should not be greater than current date + 100; date not less than 1900 42 Amount of claim/dividend/ Number 17 9(15).99 CSV 43 Php Amount of annual Number 17 9(15).99 premium 44 FX amount of annual Number 17 9(15).99 premium Details of Suspicion *45 Reason Memo 800 Reasons for Suspicion *46 Narrative Memo 1000 Narrative of events leading to Suspicion Trailer Record Field Field Name Type Length Format Value/Remarks No. *1 Trailer Record Indicator Text 1 T T - for Trailer *2 Php Amount Total Number 20 9(18).99 Total Transaction Amount *3 Records Total of batch to Number 10 9(10) Total number of STRs be sent * mandatory/required field 4. Reporting Guidelines (CTR/STR) A. The electronic CTR/STR file is a comma separated variable file or CSV (see Attachment A) where each column/field/variable is separated by a comma. Text/Data fields must not contain commas, single and double quotes, greater than and less than signs (, ' " > and <) . A comma (,) is used to separate the different fields of the record while the less than and greater than signs (< >) are used to enclose succeeding values of multiple valued fields. The CSV file may be created by extracting all the required data (those above the threshold of P500,000) from the CI's database and building records following the format provided by AMLC or inputting the information in Excel and saving it using csv as its file type. Header column names or columnar headings should not be included in the file. This file is structured to have several header records for CIs with branches and several detail records for the various transactions under each header record. At the end of the file is a trailer record containing the total no. of transactions and the total Php amount of all the detail records. (see Attachment A). B. The following are coded fields with their corresponding acceptable values: Field Name Acceptable Values a. Record indicator H, D, T where H = header record, D = detail record, T = trailer record b. Supervising Agency 1, 2, 3 where 1 = BSP, 2 = SEC, 3 = IC c. Institution code From list of institution codes provided by AMLC. Please note that this has 11 digits, i.e., 01000101001. Key field. d. Report type CTR, STR e. Format code 11, 21, 51, 52 where format 11 = CTR for bank transactions, 21 = CTR for remittance, securities/insurance transactions, 51 = suspicious transactions f. Submission type 1, 2, 3, 4 where 1 - (new) for transaction/s (CTR/STR) that will be reported for the first time. 2 - (Correction) if the transactions (CTR/STR) that were previously submitted to and accepted by AMLC contain information that needs to be corrected (data error). Note: The Institution code, Transaction date and reference number of the corrected transaction must be the same as the original transaction. 3 - (Nil) if no transaction (CTR/STR) to be reported. This is optional. Only for those who wish to report that they have nothing to report. Note: for nil report, the header data is the only required information. 4 - (Erase/Delete) if the transaction (CTR/STR) previously reported to and accepted by AMLC needs to be deleted. Note: the delete transaction must be exactly the same as the original transaction previously submitted to AMLC. g. Transaction type From list of transaction codes provided by AMLC (Please refer to Part 10.1 - Transaction Codes) h. Client type 1, 2 where 1 = individual, 2 = corporation i. FX currency code From list of currency codes provided by AMLC (Please refer to Part 10.2 - Currency Codes) j. Flag (name) Y, N where Y if account holder is a corporation, N if account holder is an individual k. Flag (address) N l. Country code From list of country codes provided by AMLC (Please refer to Part 6.3. - Country Codes) C. File Name convention 999999yyyymmddss.csv where 999999 = first 6 digits of institution code, yyyymmdd = reporting date (year, month, day the report is sent to AMLC), ss = sequence number from 01-99 representing number of files transmitted for the day (batch number or number of transmission). Default sequence no. is 01. AEIHCS D. Key fields the key fields consists of the institution code, transaction date and transaction reference number . Together, they should be unique at all times. This means that the transaction reference number should be distinct per transaction date per institution. E. CTR/STR reports should reflect where the transaction occurred, i.e. , Head Office or branch. This is identified by the institution code in the Header record which must be 11 digits (up to branch level). There may be several detail records under one (1) header record to report several transactions of one branch, and there may be several header records in one (1) file to report transactions of several branches. Please see illustration in Section 2.3. F. The following are mandatory fields: TSCIEa Header record: all fields mandatory Detail record: Record indicator Transaction date - Key field Transaction type Transaction reference number - Key field Client type Peso amount FX amount ) For FX denominated FX code ) transactions only All flags Name of account holder Address of account holder Birthdate of account holder (yyyymmdd) Reason ) For suspicious transaction Narrative ) report Trailer record: all fields mandatory G. In case of multiple valued field, (such as &/or account holders' name, multiple beneficiaries, etc.), each field shall be encoded individually separated by a comma . However, a less than sign (<) symbol will indicate that the next value is another value for the same data field as the immediately preceding field and so forth. In short, two or more names should be enclosed in "less than" and "greater than" symbols . For example: If flag = Y then Y, <Corporation Name 1>, <Corporation Name 2> If flag = N then N, <Lastname1, Firstname1, Middlename1>, <Lastname2, Firstname2, Middlename2> Format for Name of Account Holder: ATcaEH One name only Flag = Y then Y, Corporate Name Flag = N then N, Lastname1, Firstname1, Middlename1 H. Format for address of Account Holder One Address only Flag = N then N, Address1, Address2, Address3 More than one Flag = N then N, <Address11, Address12, Address13>, <Address21, Address22, Address23> Note: The number of address values must be equal to the number of Account Holder. I. The Name and Address format must be applied to the rest of fields that might contain multiple values. J. For Account Holder's Birthday, year of birth should not be less than 1800. The number of birthdates must be equal to the number of Account Holders. For example: One Account Holder Birthday Two Account Holders <Birthday1>, <Birthday2> Three Account Holders (Account Holder 2 with unknown birthday) <Birthday1>, < >, <Birthday3> Four Account Holders (Account Holder 3 and 4 with unknown birthdays) <Birthday1>, <Birthday2>, < >, < > ACHEaI K. For STR's, the following fields should also have multiple values corresponding to the no. of account holders; Address, Birthdate, TIN, GSIS/SSS No., Tel No. and Nature of business . L. All amount values must not contain commas or special characters except the decimal point to indicate centavos, i.e. , P550,120.50 should be encoded as 550120.50. M. All dates have been structured as numeric as follows: yyyymmdd (year - 4 digits; month - 2 digits; day-2 digits) i.e. , July 9, 2003 should be 20030709 N. Validity of each field values in terms of length and data type must be observed. O. The number of commas must be less than one from the required total number of field values field1, field2, field3, field4 Total Fields = 4 Total Commas = 3 Note: field3 should always be followed by a comma whether or not field4 has data N, Lastname, Firstname, Middlename or N, Lastname, Firstname, P. Digital certificate shall be implemented to ensure integrity, efficiency and security of the report files. The Gnu Privacy Guard (GPG) shall be provided to all the CIs to be used for encrypting and digital signing. Q. To ensure that only authorized officials will be allowed to send reports to AMLC electronically, there shall be a registration and continuous data updating of business units, and their authorized compliance officers, including the required specimen signatures. TEHIaA R. The AMLC Registration Form may be obtained from the AMLC Secretariat office, via email/fax upon request of the CIs or via the AMLC website. Functional trainings for authorized persons named in the registration forms are usually conducted on the last Wednesday of the month or upon announcement by the AMLCS. The assigned usernames and passwords may also be issued during the training or may be claimed by the authorized persons anytime after registration from the AMLCS office at: 5/F EDPC Bldg., Bangko Sentral ng Pilipinas Complex Mabini cor. P. Ocampo St., Metro Manila S. Rejected transaction due to invalid codes (transaction, currency and country) should be sent again using submission type 1. Please take note that the reference number of the original transaction should be used for the resend transaction. T. Please observe strict compliance with the above guidelines to avoid rejection of transactions. U. CTRs for Inward/Outward Remittance transactions, including pass-thru inward remittance, should be reported using Format 21 with the following highlights: (All other mandatory fields must have entries including optional fields, if available). EHCaDS Field Name Value Reporting Institution = Bank Outward Remittance (ORM) transaction Account holder/Client - Name of CI's client Account Number - Account Number of Client Beneficiary - Receiver of Remittance Counterparty - Optional Correspondent Bank - Name of Beneficiary's Bank Country Code - Country code of Beneficiary's Bank Inward Remittance (IRM) transaction Account holder/Client - Name of CI's client Account Number - Account Number of Client Beneficiary - Name of CI's client (same as account holder) Counterparty - Name of Remitter Correspondent Bank - Name of Remitter's Bank Country Code - Country code of Remitters Bank Pass-thru transaction Account holder/Client - Name of Beneficiary's Bank (may or may not be a client of the reporting CI Account Number - Account Number of Client (if beneficiary's bank is a client of the reporting CI) Beneficiary - Name of final beneficiary (client of another bank) Counterparty - Name of Remitter Correspondent Bank - Name of Remitter's Bank Country Code - Country code of Remitters Bank Field Name Value Reporting Institution = Non-Bank Outward Remittance (ORM) transaction Account holder/Client - Name of Remitter (client of reporting CI) Account Number - Not applicable Beneficiary - Receiver of the Remittance Counterparty - Name of Foreign office/tie up Correspondent Bank - Name of Bank of Foreign office/tie up Country Code - Country code of Foreign office/tie up Other Participant - Name of Beneficiary's bank; account number Name of Issuer - Name of Local Bank of Reporting CI Inward Remittance (IRM) transaction Account holder/Client - Name of Foreign office/tie up Account Number - Optional Beneficiary - Receiver of Remittance Counterparty - Name of Remitter Correspondent Bank - Name of Bank of Foreign office/tie up Country Code - Country code of Foreign office/tie up Other Participant - Name of Beneficiary's bank; account number Name of Issuer - Name of Local Bank of Reporting CI V. Highlights of STR reporting by banks for spurious checks are as follows: (All other mandatory fields must have entries including optional fields, if available) ESTAIH 1. Depository Bank Account holder/Client Name of Depositor/Client IDaEHC Account Number Account Number of Client/Depositor Peso Amount Amount in Check Beneficiary Name of Payee in Check Counterparty Name of Issuer of Check; if available Correspondent Bank Name of Drawee Bank 2. Presenting Bank Account holder/Client Name of Depository Bank Account Number Account Number of Depository Bank Peso Amount Amount in Check Beneficiary Name of Payee in Check Counterparty Name of Issuer of Check; if available Correspondent Bank Name of Drawee Bank 3. Drawee Bank Account holder/Client Name of Client/Issuer of Check Account Number Account Number in Check Peso Amount Amount in Check Beneficiary Name of Payee in Check Counterparty Not applicable Correspondent Bank Name of Presenting Bank 5. Electronic Record Structure A. Header Record Indicator This is the first field of the electronic record and will contain "H" to indicate that it is the beginning of the electronic file being sent by the covered institution (CI) to AMLC. B. Supervising Agency This field represents the respective supervising agency (whether BSP, SEC, or IC) of the reporting covered institution. C. Institution Code This represents the reporting covered institution using the Bangko Sentral (BSP) codes for BSP-supervised CIs or AMLC codes for SEC/IC supervised CIs. SEIcHa D. Format Code This identifies the format of the record. Code 11 defines the CTR format to be followed for bank transactions, code 21 for SEC and IC transactions and for inward/outward remittances and code 51 for STRs. E. Report Type Identifies whether report is CTR or STR. F. Report Date Date of report in year, month, day format (YYYYMMDD). It should not be greater than the current date and not less than 20011017. G. Submission Type Indicates whether the report being submitted is new, correction of previously submitted report and for deletion. 5.1 Format Code 11 (CTR format used generally for banking and financial institution with quasi-banking functions) A. Detail Record Indicator Contains "D" indicating start of detail record for each and every transaction belonging to the same date and transaction group defined in the header record. B. Transaction Date Date when transaction occurred in year, month, and day format (YYYYMMDD). Date should not be greater than the current date but not less than 1900. C. Transaction Type Refers to the type of transaction based on AMLC's table of codes. D. Transaction Reference No. Refers to the unique reference number assigned by the reporting covered institution to its individual transaction per transaction date. E. Client Type Indicates whether account holder is an individual or a corporation. F. Account No. Refers to the assigned account number of the client owner of the transaction. G. Amount in Pesos refers to the peso amount of transaction made by the account holder. This can also be the peso equivalent of the fx amount. Amount should be greater than 0. cSIADH H. FX Amount This refers to the original amount in foreign currency in an FX transaction. (Use only if applicable). I. FX Currency Code Indicates the currency of the FX transaction following BSP Currency codes (Use only if applicable Part 10.2.). Mandatory if FX Amount is not null. J. Name of Account Holder Flag "N" if account holder is an individual, "Y" if account holder is a corporation. K. Name of Account Holder Identifies the owner of the account specifying the last name, first name, middle name of the individual person or the registered name of the corporation or partnership. L. Address of Account Holder Flag "N" Indicates that address of account holder is divided into 3 fields of 30 characters each (address1, address2, address3). M. Address of Account Holder Gives the detailed address of the account holder specifying the bldg./house no., street, Barangay, District, Town, City, Province, Country , and ZIP code. N. Birthdate of Account Holder Date of birth of the account holder or the registration date in case of corporation or partnership. For individual accounts, the difference between the current date and the birthdate must be less than 150 and should also be less than the current date. For corporate accounts, registration year must be greater than 1521 but less than the current date. O. Name of Beneficiary Flag "N" if beneficiary is an individual, "Y" if beneficiary is a corporation. P. Name of Beneficiary Where applicable, identifies the beneficiary of the transaction giving the last name, first name, and middle name or the registered name of the corporation or partnership. Indicates who directly/indirectly benefited from the transaction. Q. Address of Beneficiary Flag "N" Indicates that address of beneficiary is divided into 3 fields of 30 characters each (address1, address2, address3). R. Address of Beneficiary Gives the detailed address of the beneficiary specifying the bldg./house no., street, Barangay, District, Town, City, Province, Country , and ZIP code. 5.2 Format code 21 (CTR format used generally by securities and insurance institution) A. Detail Record Indicator Contains "D" indicating start of detail record for each and every transaction belonging to the same date and transaction group defined in the header record. B. Transaction Date Date when transaction occurred in year, month, and day format (YYYYMMDD). Date should not be greater than the current date and not less than 1900. C. Product/Policy Type Refers to the type of product/policy based on AMLC's table of codes (Part 10.1). D. Transaction Reference No. Refers to the unique reference number assigned by the reporting covered institution to its individual transaction per transaction date. E. Individual/Corporation Indicates whether account holder is an individual or a corporation. F. Account/Policy No. Refers to the assigned account/policy number of the client owner of the transaction. G. Peso Amount/Face Value/Sum of Insured refers to the peso amount of transaction made by the account holder. This can also be the peso equivalent of the fx amount. Amount should be greater than 0. H. FX Amount/Sum Insured This refers to the original amount in foreign currency if transaction is FX denominated. (Use only if applicable). I. FX Currency Code Indicates the currency of the FX transaction following BSP Currency codes. (Use only if applicable). Mandatory if FX Amount is not null. SCADIT J. Name of Account Holder Flag "N" if account holder is an individual, "Y" if account holder is a corporation. K. Name of Account Holder/Investor/Insured/Assured/Obligor Identifies the owner of the account, investor, obligor or the person insured/assured specifying the last name, first name, middle name of the individual person or the registered name of the corporation or partnership. L. Address of Account Holder Flag "N" Indicates that address of account holder is divided into 3 fields of 30 characters each (address1, address2, address3). M. Address of Account Holder/Investor/Insured/Assured/Obligor Gives the detailed address of the account holder/investor/insured/assured/obligor specifying the bldg./house no., street, Barangay, District, Town, City, Province, Country , and ZIP code. N. Birthdate of Account Holder/investor/insured/assured/obligor Date of birth of the account holder/investor/insured/assured/obligor or the registration date in case of corporation or partnership. For individual accounts, the difference between the current date and the birthdate must be less than 150 and should also be less than the current date. For corporate accounts, registration year must be greater than 1521 but less than the current date. O. Name of Beneficiary Flag "N" if beneficiary is an individual, "Y" if beneficiary is a corporation. P. Name of Beneficiary/recipient/trustee Where applicable, identifies the beneficiary/recipient/trustee of the transaction giving the last name, first name, and middle name or the registered name of the corporation or partnership. Indicates who directly/indirectly benefited from the transaction. Q. Address of Beneficiary Flag "N" Indicates that address of beneficiary is divided into 3 fields of 30 characters each (address1, address2, address3). R. Address of Beneficiary/recipient/trustee Gives the detailed address of the beneficiary/recipient/trustee specifying the bldg./house no., street, Barangay, District, Town, City, Province, Country, and ZIP code. S. Name of Counterparty Flag "N" if counterparty is an individual, "Y" if counterparty is a corporation. T. Name of Counterparty Where applicable, identifies the counterparty of the transaction giving the last name, first name, and middle name or the registered name of the corporation or partnership. For inward remittance transactions, this field identifies the remitter. U. Address of Counterparty Flag "N" Indicates that address of the counterparty is divided into 3 fields of 30 characters each (address1, address2, address3). V. Address of Counterparty Gives the detailed address of the counterparty of the transaction specifying the bldg./house no., street, Barangay, District, Town, City, Province, Country, and ZIP code. W. Name of Other Participant Flag "N" if other participant is an individual, "Y" if other participant is a corporation. X. Name of Other Participant Identifies the receiving party or other participant in cases of transactions where other participants are involved specifying the last name, first name, middle name of the individual person or the registered name of the corporation or partnership. Y. Address of Other Participant Flag "N" Indicates that address of the other participant is divided into 3 fields of 30 characters each (address1, address2, address3). Z. Address of Other Participant Gives the detailed address of the receiving party or other participant in cases of transactions where other participants are involved specifying the bldg./house no., street, Barangay, District, Town, City, Country, and ZIP code. aIcTCS AA. Correspondent Bank Where applicable, identifies the correspondent bank abroad. BB. Address of Correspondent Bank Flag "N" Indicates that address of the correspondent bank is divided into 3 fields of 30 characters each (address1, address2, address3). CC. Address of Correspondent Bank Gives the detailed address of the correspondent bank abroad specifying the bldg./house no., street, District, Town, City, Country , and ZIP code. DD. Country Code of Correspondent Bank Indicates the country of the correspondent bank following BSP country codes (Part 10.3). EE. Name of Issuer/Owner/Payor/Trustor Flag "N" if issuer is an individual, "Y" if issuer is a corporation. FF. Issuer of Product/Policy Owner/Payor/Trustor Identifies the issuer of product, owner of the policy contract/payor or trustor specifying the last name, first name, middle name or the registered name of the corporation or partnership. GG. Address of Issuer/Owner/Payor/Trustor Flag "N" Indicates that address of the issuer/owner/payor/trustor is divided into 3 fields of 30 characters each (address1, address2, address3). HH. Address of Issuer/Owner/Trustor Gives the detailed address of the issuer of product/policy owner/payor/trustor specifying the bldg./house no., street, District, Town, City, Country, and ZIP code. II. Start/Inception/Effectivity Date Date when product or commodity was issued, start of obligation or when the policy or contract becomes effective. It should not be greater than the current date + 1 year and not less than 1900. JJ. Maturity Date/Expiry Date Date when financial obligation becomes due or the policy matures or the contract expires. It should not be greater than the current year + 100 and not less than 1900. KK. Amount of Claim/dividend/CSV Amount being claimed against the insurance policy or amount of the dividend or the cash surrender value. LL. Php Amount of Annual Premium Amount in Philippine peso representing the premium to be paid annually. MM. FX Amount of Annual Premium If applicable, this refers to the amount in the original foreign currency representing the premium to be paid annually. Trailer Record A. Trailer Record Indicator Contains "T" indicating start of trailer record of every file. B. Total CTR Amount refers to the total/sum of all peso transaction amounts in the file. C. Records Total refers to the number of transactions included in the file. 5.3 Format code 51 (STR format) A. Detail Record Indicator Contains "D" indicating start of detail record for each and every transaction belonging to the same date and transaction group defined in the header record. B. Transaction Date Date when transaction occurred in year, month, and day format (YYYYMMDD). Date should not be greater than the current date and not less than 1900. C. Product/Policy Type Refers to the type of product/policy based on AMLC's table of codes (Part 10.1). D. Transaction Reference No. Refers to the unique reference number assigned by the reporting covered institution to its individual transaction per transaction date. E. Individual/Corporation Indicates whether account holder is an individual or a corporation. LLphil F. Account/Policy No. Refers to the assigned account/policy number of the client owner of the transaction. G. Peso Amount/Face Value/Sum of Insured refers to the peso amount of transaction made by the account holder. This can also be the peso equivalent of the fx amount. Amount should be greater than 0. H. FX Amount/Sum Insured This refers to the original amount in foreign currency if transaction is FX denominated. (Use only if applicable). I. FX Currency Code Indicates the currency of the FX transaction based on AMLC's table of currency codes. (Use only if applicable Part 10.2). Mandatory if FX Amount is not null. J. Nature/purpose of Transaction Explains the nature or purpose of transaction as in debit/credit memo, etc. or the risk being insured. K. Name of Account Holder Flag "N" if account holder is an individual, "Y" if account is a corporation. L. Name of Account Holder/Investor/Insured/Assured/Obligor Identifies the owner of the account, investor, obligor or the person insured/assured specifying the last name, first name, middle name of the individual person or the registered name of the corporation or partnership. M. Address of Account Holder Flag "N" Indicates that address of account holder is divided into 3 fields of 30 characters each (address1, address2, address3). N. Address of Account Holder/Investor/Insured/Assured/Obligor Gives the detailed address of the account holder/investor/insured/assured/obligor specifying the bldg./house no., street, Barangay, District, Town, City, Province, Country, and ZIP code. O. Birthdate of Account Holder/investor/insured/assured/obligor Date of birth of the account holder/investor/insured/assured/obligor or the registration date in case of corporation or partnership. For individual accounts, the difference between the current date and the birthdate must be less than 150 and should also be less than the current date. For corporate accounts, registration year must be greater than 1521 but less than the current date. P. Tax Identification Number (TIN) Tax Identification Number of the account holder/investor/insured/assured/obligor. Q. SSS/GSIS/Registration No. Social Security System No. or the GSIS No. of the account holder/investor/insured/assured/obligor or the registration number of the Corporation or Partnership. R. Telephone Number Contact number of the account holder/investor/insured/ assured/obligor. S. Nature of Business Nature of business of the Corporation or Partnership. T. Name of Beneficiary Flag "N" if beneficiary is an individual, "Y" if beneficiary is a corporation. U. Name of Beneficiary/recipient/trustee Where applicable, identifies the beneficiary/recipient/trustee of the transaction giving the last name, first name, and middle name or the registered name of the corporation or partnership. Indicates who directly/indirectly benefited from the transaction. V. Address of Beneficiary Flag "N" Indicates that address of beneficiary is divided into 3 fields of 30 characters each (address1, address2, address3). W. Address of Beneficiary/recipient/trustee Gives the detailed address of the beneficiary/recipient/trustee specifying the bldg./house no., street, Barangay, District, Town, City, Province, Country , and ZIP code. ATcaHS X. Name of Counterparty Flag "N" if counterparty is an individual, "Y" if counterparty is a corporation. Y. Name of Counterparty Where applicable, identifies the counterparty of the transaction giving the last name, first name, and middle name or the registered name of the corporation or partnership. Z. Address of Counterparty Flag "N" Indicates that address of the counterparty is divided into 3 fields of 30 characters each (address1, address2, address3). AA. Address of Counterparty Gives the detailed address of the counterparty of the transaction specifying the bldg./house no., street, Barangay, District, Town, City, Province, Country, and ZIP code. BB. Name of Other Participant Flag "N" if other participant is an individual, "Y" if other participant is a corporation. CC. Name of Other Participant Identifies the receiving party or other participant in cases of transactions where other participants are involved specifying the last name, first name, middle name of the individual person or the registered name of the corporation or partnership. DD. Address of Other Participant Flag "N" Indicates that address of the other participant is divided into 3 fields of 30 characters each (address1, address2, address3). EE. Address of Other Participant Gives the detailed address of the receiving party or other participant in cases of transactions where other participants are involved specifying the bldg./house no., street, Barangay, District, Town, City, Country , and ZIP code. FF. Correspondent Bank Where applicable, identifies the correspondent bank abroad. GG. Address of Correspondent Bank Flag "N" Indicates that address of the correspondent bank is divided into 3 fields of 30 characters each (address1, address2, address3). HH. Address of Correspondent Bank Gives the detailed address of the correspondent bank abroad specifying the bldg./house no., street, District, Town, City, Country, and ZIP code. II. Country Code of Correspondent Bank Indicates the country of the correspondent bank based on AMLC's table of country codes (Part 10.3). JJ. Name of Issuer/Owner/Payor/Trustor Flag "N" if issuer is an individual, "Y" if issuer is a corporation. KK. Issuer of Product/Policy Owner/Payor/Trustor Identifies the issuer of product, owner of the policy contract/payor or trustor specifying the last name, first name, middle name or the registered name of the corporation or partnership. LL. Address of Issuer/Owner/Payor/Trustor Flag "N" Indicates that address of the issuer/owner/payor/trustor is divided into 3 fields of 30 characters each (address1, address2, address3). MM. Address of Issuer/Owner/Trustor Gives the detailed address of the issuer of product/policy owner/payor/trustor specifying the bldg./house no., street, District, Town, City, Country, and ZIP code. NN. Start/Inception/Effectivity Date Date when product or commodity was issued, start of obligation or when the policy or contract becomes effective. It should not be greater than the current date + 1 year and not less than 1900. OO. Maturity Date/Expiry Date Date when financial obligation becomes due or the policy matures or the contract expires. It should not be greater than the current year + 100 and not less than 1900. PP. Amount of Claim/dividend/CSV Amount being claimed against the insurance policy or amount of the dividend or the cash surrender value. QQ. Php Amount of Annual Premium Amount in Philippine peso representing the premium to be paid annually. acCDSH RR. FX Amount of Annual Premium If applicable, this refers to the amount in the original foreign currency representing the premium to be paid annually. SS. Reason Gives the details of the reasons for suspicion. TT. Narrative Narrates the events leading to the suspicion including other information which might be of help or importance to the report such as where the possible violation took place, related litigations, relation to other transactions, account numbers that may be involved or affected, description of supporting documents (retained confession, admission or explanation of the transaction provided by any other person, etc.) and recommendations for further investigation that might assist law enforcement authorities. Trailer Record A. Trailer Record Indicator Contains "T" indicating start of trailer record of every file. B. Total Amount of Transactions refers to the total/sum of all peso transaction amounts in the file. C. Total No. of Suspicious Transaction refers to the number of transactions included in the file. 6. Transaction Security Process Guidelines A. The File Transfer and Reporting Facility using the Hypertext Transfer Protocol over Secure Socket Layer (FTRF v 2.0) shall be used by the CIs in transmitting their respective reports. B. Hypertext Transfer Protocol over Secure Socket Layer (HTTPS) is a private, secure and graphical method of accessing web page information and/or sending information across a web. It is especially useful for encrypting forms-based information as it passes between clients and servers. HTTPS which is implemented under the File Transfer and Reporting Facility (FTRF v 2.0) will address the efficiency, integrity and security concerns of data collection from the Covered Institutions. C. File Transfer and Reporting Facility (FTRF) has the following features: a. Secure upload provides data encryption, server authentication & message integrity b. Self-signed Digital Identification & Certificate allows encrypting and digital signing of messages c. Transactional Security Agreement serves as a memorandum of agreement between AMLC & CI. It documents the details, terms and conditions and the use of the self-signed digital certificates. D. The self-signed digital identification shall be implemented for all CIs. AMLC and the CIs shall use the Gnu Privacy Guard (GPG) software for its encryption and authentication and the GPG supported algorithm (MD5) for its signing. Installer of the said software shall be provided by AMLC upon registration. E. The key of AMLC shall be used by the CIs in filling out/verifying the information stated in the Transaction Security Agreement. F. The compliance officer of the CI shall likewise generate his private key as well as public key using GPG which shall be given to AMLC during the exchange of public keys. G. The signed public key of the AMLC shall be used by the CIs to: a. Encrypt the electronic files (CTR/STR in csv format) to be submitted to AMLC b. Verify the signature of the files they will receive from AMLC H. The signed private key of the AMLC shall be used by AMLC to: a. Decrypt the encrypted files sent by the CIs which were encrypted using AMLC's signed public key b. Sign the electronic files they will send to the CIs AaEcHC I. The signed public key of the CI shall be used by the AMLC to: a. Encrypt the validation messages that AMLC will send to the CI b. Verify the signature of the files AMLC will receive from the CIs J. The signed private key of the CI shall be used by them to: a. Decrypt the AMLC validation messages from AMLC b. Sign the electronic files they will send to AMLC K. The CIs shall submit the duly accomplished and notarized Transaction Security Agreement to Data Collection and Management Staff at the 5/F EDPC Building, BSP Complex, Malate Manila. L. The form shall be enclosed in a sealed envelope with a signature on its flap. M. After the exchange of keys, CIs are required to encrypt and sign the electronic CTR/STR files before transmitting them to AMLC via https (AMLC portal). N. In cases wherein the public key is compromised, superseded or no longer in use, a new pair of public and private keys shall be generated and newly accomplished Transaction Security Agreement shall be issued. CIs shall follow the same procedures discussed above. 7. Transaction Security Protocol 7.1 Installing the GnuPG for Windows Software (Gpg4win 2.1.0) 1. Copy gpg4win 2.1.0 from CD/flash drive to your local drive C. 2. Double click gpg4win-2.1.0.exe. You will be asked if you want to allow the program to make changes in your computer. 3. Click Yes. The Installer Language window will be displayed on the screen. 4. Select English , then, click Ok. 5. The Gpg4win Setup window will be displayed on the screen. Click Next. 6. The License Agreement window will be displayed on the screen. Click Next. 7. Select components to install. Check Kleopatra, GpgEX, and Gpg4win Compendium , then, uncheck other components. Click Next. 8. Specify destination folder, then, click Next. For 32 bit machine the default directory is C:\Program Files\GNU\GnuPG For 64 bit machine the default directory is C:\Program Files (x86)\GNU\GnuPG 9. Select where Gpg4win shall install links. Check Start Menu and Desktop , then, click Next. 10. Choose Start Menu folder for the Gpg4win shortcuts. Enter Gpg4win , then, click Install. EHTSCD 11. Please wait while Gpg4win is being installed. 12. Once, the setup was completed successfully, click, Next. 13. Check Root certificate defined or skip configuration, then, click Next. 14. Click Finish. 7.2 Generation of Key Pairs (One time Procedure) 1. From your desktop, double click Kleopatra. The Kleopatra main window will be displayed on the screen. 2. Click File , then, select New Certificate. 3. Certificate Creation Wizard will be displayed on the screen. Click Create a personal OpenPGP key pair. 4. Enter Details, then, click Advance Settings. Note : Name Name of Compliance Officer Email Email address of Compliance Officer Comment Name of the company 5. The Technical Details window will be displayed on the screen. 6. From Key Material, select DSA: 2,048 bits (default). 7. Check + Elgamal : 2,048 bits (default). 8. From Certificate Usage, check Signing , Encryption and Certification. 9. Click Ok. 10. From the Certificate Creation Wizard window, click Next. 11. From Certificate Creation Wizard, check Show all details , review the certificate parameters, then, click Create Key. 12. Pinentry window will be displayed on the screen. Enter Passphrase (gpg password of compliance officer), then, click Ok. 13. Re-enter passphrase, then, click Ok. 14. Wait until the key pair is successfully created. 15. Click Finish. ITCHSa 7.3 Exporting Public Key 1. From your desktop, double click Kleopatra. The Kleopatra main window will be displayed on the screen. 2. Click the name of the compliance officer, then, click Export Certificates. 3. Select the directory where the public key is to be saved, then, click Save. For 32 bit machine : c:\Program Files\GNU\GnuPG\ For 64 bit machine : c:\Program Files (x86)\GNU\GnuPG\ Note : The default filename of the public key is the key fingerprint. 7.4 Exchange of Keys A. Email the exported asc file to AMLC ([emailprotected]) and wait for AMLC's reply. B. Upon receipt of AMLC's email, detach and copy the AMLC public key (amlc.asc) to: For 32 bit machine : c:\Program Files\GNU\GnuPG\ For 64 bit machine : c:\Program Files (x86)\GNU\GnuPG\ 7.5 Importing AMLC Key 1. From your desktop, double click Kleopatra. The Kleopatra main window will be displayed on the screen. 2. Click Import Certificates. 3. Select the directory where the AMLC.asc was saved, then, click Open. 4. The Certificate Import Result window will be displayed on the screen. Click Ok . 5. The imported public key will be displayed on Kleopatra Imported Certificates tab. 7.6 Certifying AMLC Key 1. From your desktop, double click Kleopatra. 2. From Kleopatra main window, click Anti-Money Laundering Council's public key. 3. From the menu bar, click Certificates , then, click Certify Certificate. 4. Check Anti-Money Laundering Council, then, check I have verified the fingerprint. Click Next. 5. Select Certify only for myself, then, click Certify. 6. Enter passphrase of compliance officer, then, click Ok. TIHDAa 7. Click Finish. 7.7 Backup Procedure 1. Open Kleopatra 2. From My Certificates tab, click the name of the key owner (Compliance Officer) 3. From the menu bar, click File then select Export Certificates 4. Select the directory where you want to save the backup of your public key (USB) 5. Click Save 6. From My Certificates tab, click the name of the key owner (Compliance Officer) 7. From the menu bar, click File then select Export Secret Keys 8. Select the directory where you want to save the backup of your private key (USB) 9. Click Save 7.8 How to Fill Out Transaction Security Agreement (TSA) 1. From your desktop, double click Kleopatra. The Kleopatra main window will be displayed on the screen. 2. Double click the name of the compliance officer. The certificate details will be displayed on the screen. 3. Fill out the TSA with the required information such as key owner, Email Address, Generation Date, Expiration Date, Key ID, and Fingerprint. 4. Click Close button to close the certificate details of the compliance officer. 5. From the Kleopatra main window, double click Anti-Money Laundering Council. The certificate details will be displayed on the screen. 6. Verify the Fingerprint of AMLC from the certificate details window with the one written in TSA form. 7. Fill out the TSA with other required information such as Supervising Agency, Industry Type, Institution Name, Address, Telephone Numbers, and Fax Numbers. 8. Fill out the Acknowledgement Page of the TSA with the name of the compliance officer, and Tax Identification Number of the compliance officer. 9. Have the TSA signed and notarized. Note : The CIs shall submit the duly accomplished and notarized Transaction Security Agreement to Mr. Alexander Joseph Villacorta at the 5/F EDPC Building, BSP Complex, Malate Manila. 8. Transaction Security Process 8.1 Encrypting of Files ( done everytime a CI submits a report file) 1. From your desktop, double click Kleopatra . The Kleopatra main window will be displayed on the screen. 2. Click File, then, click Sign/Encrypt Files. . . ITcCaS 3. Select the csv file you want to sign and encrypt, then, click Open. 4. Select Sign and Encrypt, then, click Next. 5. Select Anti-Money Laundering Council's public key, then, click Add. 6. Click Next. A warning message will be displayed on the screen. Click Continue. 7. Select the Compliance Officer's private key, then, click Sign & Encrypt. 8. Enter passphrase of the Compliance Officer, then, click Ok. 9. Click Finish. 8.2 Configuring the Dial-up Connection (one time procedure) Windows XP Windows 7 Click START, go to CONTROL PANEL Click START, go to CONTROL PANEL Double click NETWORK CONNECTIONS Double click Network and Sharing Center Click CREATE A NEW CONNECTION; Click Set up a New Connection or the New Connection Wizard will appear. Network DACTSa Fill in the necessary information/details: Click Set up a Dial-up Connection For the Network Connection Type, then click NEXT choose the option for dial-up networking For the Phone Number, type 7087921 After the new connection has been created, Fill in the necessary information/ right click the created connection, click details: dial-up phone number PROPERTIES from the pop-up menu then (7087921), username, password uncheck USE DIALING RULES. and connection name then click CREATE Click ALTERNATES, click ADD, After the new connection has been then type the other phone number: created, right click the created 3061315 connection, click PROPERTIES from the pop-up menu then uncheck USE DIALING RULES. Right click on the connection you have Click ALTERNATES, click ADD, created, click Create Shortcut then click then type the other phone number: YES to create an icon at your desktop 3061315 8.3 Transferring of Files (File Transfer Reporting Facility version 2.0) 8.3.1. HOW TO LOGIN From the Internet Explorer, a registered CI user opens browser and types the url, https://portal.amlc.gov.ph which leads to the screen below, the CI User Login Page. TO LOGIN 1. Enter the user name and password provided to you when you registered with AMLCS. 2. Click login. 3. A successful login will show the CI User Main Page. HSCcTD There are six (6) options (or links) available in CI User Main Page: a. Advisory, if the icon is clicked, it will automatically display latest advisory/announcement of AMLC. b. Download Public Key of AMLC gives the option to download the public key of AMLC c. Download TSA Form gives the option to download the Transaction Security Agreement Form d. File Upload gives the option for the registered CI user to upload the electronic CTRs and STRs. e. File Upload History gives the option for the registered CI user to inquire and view the files uploaded; only files uploaded by the particular CI can be viewed. f. Logout will log the CI user out of the system and go back to CI User Login Page. 8.3.2. HOW TO DOWNLOAD PUBLIC KEY OF AMLC 1. Log on FTRF. 2. From User Main Page, Click Download Public Key of AMLC link or 3. Click Save button. The Save As window will be displayed on the screen. 4. Select the directory where you want to save the public key of AMLC 5. Click Save button. The public key of AMLC will be saved on the selected directory. 8.3.3. HOW TO DOWNLOAD TSA FORM 1. Log on FTRF. 2. From the User Main Page, click Download TSA Form link or 3. Click Save button. The Save As window will be displayed on the screen. 4. Select the directory where you want to save the AMLC TSA Form. 5. Click Save button. The TSA Form will be saved on the selected directory. Note : You need to fill out the TSA Form, have the TSA Form notarized and submit to AMLC the notarized TSA Form in triplicate. 8.3.4. HOW TO UPLOAD FILES When the registered CI user ID and its corresponding password are entered correctly, the CI user should be able to use the FTRF to upload the electronic reports. TO UPLOAD 1. Upon successful login, Click File Upload link or 2. Click Browse button to locate the file to be uploaded Note : Only files with [.csv.gpg] or [.csv.enc] or [.csv.pgp] as extension at the end of the filename will be accepted for uploading through the FTRF. The filename should follow the file naming convention 123456yyyymmddss, where: 123456 1st six digits of the institution code yyyymmdd report date (date the report is sent to AMLC) IHaSED ss sequence number (from 01-99) representing no. of files transmitted for the day 3. After locating the file, click UPLOAD to upload the selected file or click BACK TO MENU to cancel the upload and return to the User Main Page. 4. After the Upload button is clicked and upon every successful upload, the "Upload Confirmation Receipt" is displayed. The Upload Confirmation Receipt has the following information: Confirmation Receipt: Date and time of receipt + Username + FileName File Name: Name of the file that was uploaded File Size: size of the file that was uploaded Date and Time: Receipt date and time of the file at AMLC Secretariat Uploaded by: Name of the CI user who uploaded the file If there are still file for uploading, click If there are no more file for uploading, click If a CI user wants to search view files that have been uploaded, click 8.3.5. HOW TO VIEW FILE UPLOAD HISTORY A registered CI User can search/view anytime the files that have been uploaded for the registered CI he is representing. Status of each file uploaded is indicated in the search result. TO VIEW FILE UPLOAD HISTORY 1. From the User Main Page, click >FILE UPLOAD HISTORY. The File Upload History window will be displayed on the screen. 1. Check the result of the file uploaded by comparing the number of transaction count with the number of good transactions. a. If the transaction count is equal to the number of good transactions, the CI can save a copy of the confirmation receipt by clicking on the "SAVE REPORT TO FILE" button, or the "PRINT" button to have a printed copy for filing. b. If the transaction count is not equal to the number of good transactions, the CI should select the report file with Bad Transactions and click on the "EMAIL SELECTED ROWS" button. The validation message of the selected uploaded file will be sent via email. Check the validation message for the details of the error/s and make the appropriate correction. 2. To view specific past date or date range, click 3. Click >SEARCH to start the search. HDCTAc 4. When the search is completed, the query result is displayed. a. If the transaction count is equal to the number of good transactions, the CI can save a copy of the confirmation receipt by clicking on the "SAVE REPORT TO FILE" button, or the "PRINT" button to have a printed copy for filing. b. If the transaction count is not equal to the number of good transactions, the CI should select the report file with Bad Transactions and click on the "EMAIL SELECTED ROWS" button. The validation message of the selected uploaded file will be sent via email. Check the validation message for the details of the error/s and make the appropriate correction. 5. To search another date or date range, click > CLEAR button before entering the new search dates. 8.3.6. HOW TO LOGOUT From the User Main Page, click Logout link or If CI User closes the browser, a notification message below will be displayed on the screen. Click Ok to logout or click Cancel to stay on the current page. 9. Recovery Procedure A. Acquire GPG software 1. Get a copy from the website a. Go to the AMLC website (http://www.amlc.gov.ph) b. Click the downloads button c. Click on GPG for Windows (zipped) d. Click Save e. Save in your c:\directory f. Open windows explorer g. At drive c:, right click on GPG for Windows (zipped) then extract to create c:\gpg4win folder 2. Get a copy from the AMLC office a. Copy gpg4win folder from the media to your c:\drive B. Reinstall GPG program (refer to pages 31-36) C. Open Kleopatra D. From the menu bar, click File then select Import Certificates E. Select the directory where the backup of your public and private keys are saved F. Click Open G. Click Ok. H. Repeat the procedures in importing and certifying AMLC key (refer to pages 43-47) aEcDTC * All generated and imported key must be present (CI and AMLC key) 10. System Codes 10.1 AMLC Transaction Codes (as approved under AMLC Resolution No. 83, series of 2011) Group/ Transaction Transaction Title Transaction Definition System Code C CBPRC Bills Purchase/ Checks/drafts and other negotiable Discounting - Cash instruments which have been discounted with or purchased by the bank under bills purchase/bills discounting arrangement which are encashed over the counter C CBPRK Bills Purchase/ Checks/drafts and other negotiable Discounting - instruments which have been discounted Credit Memo with or purchased by the bank under bills purchase/bills discounting arrangement which are credited to the customer's account C CBPRM Bills Purchase/ Checks/drafts and other negotiable Discounting - instruments which have been discounted MC/CC/OC with or purchased by the bank under bills purchase/bills discounting arrangement through the issuance of Manager's/ Cashier's check C CBPYC Bills Payment - Cash Payment of bills by cash over the counter C CBPYD Bills Payment - Payment of bills through debit of Debit Memo customer's account C CBPYM Bills Payment - Payment of bills through issuance of MC/CC/OC Manager's check/Cashier's check/Other Checks C CCBCE Clean Bills for This represents collection by the domestic Collection (Export) bank from foreign correspondent bank of financial documents (bill of exchange/ draft) unaccompanied by any commercial document such as bill of lading, invoices, etc. which shall be used as basis for paying the exporters C CCBI Credit Bills - Import This refers to the written request of a first party (buyer/importer) addressed to a second party (bank) to pay the bearer (exporter/seller) of the written request from the funds/deposits of the first party maintained with the second party or from the credit advanced by the second party to the first party C CCDM Credit Memo To be used if no other transaction code is available. Must provide description if used C CCKCL Check Clearing Ordinary process of clearing checks through the PCHC C CCOL Collection Collection of payments/receivables as a result of contracts entered into by the covered institution on its behalf or on behalf of others such as the BIR, SSS, Philhealth, BOC C CDBM Debit Memo To be used if no other transaction code is available. Must provide description if used C CDEPC Deposit - Cash Deposit to savings/current accounts in the form of cash C CDEPK Deposit - Deposit to savings/current accounts in the MC/CC/OC form of checks including MC/CC/OC C CDEPS Deposit - Salaries Salaries credited to deposit accounts of the Credited employees of the covered institution or those companies with payroll service arrangement with the covered institution C CECCL Electronic Cash Placement/Loading of funds into the Card - Loading electronic cash card C CECCP Electronic Cash Purchase of goods or services by the Card - Purchase cardholder using the Electronic cash card C CECCW Electronic Cash Withdrawal or encashment of funds from Card - Withdrawal the electronic cash card C CENC Encashment Check encashment over the counter C CMISC Miscellaneous For transactions not involving a credit or a Transaction debit of an account but is not covered by any other transaction code C CPCC Prepaid Card reversal Reversal of prepaid card transactions C CPCL Prepaid Card Loading Placement/Loading of funds into the prepaid card C CPCP Prepaid Card Purchase of prepaid cards in cash Purchase C CPMC Purchase of Purchase of manager's/cashier's MC/CC/DD - Cash check/demand draft in cash C CPMD Purchase of Purchase of manager's check/cashier's MC/CC/DD - Debit check/demand draft through debit to Memo accountholder's account C CPYGA Payment to Govt. Payment to Government Agencies Agencies (remittance of collection) C CRETU Returned Check This refers to a check returned to/by the client or dishonored/found to be defective for certain reasons such as insufficiency of funds and alterations in the document C CTRIA Inter-Account Transfers Movement of funds from one account to (same bank) another client's account within the same bank C CWDLA Withdrawals - ATM (Impossible to do because it is limited to P20,000 or maximum of P50,000) C CWDLO Withdrawals - OTC Client's withdrawal from its deposit account through over-the-counter D DTDIC Interest/Income Earned Income/Interest earned in time deposit - Cash paid in cash D DTDIK Interest/Income Earned Payment of income/Interest earned in time - Credit to Account deposit through credit to accountholder's account D DTDIM Interest/Income Earned Payment of income/Interest earned in time - MC/CC/OC deposit through manager's check/cashier's check D DTDPC Time Deposit Placement of time deposit/special Placement - Cash deposit/premium deposit/long term deposits, etc. (other than savings/current) in cash D DTDPD Time Deposit Placement of time deposit/special Placement - Debit deposit/premium deposit/long term Memo deposits, etc. (other than savings/current) through debit of accountholder's account D DTDPM Time Deposit Placement of time deposit/special Placement - deposit/premium deposit/long term MC/CC/OC deposits, etc. (other than savings/current) through MC/CC and other checks D DTDRC Time Deposit Pretermination of time deposit/special time Pretermination - Cash deposit/premium time deposit and the like where settlement is made in cash D DTDRK Time Deposit Pretermination of time deposit/special time Pretermination - deposit/premium time deposit and the like Credit Memo where proceeds are credited to accountholder's account D DTDRM Time Deposit Pretermination of time deposit/special time Pretermination - deposit/premium time deposit and the like MC/CC/OC where proceeds are released through manager's check/cashier's check D DTDYC Time Deposit Termination of time deposit/special time Payment Cash deposit/premium time deposit and the like where proceeds are paid in cash (other than savings/current) D DTDYK Time Deposit Termination of time deposit/special time Payment - Credit deposit/premium time deposit and the like Memo where proceeds are credited to account D DTDYM Time Deposit Termination of time deposit/special time Payment - deposit/premium time deposit and the like MC/CC/OC where proceeds are paid in MC/CC/OC F FFEBC Buy Foreign Exchange Cash purchase of foreign currency against - Cash Philippine currency F FFEBD Buy Foreign Exchange Purchase of foreign currency against - Debit Memo Philippine currency settled by debiting the buyer's account F FFEBM Buy Foreign Exchange Purchase of foreign currency against - MC/CC/OC Philippine currency settled through MC/CC/Other Checks F FFEBW Buy Foreign Exchange Purchase of foreign currency against - Wire Philippine currency via wire F FFESC Sell FX - Cash Cash Sale of foreign currency against Philippine currency F FFESK Sell FX - Credit Memo Sale of foreign currency against Philippine currency settled by crediting accountholder's account F FFESM Sell FX - MC/CC/OC Sale of foreign currency against Philippine currency settled through issuance of manager's check/cashier's check F FFESW Sell FX - Wire Sale of foreign currency against Philippine currency settled via wire I IDCLI Documentary Documents usually related to importation Collection - Inward of goods and services or similar transactions presented to the bank for payment I IDCLO Documentary Documents usually related to exportation of Collection - Outward goods and services or similar transactions presented to the bank for payment I IIPC Interest/Income Income/Interest payment in trade paid in Payment - Cash cash I IIPD Interest/Income Payment of income/Interest in trade Payment - Debit through debit of accountholder's account Memo I IIPM Interest/Income Payment of income/Interest in trade Payment - through manager's check/cashier's MC/CC/OC check/other check I ILCAC Letter of Credit Cash Drawing of import/export LC (Import/Export) Availment - Cash I ILCAD Letter of Credit Drawing of import/export LC through (Import/Export) debiting of an account Availment - Debit Memo I ILCAM Letter of Credit Drawing of import/export LC through (Import/Export) issuance of manager's check/cashier's Availment - check MC/CC/OC I ILCC Letter of Credit Cancellation of opened LC Cancellation K KCCA Credit Card Cash Cash advances and other loans granted by Advance credit card companies to its cardholders K KCCD Credit Card Adjustment Adjustment in credit card account K KCCPA Credit Card Purchases/ Purchases of cardholders Availments SDATEc K KCCPB Credit Card Purchase Purchase of credit card balances/ (Purchase of Credit receivables by another credit card Card Receivable) company K KCCPC Credit Card Over the counter payment of credit card Payment - Cash bills K KCCPE Credit Card Payment Payment of credit card bills electronically - EP (Electronic through ATM or E-banking Payment) K KCCPK Credit Card Payment Payment of credit card bills by check - Check L LARF Foreclosed/Acquired This refers to real and other properties, Asset/ROPA other than those used for banking purposes or held for investment, acquired by the bank in settlement of loans through foreclosure of mortgage or dation in payment and/or any other mode of acquisition L LARLP Lease Payment on Payment of lease on Assets and Real & Asset and ROPA Other Properties Acquired (ROPA) either in cash or by installment including advance rentals and deposits L LARRL Refund of Lease Refund of payment of lease on Assets and Payment on Asset Real & Other Properties Acquired (ROPA) and ROPA either in cash or by installment including advance rentals and deposits L LARRS Refund of Sale Refund of payment of sale on Assets and Payment on Asset Real & Other Properties Acquired and ROPA (ROPA) either in cash or by installment including downpayments, reservation fees and amortizations L LARSP Sale Payment of Disposition of bank assets and ROPA Asset & ROPA either in cash or by installment and includes downpayments, reservation fees and amortization L LIBB Interbank Borrowing Loans/Placements granted by other banks (Regular/Foreign and non-bank financial institutions with Currency Denominated quasi-banking authority Unit) cIDHSC L LIBL Interbank Lending Loans/Placements granted to other banks (Regular/Foreign and non-bank financial institutions with Currency Denominated quasi-banking authority including bank's Unit) acceptance of other bank's drafts, export bills purchased without recourse L LLIPC Loan Interest Payment Cash payment of loan interest - Cash L LLIPD Loan Interest Payment Payment of loan interest through debit of - Debit Memo borrower's account L LLIPM Loan Interest Payment Payment of loan interest by MC/CC or any - MC/CC/OC other check L LLIPW Loan Interest Payment Payment of loan interest by wire - Wire L LLNAC Loan Availment Loan availed and released through cash (Regular/Foreign Currency Denominated Unit) - Cash L LLNAK Loan Availment Loan availed and released through direct (Regular/Foreign credit to borrower's account Currency Denominated Unit) - Credit Memo L LLNAM Loan Availment Loan availed and released through (Regular/Foreign manager's check/cashier's check Currency Denominated Unit) - MC/CC/OC L LLNAW Loan Availment Loan availed and released through wire (Regular/Foreign Currency Denominated Unit) - Wire L LLPRC Loan Payment Payment of loan where settlement is made (Regular/Foreign in cash Currency Denominated Unit) - Cash SHIETa L LLPRD Loan Payment Payment of loan where settlement is (Regular/Foreign made through debit of borrower's account Currency Denominated Unit) - Debit Memo L LLPRM Loan Payment Payment of loan where settlement is made (Regular/Foreign by MC/CC or any other check Currency Denominated Unit) - MC/CC/OC L LLPRW Loan Payment Payment of loan where settlement is made (Regular/Foreign through wire Currency Denominated Unit) - Wire L LLRP Pledge Loan Release L LLRRE Loan Restructuring Takes place when a past due loan is (Regular/Foreign renewed or its due date is extended after Currency Denominated maturity date or its interest rates/ Unit) outstanding obligation is repriced L LLRRW Loan Renewal/Repricing Loan Renewal/Repricing Takes place when a current loan is renewed or its due date is extended before maturity date or its interest rates/outstanding obligation/ periodic amortization is repriced whether or not a new promissory note is issued L LLTRC Loan Pretermination Pretermination of loan where payment is (Regular/Foreign made in cash Currency Denominated Unit) - Cash L LLTRD Loan Pretermination Pretermination of loan where settlement is (Regular/Foreign made through debit of borrower's account Currency Denominated Unit) - Debit Memo L LLTRM Loan Pretermination Pretermination of loan where settlement is (Regular/Foreign made through manager's check/cashier's Currency Denominated check Unit) - MC/CC/OC L LLTRW Loan Pretermination Pretermination of loan where settlement is (Regular/Foreign made through wire Currency Denominated Unit) - Wire ICAcHE L LRED Redemption Payment of obligation to redeem pawned items and/or redemption of foreclosed collaterals N NCLTR Cancel Reinsurance Cancellation of reinsurance transaction Transaction N NLOIP Other Loans - Other loans granted by insurance or insurance/pre-need pre-need companies and released with the issuance of a corporate check N NPLIC Purchase of Life Purchase of life with investment insurance with Investment policy or pre-need plan in cash Insurance Policy or Pre-need Plan - CASH N NPLID Purchase of Life Purchase of life with investment insurance with Investment policy or pre-need plan by debiting Insurance Policy or planholder's bank account/redemption of Pre-need Plan - investment/policy Debit Memo N NPLIM Purchase of Life Purchase of life with investment insurance with Investment policy or pre-need plan through manager's Insurance Policy or check/cashier's check/other checks Pre-need Plan - MC/CC/OC N NPTLC Purchase of Purchase of traditional life insurance Traditional Life policy or pre-need plan in cash Insurance Policy or Pre-need Plan - CASH N NPTLD Purchase of Purchase of traditional life insurance Traditional Life policy or pre-need plan by debiting Insurance Policy or planholder's bank account/redemption Pre-need Plan - of investment/policy Debit Memo N NPTLM Purchase of Purchase of traditional life insurance Traditional Life policy or pre-need plan through manager's Insurance Policy or check/cashier's check/other checks Pre-need Plan - MC/CC/OC SHAcID N NPLN Policy/Plan Loans Loan against an insurance policy or pre-need plan subject to the accrued cash surrender value and dividend N NPLCA Cancellation of Refund of premium for both traditional life Insurance Application or life with investment policy N NPLCV Voluntary Cancellation Voluntary cancellation of traditional or variable unit life insurance policy or pre- need plan and refund of corresponding premium or excess premium by the policy holder N NPLCR Cancellation of policy Premium may be refunded depending on or plan by company the nature of the case involving fraud or thru recession concealment on the part of the policyholder N NPLPP Premium/Plan Payment Premium paid by the policyholder/ planholder, including top-ups or excess premium N NPLY Policy Loan Payment Payment of policy or plan loans by the policyholders/planholders N NPNLC Purchase of Non-Life Purchase of non-life insurance policy in Insurance Policy - cash CASH N NPNLD Purchase of Non-Life Purchase of non-life insurance policy by Insurance Policy - debiting to accountholder's bank account Debit Memo N NPNLM Purchase of Non-Life Purchase of non-life insurance policy Insurance Policy - through manager's check/cashier's MC/CC/OC check/other checks N NPYBC Pay Benefits/Claims Payment of benefits or claims as provided under the insurance policy or pre-need plan N NPYCV Pay Cash Surrender Pay cash surrender value the amount Value (CSV)/Equity due the assured/planholder, net of Value outstanding policy loans and interest thereon, upon the surrender of the policy before its maturity date SIcEHD N NPYDV Pay Dividends Withdrawal of dividend earned on the insurance policy or pre-need plan N NREIT Reinsurance Reinsurance transaction is an agreement Transaction between a ceding company and one or more reinsurers whereby the ceding company agree to cede, and the reinsurer agree to accept the reinsurance of all the risks written by the ceding company which falls within the terms subject to the limits specified therein N NPFWV Partial fund withdrawal Partial fund withdrawal on a variable unit link policy or accumulated cash value of a traditional policy N NRPPY Refund of Premium Refund of premium payment for policies Payment that were not issued or refund of excess premium payment R RIRDA Inward Remittance Inward remittance (domestic) where the (Domestic) - beneficiary's account is credited Credit to Beneficiary's Account SICDAa R RIRDC Inward Remittance Inward remittance (domestic) through (Domestic) - For credit to accountholder's account Further Credit to maintained with another bank Another Account R RIRDP Inward Remittance Inward remittance (domestic) where the (Domestic) - instruction is for the domestic bank to Advise and Pay advise and pay the beneficiary in cash Baneficiary over-the-counter R RIRIA Inward Remittance Inward remittance (international) through (International) - credit to accountholder's account For Further Credit maintained with another bank to Another Account R RIRIC Inward Remittance Inward remittance (international) where (International) - the beneficiary's account is credited Credit to Beneficiary's Account R RIRIP Inward Remittance Inward remittance (international) where (International) - the instruction is for the domestic bank to Advise and Pay advise and pay the beneficiary in cash Baneficiary over-the-counter R RORDA Outward Remittance/ Outward remittance (domestic) where the TT (Domestic) - instruction is to credit the accountholder's For Further Credit account kept in another bank (the to another acct. beneficiary holds an account with the beneficiary bank that maintains an account with another bank) R RORDC Outward Remittance/ Outward remittance (domestic) where the TT (Domestic) - instruction is for the beneficiary's account Credit to to be credited (the beneficiary holds an Beneficiary's account with the beneficiary bank that Account the remitter's bank can send outward R RORDP Outward Remittance/ Outward remittance (domestic) where the TT (Domestic) - instruction is for the beneficiary to be Advise and Pay advised and paid in cash Baneficiary R RORIA Outward Remittance/ Outward remittance (international) where TT (International) - the instruction is to credit the For Further Credit accountholder's account kept in another to another acct. bank R RORIC Outward Remittance/ Outward remittance (international) where TT (International) - the instruction is for the beneficiary's Credit to Beneficiary's account to be credited Account R RORIP Outward Remittance/ Outward remittance (international) where TT (International) - the instruction is for the beneficiary to be Advise and Pay advised and paid in cash Beneficiary S SCON Contribution/ Subscription of capital stock of a covered Subscription institution in the form of common, preferred or any other shares or a contribution in a non-stock, non-profit covered institution S SUWDT Underwrite Debt Underwriting of debt securities issued by Issues other entities S SUWEQ Underwrite Equity Underwriting of equity securities issued Issues by other entities T TCBBC Buy Corporate Purchase of debt securities issued by Bonds - CASH private corporations in cash T TCBBD Buy Corporate Purchase of debt securities issued by Bonds - Debit private corporations by debiting the Memo customer's account T TCBBM Buy Corporate Purchase of debt securities issued by Bonds - MC/CC/ private corporations through OC Manager's/Cashier's check/Other check T TCBBW Buy Corporate Purchase of debt securities issued by Bonds - Wire private corporations via wire T TCBIC Interest/Income Income/Interest earned in corporate Earned - Cash bonds paid in cash T TCBIK Interest/Income Payment of income/Interest earned in Earned - Credit to corporate bonds through credit to Account accountholder's account T TCBIM Interest/Income Payment of income/Interest earned in Earned - MC/CC/ corporate bonds through manager's OC check/cashier's check T TCBSC Sell Corporate Sale of debt securities issued by private Bonds - CASH corporations paid in cash T TCBSK Sell Corporate Sale of debt securities issued by private Bonds - Credit corporations by crediting accountholder's Memo account T TCBSM Sell Corporate Sale of debt securities issued by private Bonds - MC/CC/ corporations through issuance of OC manager's check/cashier's check T TCBSW Sell Corporate Sale of debt securities issued by private Bonds - Wire corporations paid via wire T TCBPC Corporate Bond Pretermination of bonds issued by private Pretermination - corporations where settlement is made in Cash cash T TCBPK Corporate Bond Pretermination of bonds issued by private Pretermination - corporations where proceeds are credited Credit Memo to accountholder's account T TCBPM Corporate Bond Pretermination of bonds issued by private Pretermination - corporations where proceeds are released MC/CC/OC through manager's check/cashier's check T TCBYC Corporate Bond Termination of bonds issued by private Payment - Cash corporations where proceeds are paid in cash (other than savings/current) T TCBYK Corporate Bond Termination of bonds issued by private Payment - Credit corporations where proceeds are credited Memo to account T TCBYM Corporate Bond Termination of bonds issued by private Payment - MC/CC/ corporations where proceeds are paid in OC MC/CC/OC T TBBC Buy Bonds - CASH Purchase of debt securities in cash T TBBD Buy Bonds - Debit Purchase of debt securities by debiting Memo the customer's account T TBBM Buy Bonds - Purchase of debt securities through MC/CC/OC Manager's/Cashier's check/Other check T TBBW Buy Bonds - Wire Purchase of debt securities via wire T TBIC Interest/Income Income/Interest earned in bonds paid in Earned-Cash cash T TBIK Interest/Income Payment of income/Interest earned in Earned - Credit to bonds through credit to accountholder's Account account T TBIM Interest/Income Payment of income/Interest earned in Earned - bonds through manager's check/cashier's MC/CC/OC check T TBSC Sell Bonds - CASH Sale of debt securities paid in cash T TBSK Sell Bonds - Sale of debt securities by crediting Credit Memo accountholder's account T TBSM Sell Bonds - Sale of debt securities through issuance MC/CC/OC of manager's check/cashier's check T TBSW Sell Bonds - Wire Sale of debt securities paid via wire T TBPC Bond Pretermination - Pretermination of bonds where Cash settlement is made in cash T TBPK Bond Pretermination - Pretermination of bonds where proceeds Credit Memo are credited to accountholder's account T TBPM Bond Pretermination - Pretermination of bonds where proceeds MC/CC/OC are released through manager's check/cashier's check T TBPYC Bond Payment - Cash Termination of bonds where proceeds are paid in cash (other than savings/current) T TBPYK Bond Payment - Termination of bonds where proceeds Credit Memo are credited to account T TBPYM Bond Payment Termination of bonds where proceeds MC/CC/OC are paid in MC/CC/OC T TSBBC Buy Sovereign Bonds Purchase of debt securities issued by CASH national government in cash T TSBBD Buy Sovereign Bonds - Purchase of debt securities issued by Debit Memo national government by debiting the customer's account T TSBBM Buy Sovereign Bonds - Purchase of debt securities issued by MC/CC/OC national government through Manager's/Cashier's check/Other check T TSBBW Buy Sovereign Bonds - Purchase of debt securities issued by Wire national government via wire T TSBIC Interest/Income Income/Interest earned in Sovereign Earned - Cash bonds paid in cash T TSBIK Interest/Income Payment of income/Interest earned in Earned - Credit Sovereign bonds through credit to to Account accountholder's account T TSBIM Interest/Income Payment of income/Interest earned in Earned - MC/CC/OC Sovereign bonds through manager's check/cashier's check T TSBSC Sell Sovereign Bonds - Sale of debt securities issued by national CASH government paid in cash T TSBSK Sell Sovereign Bonds - Sale of debt securities issued by national Credit Memo government by crediting accountholder's account T TSBSM Sell Sovereign Bonds - Sale of debt securities issued by national MC/CC/OC government through issuance of manager's check/cashier's check T TSBSW Sell Sovereign Bonds - Sale of debt securities issued by national Wire government paid via wire T TSBPC Sovereign Bond Pretermination of bonds issued by Pretermination - Cash national government where settlement is made in cash T TSBPK Sovereign Bond Pretermination of bonds issued by Pretermination - Credit national government where proceeds Memo are credited to accountholder's account T TSBPM Sovereign Bond Pretermination of bonds issued by Pretermination - national government where proceeds MC/CC/OC are released through manager's check/cashier's check T TSBYC Sovereign Bond Termination of bonds issued by national Payment - Cash government where proceeds are paid in cash (other than savings/current) T TSBYK Sovereign Bond Termination of bonds issued by national Payment - Credit Memo government where proceeds are credited to account T TSBYM Sovereign Bond Termination of bonds issued by national Payment - MC/CC/OC government where proceeds are paid in MC/CC/OC T TCCS Cross Currency Swap An agreement between two parties to exchange interest payments and principal on loans denominated in two different currencies. In a cross currency swap, a loan's interest payments and principal in one currency would be exchanged for an equal valued loan and interest payments in a different currency. T TCFBC Buy Currency Purchase of transferable futures contract Futures - CASH that specifies the price at which a specified currency can be bought or sold at a future date in cash T TCFBD Buy Currency Purchase of transferable futures contract Futures - Debit Memo that specifies the price at which a specified currency can be bought or sold at a future date by debiting the customer's account T TCFBM Buy Currency Purchase of transferable futures contract Futures - MC/CC/OC that specifies the price at which a specified currency can be bought or sold at a future date through Manager's/Cashier's check/Other check T TCFBW Buy Currency Purchase of transferable futures contract Futures - Wire that specifies the price at which a specified currency can be bought or sold at a future date via wire T TCFIC Interest/Income Income/Interest earned in currency futures Earned - Cash paid in cash T TCFIK Interest/Income Payment of income/Interest earned in Earned - Credit currency futures through credit to to Account accountholder's account T TCFIM Interest/Income Payment of income/Interest earned in Earned - MC/CC/OC currency futures through manager's check/cashier's check T TCFSC Sell Currency Futures Sale of transferable futures contract - CASH that specifies the price at which a specified currency can be bought or sold at a future date in cash T TCFSK Sell Currency Sale of transferable futures contract Futures - Credit Memo that specifies the price at which a specified currency can be bought or sold at a future date by crediting accountholder's account T TCFSM Sell Currency Sale of transferable futures contract that Futures - MC/CC/OC specifies the price at which a specified currency can be bought or sold at a future date through issuance of manager's check/cashier's check T TCFSW Sell Currency Sale of transferable futures contract that Futures - Wire specifies the price at which a specified currency can be bought or sold at a future date via wire T TCFPC Currency Futures Pretermination of transferable futures Pretermination - Cash contract that specifies the price at which a specified currency can be bought or sold at a future date in cash T TCFPK Currency Futures Pretermination of transferable futures Pretermination - Credit contract that specifies the price at which Memo a specified currency can be bought or sold at a future date by crediting accountholder's account T TCFPM Currency Futures Pretermination of transferable futures Pretermination - contract that specifies the price at which MC/CC/OC a specified currency can be bought or sold at a future date through Manager's/Cashier's check/Other check T TCFYC Currency Futures Termination of transferable futures Payment - Cash contract that specifies the price at which a specified currency can be bought or sold at a future date in cash T TCFYK Currency Futures Termination of transferable futures Payment - Credit contract that specifies the price at which Memo a specified currency can be bought or sold at a future date by crediting accountholder's account T TCFYM Currency Futures Termination of transferable futures Payment - MC/CC/OC contract that specifies the price at which a specified currency can be bought or sold at a future date by through issuance of manager's/cashier's/other check T TCRBC Buy Contracts Purchase of receivable contracts, Receivable with commercial papers or other evidences Recourse - CASH of indebtedness on a with recourse basis in cash T TCRBD Buy Contracts Purchase of receivable contracts, Receivable with commercial papers or other evidences Recourse - Debit Memo of indebtedness on a with recourse basis by debiting the customer's account T TCRBM Buy Contracts Purchase of receivable contracts, Receivable with commercial papers or other evidences Recourse - MC/CC/OC of indebtedness on a with recourse basis through Manager's/Cashier's check/Other check T TCRBW Buy Contracts Purchase of receivable contracts, Receivable with commercial papers or other evidences Recourse - Wire of indebtedness on a with recourse basis via wire T TCRIC Interest/Income Income/Interest earned in receivable Earned - Cash contracts, commercial papers or other evidences of indebtedness on a with recourse paid in cash T TCRIK Interest/Income Payment of income/Interest earned in Earned - Credit to receivable contracts, commercial papers Account or other evidences of indebtedness on a with recourse through credit to accountholder's account T TCRIM Interest/Income Payment of income/Interest earned in Earned - MC/CC/OC receivable contracts, commercial papers or other evidences of indebtedness on a with recourse through manager's check/cashier's check T TCRC Cancel Contracts Cancellation of contracts or agreements to buy or sell products included in this list T TCRSC Sell Contracts Sale of receivable contracts such as loans, Receivable with contracts to sell, commercial papers and recourse - Cash other evidences of indebtedness, with recourse basis in the form of cash T TCRSK Sell Contracts Sale of receivable contracts such as Receivable with loans, contracts to sell, commercial recourse - Credit Memo papers and other evidences of indebtedness, with recourse basis by crediting accountholder's account T TCRSM Sell Contracts Sale of receivable contracts such as loans, Receivable with contracts to sell, commercial papers and recourse - MC/CC/OC other evidences of indebtedness, with recourse basis through the issuance of manager's/cashier's check T TCRSW Sell Contracts Sale of receivable contracts such as loans, Receivable with contracts to sell, commercial papers and recourse - Wire other evidences of indebtedness, with recourse basis in the form of wire T TCRPC Contracts Receivables Pretermination of receivable contracts with recourse such as loans, contracts to sell, Pretermination - Cash commercial papers and Other Evidences of Indebtedness with recourse basis in form of cash T TCRPK Contracts Receivables Pretermination of receivable contracts with recourse such as loans, contracts to sell, Pretermination - commercial papers and Other Evidences Credit Memo of Indebtedness with recourse basis through credit memo T TCRPM Contracts Receivables Pretermination of receivable contracts with recourse such as loans, contracts to sell, Pretermination - commercial papers and Other Evidences MC/CC/OC of Indebtedness with recourse basis through issuance of manager's check/cashier's check T TCRYC Contracts Receivables Termination of receivable contracts such with recourse as loans, contracts to sell, commercial Payment - Cash papers and Other Evidences of Indebtedness with recourse basis in form of cash T TCRYK Contracts Receivables Termination of receivable contracts such with recourse Payment - as loans, contracts to sell, commercial Credit Memo papers and Other Evidences of Indebtedness with recourse basis through credit memo T TCRYM Contracts Receivables Termination of receivable contracts such with recourse as loans, contracts to sell, commercial Payment - MC/CC/OC papers and Other Evidences of Indebtedness with recourse basis through issuance of manager's check/cashier's check T TCSBC Buy Common Stocks - Purchase of common shares of other CASH entities in cash T TCSBD Buy Common Stocks - Purchase of common shares of other Debit Memo entities by debiting the customer's account T TCSBM Buy Common Stocks - Purchase of common shares of other MC/CC/OC entities through the issuance of Manager's/Cashier's check/Other check T TCSBW Buy Common Stocks - Purchase of common shares of other Wire entities via wire T TCSIC Interest/Income Earned - Income/Interest earned in common shares Cash paid in cash T TCSIK Interest/Income Earned - Payment of income/Interest earned in Credit to Account common shares through credit to accountholder's account T TCSIM Interest/Income Earned - Payment of income/Interest earned in MC/CC/OC common shares through manager's check/cashier's check T TCSSC Sell Common Stocks - Sale of common shares of other entities CASH in cash T TCSSK Sell Common Stocks - Sale of common shares of other entities Credit Memo by crediting accountholder's account T TCSSM Sell Common Stocks - Sale of common shares of other entities MC/CC/OC through issuance of manager's check/cashier's check T TCSSW Sell Common Stocks - Sale of common shares of other entities Wire via wire T TCSPC Common Stocks Pretermination of common shares of Pretermination - Cash other entities in cash T TCSPK Common Stocks Pretermination of common shares of Pretermination - Credit other entities by crediting accountholder's Memo account T TCSPM Common Stocks Pretermination of common shares of Pretermination - other entities through issuance of MC/CC/OC manager's check/cashier's check T TCSYC Common Stocks Termination of common shares of other Payment - Cash entities in cash T TCSYK Common Stocks Termination of common shares of other Payment - Credit Memo entities through credit to accountholder's account T TCSYM Common Stocks Termination of common shares of other Payment - MC/CC/OC entities through issuance of MC/CC/OC T TCWBC Buy Contracts Purchase of receivable contracts, Receivable without commercial papers or other evidences of Recourse - CASH indebtedness on a without recourse basis in cash T TCWBD Buy Contracts Purchase of receivable contracts, Receivable without commercial papers or other evidences of Recourse - Debit Memo indebtedness on a without recourse basis by debiting the customer's account T TCWBM Buy Contracts Purchase of receivable contracts, Receivable without commercial papers or other evidences of Recourse - MC/CC/OC indebtedness on a without recourse basis through Manager's/Cashier's check/Other check T TCWBW Buy Contracts Purchase of receivable contracts, Receivable without commercial papers or other evidences Recourse - Wire of indebtedness on a without recourse basis via wire T TCWIC Interest/Income Income/Interest earned in receivable Earned - Cash contracts, commercial papers or other evidences of indebtedness on a without recourse paid in cash T TCWIK Interest/Income Earned - Payment of income/Interest earned in Credit to Account receivable contracts, commercial papers or other evidences of indebtedness on a without recourse through credit to accountholder's account T TCWIM Interest/Income Payment of income/Interest earned in Earned - MC/CC/OC receivable contracts, commercial papers or other evidences of indebtedness on a without recourse through manager's check/cashier's check T TCWSC Sell Contracts Sale of receivable contracts such as loans, Receivables (w/o contracts to sell, commercial papers and recourse) - Cash Other Evidences of indebtedness w/o recourse basis in form of cash T TCWSK Sell Contracts Sale of receivable contracts such as loans, Receivables (w/o contracts to sell, commercial papers and recourse) - Credit Memo Other Evidences of indebtedness w/o recourse basis through credit memo T TCWSM Sell Contracts Sale of receivable contracts such as loans, Receivables (w/o contracts to sell, commercial papers and recourse) - MC/CC/OC Other Evidences of Indebtedness w/o recourse basis through issuance of manager's/cashier's check T TCWSW Sell Contracts Sale of receivable contracts such as loans, Receivables (w/o contracts to sell, commercial papers and recourse) - Wire Other Evidences of indebtedness w/o recourse basis in form of wire T TCWPC Contracts Receivables Pretermination of receivable contracts (w/o recourse) such as loans, contracts to sell, Pretermination - Cash commercial papers and Other Evidences of indebtedness w/o recourse basis in form of cash T TCWPK Contracts Receivables Pretermination of receivable contracts (w/o recourse) such as loans, contracts to sell, Pretermination - Credit commercial papers and Other Evidences Memo of indebtedness w/o recourse basis through credit memo T TCWPM Contracts Receivables Pretermination of receivable contracts (w/o recourse) such as loans, contracts to sell, Pretermination - commercial papers and Other Evidences MC/CC/OC of Indebtedness w/o recourse basis through issuance of manager's check/cashier's check T TCWYC Contracts Receivables Termination of receivable contracts such (w/o recourse) as loans, contracts to sell, commercial Payment - Cash papers and Other Evidences of indebtedness w/o recourse basis in form of cash T TCWYK Contracts Receivables Termination of receivable contracts such (w/o recourse) as loans, contracts to sell, commercial Payment - Credit Memo papers and Other Evidences of indebtedness w/o recourse basis through credit memo T TCWYM Contracts Receivables Termination of receivable contracts such (w/o recourse) as loans, contracts to sell, commercial Payment - MC/CC/OC papers and Other Evidences of Indebtedness w/o recourse basis through issuance of manager's check/cashier's check T TDSBC Buy Derivative Purchase of derivative securities in cash. Securities - CASH A derivative security usually takes the form of an agreement to buy or sell an asset of item at a fixed price on or before certain date. T TDSBD Buy Derivative Purchase of derivative securities by Securities - Debit Memo debiting the customer's account. A derivative security usually takes the form of an agreement to buy or sell an asset of item at a fixed price on or before certain date T TDSBM Buy Derivative Purchase of derivative securities through Securities - MC/CC/OC Manager's/Cashier's check/Other check. A derivative security usually takes the form of an agreement to buy or sell an asset of item at a fixed price on or before certain date T TDSBW Buy Derivative Purchase of derivative securities via wire. Securities - Wire A derivative security usually takes the form of an agreement to buy or sell an asset of item at a fixed price on or before certain date T TDSIC Interest/Income Income/Interest earned in derivative Earned - Cash securities paid in cash T TDSIK Interest/Income Earned - Payment of income/Interest earned in Credit to Account derivative securities through credit to accountholder's account T TDSIM Interest/Income Earned - Payment of income/Interest earned in MC/CC/OC derivative securities through manager's check/cashier's check T TDSSC Sell Derivative Sale of derivative securities in cash. Securities - Cash A derivative security usually takes the form of an agreement to buy or sell an asset of item at a fixed price on or before certain date. T TDSSK Sell Derivative Sale of derivative securities by crediting Securities - Credit Memo accountholder's account. A derivative security usually takes the form of an agreement to buy or sell an asset of item at a fixed price on or before certain date T TDSSM Sell Derivative Sale of derivative securities through Securities - MC/CC/OC issuance of manager's check/cashier's check. A derivative security usually takes the form of an agreement to buy or sell an asset of item at a fixed price on or before certain date T TDSSW Sell Derivative Sale of derivative securities via wire. Securities - Wire A derivative security usually takes the form of an agreement to buy or sell an asset of item at a fixed price on or before certain date T TDSPC Derivative Securities Pretermination of derivative securities Pretermination - Cash where settlement is made in cash T TDSPK Derivative Securities Pretermination of derivative securities Pretermination - where proceeds are credited to Credit Memo accountholder's account T TDSPM Derivative Securities Pretermination of derivative securities Pretermination - where proceeds are released through MC/CC/OC manager's check/cashier's check T TDSYC Derivative Securities Termination of derivative securities Payment - Cash where proceeds are paid in cash T TDSYK Derivative Securities Termination of derivative securities Payment - Credit Memo where proceeds are credited to account T TDSYM Derivative Securities Termination of derivative securities Payment - MC/CC/OC where proceeds are paid in MC/CC/OC T TEPS Purchase Security/Asset T TIRS Interest Rate Swap This refers to an agreement in which the parties agree to exchange interest cash flows on a principal amount at certain times in the future according to an agreed upon formula T TMFBC Buy Mutual Fund Purchase of/Investment in mutual fund Investments/Shares - shares in cash CASH T TMFBD Buy Mutual Fund Purchase of/Investment in mutual fund Investments/Shares - shares by debiting the customer's account Debit Memo T TMFBM Buy Mutual Fund Purchase of/Investment in mutual fund Investments/Shares - shares through Manager's/Cashier's MC/CC/OC check/Other check T TMFBW Buy Mutual Fund Purchase of/Investment in mutual fund Investments/Shares - shares via wire Wire T TMFIC Interest/Income Earned - Income/Interest earned in mutual fund Cash investments paid in cash T TMFIK Interest/Income Earned - Payment of income/Interest earned in Credit to Account mutual fund investments through credit to accountholder's account T TMFIM Interest/Income Earned - Payment of income/Interest earned in MC/CC/OC mutual fund investments through manager's check/cashier's check T TMFSC Sell Mutual Fund Sale of mutual fund shares in cash Investments/Shares - CASH T TMFSK Sell Mutual Fund Sale of mutual fund shares by crediting Investments/Shares - accountholder's account/policy Credit Memo T TMFSM Sell Mutual Fund Sale of mutual fund shares through Investments/Shares - manager's check/cashier's check/other MC/CC/OC checks T TMFSW Sell Mutual Fund Sale of mutual fund shares via wire Investments/Shares - Wire T TMFPC Mutual Fund Pretermination of mutual fund shares Investments/Shares where settlement is made in cash Pretermination - Cash T TMFPK Mutual Fund Pretermination of mutual fund shares Investments/Shares here proceeds are credited to Pretermination - Credit accountholder's account Memo T TMFPM Mutual Fund Pretermination of mutual fund shares Investments/Shares where proceeds are released through Pretermination - manager's check/cashier's check MC/CC/OC T TMFYC Mutual Fund Termination of mutual fund shares where Investments/Shares proceeds are paid in cash Payment - Cash T TMFYK Mutual Fund Termination of mutual fund shares Investments/Shares where proceeds are credited to account Payment - Credit Memo T TMFYM Mutual Fund Termination of mutual fund shares where Investments/Shares proceeds are paid in MC/CC/OC Payment - MC/CC/OC T TMMIC Money Market Payment of interest in money market Instrument Interest instruments and other modes of Payment - Cash investment paid in cash T TMMIK Money Market Payment of interest in money market Instrument Interest instruments and other modes of Payment - Credit Memo investment through credit to accountholder's account T TMMIM Money Market Payment of interest in money market Instrument Interest instruments and other modes of Payment - MC/CC/OC investment through manager's check/ cashier's check T TMMPC Money Market Placements in money market instruments Instrument Placement - and other modes of investment in cash CASH T TMMPD Money Market Placements in money market instruments Instrument Placement - and other modes of investment by Debit Memo debiting accountholder's account T TMMPM Money Market Placements in money market instruments Instrument Placement - and other modes of investment through MC/CC/OC manager's check/cashier's check/other checks T TMMPW Money Market Placements in money market instruments Instrument Placement - and other modes of investment via wire Wire T TMMYC Money Market Termination of money market instruments Instrument Payment - and other modes of investment paid in Cash cash T TMMYK Money Market Termination of money market instruments Instrument Payment - and other modes of investment through Credit Memo credit to accountholder's account T TMMYM Money Market Termination of money market instruments Instrument Payment - and other modes of investment through MC/CC/OC manager's check/cashier's check T TMMYW Money Market Termination of money market instruments Instrument Payment - and other modes of investment paid via Wire wire T TMMRC Money Market Pretermination of money market Instrument instruments and other modes of Pretermination - Cash investment where settlement is made in cash T TMMPK Money Market Pretermination of money market Instrument instruments and other modes of Pretermination - Credit investment are credited to accountholder's Memo account T TMMRM Money Market Pretermination of money market Instrument instruments and other modes of Pretermination - investment where proceeds are released MC/CC/OC through manager's check/cashier's check T TPSBC Buy Preferred Stocks - Purchase of preferred shares of other CASH entities in cash T TPSBD Buy Preferred Stocks - Purchase of preferred shares of other Debit Memo entities by debiting the customer's account T TPSBM Buy Preferred Stocks - Purchase of preferred shares of other MC/CC/OC entities through Manager's/Cashier's check/Other check T TPSBW Buy Preferred Stocks - Purchase of preferred shares of other Wire entities via wire T TPSIC Interest/Income Earned - Income/Interest earned in preferred Cash shares paid in cash T TPSIK Interest/Income Earned - Payment of income/Interest earned in Credit to Account preferred shares through credit to accountholder's account T TPSIM Interest/Income Earned - Payment of income/Interest earned in MC/CC/OC preferred shares through manager's check/cashier's check T TPSSC Sell Preferred Stocks - Sale of preferred shares in cash CASH T TPSSK Sell Preferred Stocks - Sale of preferred shares settled through Credit Memo credit to accountholder's account T TPSSM Sell Preferred Stocks - Sale of preferred shares settled through MC/CC/OC manager's check/cashier's check T TPSSW Sell Preferred Stocks - Sale of preferred shares via wire Wire T TPSPC Preferred Stocks Pretermination of preferred shares where Pretermination - Cash settlement is made in cash T TPSPK Preferred Stocks Pretermination of preferred shares where Pretermination - Credit proceeds are credited to accountholder's Memo account T TPSPM Preferred Stocks Pretermination of preferred shares where Pretermination - proceeds are released through manager's MC/CC/OC check/cashier's check T TPSYC Preferred Stocks Termination of preferred shares where Payment - Cash proceeds are paid in cash T TPSYK Preferred Stocks Termination of preferred shares where Payment - Credit Memo proceeds are credited to account T TPSYM Preferred Stocks Termination of preferred shares where Payment - MC/CC/OC proceeds are paid in MC/CC/OC T TSABC Buy Securitized Purchase of securitized assets in cash Assets - CASH T TSABD Buy Securitized Purchase of securitized assets by Assets - Debit Memo debiting the customer's account T TSABM Buy Securitized Purchase of securitized assets through Assets - MC/CC/OC Manager's/Cashier's check/Other check T TSABW Buy Securitized Purchase of securitized assets via wire Assets - Wire T TSAIC Interest/Income Earned - Income/Interest earned in securitized Cash assets paid in cash T TSAIK Interest/Income Payment of income/Interest earned in Earned - Credit to securitized assets through credit to Account accountholder's account T TSAIM Interest/Income Payment of income/Interest earned in Earned - MC/CC/OC securitized assets through manager's check/cashier's check T TSASC Sell Securitized Assets - Sale of securitized assets in cash CASH T TSASK Sell Securitized Assets - Sale of securitized assets through credit Credit Memo to accountholder's account T TSASM Sell Securitized Assets - Sale of securitized assets through MC/CC/OC manager's check/cashier's check T TSASW Sell Securitized Assets - Sale of securitized assets via wire Wire T TSAPC Securitized Assets Pretermination of Securitized Assets Pretermination - Cash where settlement is made in cash T TSAPK Securitized Assets Pretermination of securitized assets where Pretermination - proceeds are credited to accountholder's Credit Memo account T TSAPM Securitized Assets Pretermination of securitized assets Pretermination - where proceeds are released through MC/CC/OC manager's check/cashier's check T TSAYC Securitized Assets Termination of securitized assets where Payment - Cash proceeds are paid in cash T TSAYK Securitized Assets Termination of securitized assets where Payment - Credit proceeds are credited to account Memo T TSAYM Securitized Assets Termination of securitized assets where Payment - MC/CC/OC proceeds are paid in MC/CC/OC T TSEBC Buy Securities - CASH Purchase of other debt/equity securities not otherwise specifically mentioned above in cash T TSEBD Buy Securities - Purchase of other debt/equity securities Debit Memo not otherwise specifically mentioned above by debiting the customer's account T TSEBM Buy Securities - Purchase of other debt/equity securities MC/CC/OC not otherwise specifically mentioned above through Manager's/Cashier's check/Other check T TSEBW Buy Securities - Wire Purchase of other debt/equity securities not otherwise specifically mentioned above via wire T TSEIC Interest/Income Earned - Income/Interest earned in other debt/ Cash equity securities paid in cash T TSEIK Interest/Income Earned- Payment of income/Interest earned in Credit to Account other debt/equity securities through credit to accountholder's account T TSEIM Interest/Income Earned - Payment of income/Interest earned in MC/CC/OC other debt/equity securities through manager's check/cashier's check T TSESC Sell Securities - Cash Sale of debt/equity securities in cash T TSESK Sell Securities - Sale of debt/equity securities settled Credit Memo through credit to accountholder's account T TSESM Sell Securities - Sale of debt/equity securities settled MC/CC/OC through manager's check/cashier's check T TSESW Sell Securities - Wire Sale of debt/equity securities via wire T TSEPC Securities Pretermination of debt/equity securities Pretermination - Cash where settlement is made in cash T TSEPK Securities Pretermination of debt/equity securities Pretermination - where proceeds are credited to Credit Memo accountholder's account T TSEPM Securities Pretermination of debt/equity securities Pretermination - where proceeds are released through MC/CC/OC manager's check/cashier's check T TSEYC Securities Payment - Termination of debt/equity securities Cash where proceeds are paid in cash T TSEYK Securities Payment - Termination of debt/equity securities Credit Memo where proceeds are credited to account MC/CC/OC where proceeds are paid in MC/CC/OC T TTFI Trust Fund Income Fiduciary and related services income of the trust department T TTFX Trust Fund Expense Fiduciary and related services expense of the trust department T TWRBC Buy Warrants - CASH Purchase of warrants in cash. A warrant gives the holder the right but not the obligation to buy an underlying security at a certain price, quantity and future time T TWRBD Buy Warrants - Debit Purchase of warrants by debiting the Memo customer's account. A warrant gives the holder the right but not the obligation to buy an underlying security at a certain price, quantity and future time T TWRBM Buy Warrants - Purchase of warrants through MC/CC/OC Manager's/Cashier's check/Other check. A warrant gives the holder the right but not the obligation to buy an underlying security at a certain price, quantity and future time T TWRBW Buy Warrants - Wire Purchase of warrants via wire. A warrant gives the holder the right but not the obligation to buy an underlying security at a certain price, quantity and future time T TWRIC Interest/Income Earned - Income/Interest earned in warrants paid Cash in cash T TWRIK Interest/Income Earned - Payment of income/Interest earned in Credit to Account warrants through credit to accountholder's account T TWRIM Interest/Income Earned - Payment of income/Interest earned in MC/CC/OC warrants through manager's check/cashier's check T TWRSC Sell Warrants - CASH Sale of warrants in cash T TWRSK Sell Warrants - Credit Sale of warrants through credit to Memo accountholder's account T TWRSM Sell Warrants - Sale of warrants through manager's check/ MC/CC/OC cashier's check T TWRSW Sell Warrants - Wire Sale of warrants via wire T TWRPC Warrants Pretermination of warrants where Pretermination - Cash settlement is made in cash T TWRPK Warrants Pretermination of warrants where Pretermination - proceeds are credited to accountholder's Credit Memo account T TWRPM Warrants Pretermination of warrants where Pretermination - proceeds are released through manager's MC/CC/OC check/cashier's check T TWRYC Warrants Payment - Termination of warrants where proceeds Cash are paid in cash T TWRYK Warrants Payment - Termination of warrants where proceeds Credit Memo are credited to account T TWRYM Warrants Payment - Termination of warrants where proceeds MC/CC/OC are paid in MC/CC/OC U UFAPC Fiduciary- Placement in fiduciary administratorship Administratorship by cash placement - cash U UFAPD Fiduciary- Placement in fiduciary administratorship Administratorship by debiting account of client placement - debit memo U UFAPM Fiduciary- Placement in fiduciary administratorship Administratorship by Manager's/Cashier's Check or other placement - MC/CC/OC check U UFAIK Interest/Income Earned - Payment of income/Interest earned in Credit to Account fiduciary administratorship through credit to accountholder's account U UFAIM Interest/Income Earned - Payment of income/Interest earned in MC/CC/OC fiduciary administratorship through manager's check/cashier's check U UFAWK Fiduciary- Withdrawal of placement in fiduciary Administratorship administratorship by crediting account of withdrawal - credit memo client U UFAWM Fiduciary - Withdrawal of placement in fiduciary Administratorship administratorship by issuance of withdrawal - Manager's/Cashier's Check MC/CC/OC U UFCPC Fiduciary- Placement in fiduciary custodianship Custodianship by cash placement - cash U UFCPD Fiduciary- Placement in fiduciary custodianship Custodianship by debiting account of client placement - debit memo U UFCPM Fiduciary- Placement in fiduciary custodianship Custodianship by Manager's/Cashier's Check or other placement - MC/CC/OC check U UFCIK Interest/Income Earned - Payment of income/Interest earned in Credit to Account fiduciary custodianship through credit to accountholder's account U UFCIM Interest/Income Earned - Payment of income/Interest earned in MC/CC/OC fiduciary custodianship through manager's check/cashier's check U UFCWK Fiduciary - Withdrawal of placement in fiduciary Custodianship custodianship by crediting account of withdrawal - credit memo client U UFCWM Fiduciary- Withdrawal of placement in fiduciary Custodianship custodianship by issuance of withdrawal - MC/CC/OC Manager's/Cashier's Check U UFEPC Fiduciary-Escrow Placement in fiduciary escrow by cash placement - cash U UFEPD Fiduciary-Escrow Placement in fiduciary escrow by placement - debit memo debiting account of client U UFEPM Fiduciary - Escrow Placement in fiduciary escrow by placement - MC/CC/OC Manager's/Cashier's Check or other check U UFEIK Interest/Income Payment of income/Interest earned in Earned - Credit to fiduciary escrow through credit to Account accountholder's account U UFEIM Interest/Income Payment of income/Interest earned in Earned - fiduciary escrow through manager's MC/CC/OC check/cashier's check U UFEWK Fiduciary-Escrow Withdrawal of placement in fiduciary withdrawal - credit escrow by crediting account of client memo U UFEWM Fiduciary - Escrow Withdrawal of placement in fiduciary withdrawal - escrow by issuance of Manager's/Cashier's MC/CC/OC Check U UFGPC Fiduciary- Placement in fiduciary guardianship by Guardianship cash placement - cash U UFGPD Fiduciary- Placement in fiduciary guardianship by Guardianship debiting account of client placement - debit memo U UFGPM Fiduciary- Placement in fiduciary guardianship by Guardianship Manager's/Cashier's Check or other check placement - MC/CC/OC U UFGIK Interest/Income Payment of income/Interest earned in Earned - Credit to fiduciary guardianship through credit to Account accountholder's account U UFGIM Interest/Income Payment of income/Interest earned in Earned - fiduciary guardianship through manager's MC/CC/OC check/cashier's check U UFGWK Fiduciary - Withdrawal of placement in fiduciary Guardianship guardianship by crediting account of withdrawal - client credit memo U UFGWM Fiduciary- Withdrawal of placement in fiduciary Guardianship guardianship by issuance of withdrawal - Manager's/Cashier's Check MC/CC/OC U UFLPC Fiduciary-Life Placement in fiduciary life insurance trust Insurance Trust by cash placement - cash U UFLPD Fiduciary-Life Placement in fiduciary life insurance trust Insurance Trust by debiting account of client placement - debit memo U UFLPM Fiduciary-Life Placement in fiduciary life insurance trust Insurance Trust by Manager's/Cashier's Check or other placement - check MC/CC/OC U UFLIK Interest/Income Payment of income/Interest earned in Earned - Credit to fiduciary life insurance trust through credit Account to accountholder's account U UFLIM Interest/Income Payment of income/Interest earned in Earned - fiduciary life insurance trust through MC/CC/OC manager's check/cashier's check U UFLWC Fiduciary-Life Withdrawal of placement in fiduciary life Insurance Trust insurance trust paid in cash withdrawal - cash U UFLWK Fiduciary-Life Withdrawal of placement in fiduciary life Insurance Trust insurance trust by crediting account of withdrawal - credit client memo U UFLWM Fiduciary-Life Withdrawal of placement in fiduciary life Insurance Trust insurance trust by issuance of withdrawal - Manager's/Cashier's Check MC/CC/OC U UPNPC Pre-Need Account Placement of a client for pre-need account placement - cash by cash U UPNPD Pre-Need Account Placement of a client for pre-need account placement - debit by debiting account of client memo U UPNPM Pre-Need Account Placement of a client for pre-need account placement - by Manager's/Cashier's Check or other MC/CC/OC check U UPNIC Interest/Income Income/Interest earned in pre-need account Earned - Cash paid in cash U UPNIK Interest/Income Payment of income/Interest earned in pre- Earned - Credit to need account through credit to Account accountholder's account U UPNIM Interest/Income Payment of income/Interest earned in pre- Earned - need account through manager's MC/CC/OC check/cashier's check U UPNWC Pre-Need Account Withdrawal of Placement of a client for withdrawal - cash pre-need account paid in cash U UPNWK Pre-Need Account Withdrawal of Placement of a client for withdrawal - pre-need account by crediting account of credit memo client U UPNWM Pre-Need Account Withdrawal of Placement of a client for withdrawal - pre-need account by issuance of MC/CC/OC Manager's/Cashier's Check U UFSP Fiduciary-Safekeeping Placement in fiduciary safekeeping placement U UFSIK Interest/Income Payment of income/Interest earned in Earned - Credit to fiduciary safekeeping through credit to Account accountholder's account U UFSIM Interest/Income Payment of income/Interest earned in Earned - fiduciary safekeeping through manager's MC/CC/OC check/cashier's check U UFSW Fiduciary-Safekeeping Withdrawal of placement in fiduciary withdrawal safekeeping U UFXPC Fiduciary- Placement in fiduciary executorship by Executorship cash placement - cash U UFXPD Fiduciary- Placement in fiduciary executorship by Executorship debiting account of client placement - debit memo U UFXPM Fiduciary- Placement in fiduciary executorship by Executorship Manager's/Cashier's Check or other check placement - MC/CC/OC U UFXIK Interest/Income Payment of income/Interest earned in Earned- Credit to fiduciary executorship through credit to Account accountholder's account U UFXIM Interest/Income Payment of income/Interest earned in Earned - MC/CC/OC fiduciary executorship through manager's check/cashier's check U UFXWK Fiduciary- Withdrawal of placement in fiduciary Executorship executorship by crediting account of withdrawal - client credit memo U UFXWM Fiduciary- Withdrawal of placement in fiduciary Executorship executorship by issuance of withdrawal - Manager's/Cashier's Check MC/CC/OC U UOFPD Other Fiduciary Placement in all other Fiduciary Trust Placement - accounts such as Trust Indenture, Loan Debit Memo Agency, Transfer Agency, etc. by debiting account of client U UOFPM Other Fiduciary Placement in all other Fiduciary Trust Placement - accounts such as Trust Indenture, Loan MC/CC/OC Agency, Transfer Agency, etc. through manager's check/cashier's check/other checks U UOFWK Other Fiduciary Withdrawal of a client from all other withdrawal - credit fiduciary trust accounts by crediting memo account of client U UOFWM Other Fiduciary Withdrawal of a client from all other withdrawal - fiduciary trust accounts through manager's MC/CC/OC check/cashier's check/other checks U UAPC Agency placement - Placement of a client for Agency cash account - cash U UAPD Agency placement - Placement of a client for Agency debit memo account - debit memo U UAPM Agency placement - Placement of a client for Agency MC/CC/OC account - MC/CC/OC U UAPIK Interest/Income Payment of income/Interest earned in Earned - Credit to Agency Account through credit to Account accountholder's account U UAPIM Interest/Income Payment of income/Interest earned in Earned - MC/CC/OC Agency Account through manager's check/cashier's check U UAWK Agency withdrawal - Withdrawal of a client from Agency credit memo Account by crediting account of client U UAWM Agency withdrawal - Withdrawal of a client from Agency MC/CC/OC Account in the form of MC/CC/OC U UTFCC Trust Fund Contribution/Placement/Investment in Contribution/ Trust Fund in cash Placement/Investment - Cash U UTFCD Trust Fund Contribution/Placement/Investment in Contribution/ Trust Fund through debit to Placement/ accountholder's account Investment - Debit Memo U UTFCM Trust Fund Contribution/Placement/Investment in Contribution/ Trust Fund through manager's check/ Placement/ cashier's check or any other check Investment - MC/CC/OC U UTFCU Trust Fund Contribution/Placement/Investment in Contribution/ Trust Fund by on us check Placement/ Investment - Check on Us U UTFIK Interest/Income Payment of income/Interest earned in Earned - Credit to Contribution/Placement/Investment in Account Trust Fund through credit to accountholder's account U UTFIM Interest/Income Payment of income/Interest earned in Earned - Contribution/Placement/Investment in MC/CC/OC Trust Fund through manager's check/ cashier's check U UTFMK Trust Fund Maturity/ Maturity/Withdrawal/Redemption/ Withdrawal/ Cancellation/Placement of Trust Fund Redemption/ through credit to accountholder's Cancellation - Credit account Memo U UTFMM Trust Fund Maturity/ Maturity/Withdrawal/Redemption/ Withdrawal/ Cancellation/Placement of Trust Fund Redemption/ through issuance of manager's Cancellation - check/cashier's check or any other check MC/CC/OC U USDVP Securities Delivered Securities released by a third party vs. Payment custodian/trust administrator which was sold with corresponding payment to the account holder U USRFP Securities Received Securities received for third party Free of Payment custodianship/trust administratorship without any monetary consideration involved U USRVP Securities Received Securities received for third party vs. Payment custodianship/trust administratorship that was purchased and paid for by the account holder from a counterparty U USDFP Securities Delivered Securities released by the third party Free of Payment custodian/trust administrator that was sold without any payment received by the accountholder U USPC Special Purpose Placement in SPT Acct by cash Trust Placement U USWK Special Purpose Withdrawal of placement in SPT Acct by Trust Withdrawal - crediting account of client Credit Memo U USWM Special Purpose Trust Withdrawal of placement in SPT Acct Withdrawal - in the form of MC/CC/OC MC/CC/OC U UUICC Unit Investment Trust Investment/Placement/Contribution Fund Cont./ in UITF by cash Placement/ Investment - Cash U UUICD Unit Investment Investment/Placement/Contribution in Trust Fund Cont./ UITF through debit to accountholder's Placement/ account Investment - Debit Memo U UUICM Unit Investment Trust Investment/Placement/Contribution in Fund Cont./ UITF through manager's check/cashier's Placement/ check Investment - MC/CC/OC U UUIIK Interest/Income Payment of income/Interest earned in Earned - Credit to Investment/Placement/Contribution in Account UITF through credit to accountholder's account U UUIIM Interest/Income Payment of income/Interest earned in Earned - Investment/Placement/Contribution in MC/CC/OC UITF through manager's check/cashier's check U UUIMK Unit Investment Trust Maturity/Withdrawal/Redemption/ Fund Maturity/ Cancellation/Pretermination of Unit Withdrawal/ Investment Trust Fund through credit to Redemption/ accountholder's account Cancellation/ Pretermination - Credit Memo U UUIMM Unit Investment Maturity/Withdrawal/Redemption/ Trust Fund Cancellation/Pretermination of Unit Maturity/ Investment Trust Fund through issuance Withdrawal/ of manager's check/cashier's check/other Redemption/ checks Cancellation/ Pretermination - MC/CC/OC X XDEPI Deposit Interest Earned X XXPY Expense Payment Payment for internal operating expenses 10.2 Addition to the AMLC Transaction Codes (as approved under AMLC Resolution No. 34, series of 2012) Group/ Transaction Transaction Title Transaction Definition System Code D DTDPW Time Deposit Placement of time deposit/special Placement - Wire deposit/premium deposit/long term deposits, etc. (other than savings/current) through wire D DTDRW Time Deposit Pretermination of time deposit/special Pretermination - time deposit/premium time deposit and Wire the like where proceeds are released through wire D DTDYW Time Deposit Termination of time deposit/special time Payment - Wire deposit/premium time deposit and the like where proceeds are released through wire N NPLIW Purchase of Life Purchase of life with investment insurance with Investment policy via wire or fund transfers Insurance Policy - Wire/Fund Transfers N NPTLR Purchase of Purchase of traditional life insurance Traditional Life policy using credit card Insurance Policy - Credit Card payment N NPTLW Purchase of Purchase of traditional life insurance Traditional Life policy via wire or fund transfers Insurance Policy - Wire/ Fund Transfers N NPLIR Purchase of Life Purchase of life with investment insurance with Investment policy using credit card Insurance Policy - Credit Card payment D DTDPK Time Deposit Placement of time deposit/special Placement - On- deposit/premium deposit/long term Us/OC deposits, etc. (other than savings/current) through on-us and other banks checks C CBPDK Bills Purchase/ Checks/drafts and other negotiable Discounting - OC instruments which have been discounted with or purchased by the bank under bills purchase/bills discounting arrangement through the issuance of Other Banks Check C CBPDM Bills Purchase/ Checks/drafts and other negotiable Discounting - MC/CC instruments which have been discounted with or purchased by the bank under bills purchase/bills discounting arrangement through the issuance of Manager's/Cashier Check I ITRA Trust Receipt Trust Receipt Availed Availment I ITRC Trust Receipt Payment of trust receipt payment paid Payment - Cash in cash I ITRK Trust Receipt Payment of trust receipt payment through Payment - Credit credit to accountholder's account Memo I ITRM Trust Receipt Payment of trust receipt payment through Payment - manager's check/cashier's check/other MC/CC/OC check F FFUBC Buy Foreign Cash purchase of foreign currency Exchange in USD - against US dollar Cash F FFUBD Buy Foreign Purchase of foreign currency against US Exchange in USD - dollar settled by debiting the buyer's Debit Memo account F FFUBM Buy Foreign Purchase of foreign currency against Exchange in USD - US dollar settled through checks check F FFUBW Buy Foreign Purchase of foreign currency against Exchange in USD - US dollar via wire Wire F FFUSC Sell FX settled in Cash Sale of foreign currency against USD - Cash US dollar F FFUSK Sell FX settled in Sale of foreign currency against US USD - Credit Memo dollar settled by crediting accountholder's account F FFUSM Sell FX settled in Sale of foreign currency against US dollar USD - check settled through issuance of checks F FFUSW Sell FX settled in Sale of foreign currency against US dollar USD - Wire settled via wire T TCOBC Buy Currency Purchase of currency option in cash Option - CASH T TCOBD Buy Currency Purchase of currency option by debiting Option - Debit Memo the customer's account T TCOBM Buy Currency Purchase of currency option through Option - MC/CC/OC Manager's/Cashier's check/Other check T TCOBW Buy Currency Purchase of currency option via wire Option - Wire T TCOSC Sell Currency Sale of currency option in cash Option - CASH T TCOSD Sell Currency Sale of currency option by debiting the Option - Credit customer's account Memo T TCOSM Sell Currency Sale of currency option through Option - MC/CC/OC Manager's/Cashier's check/Other check T TCOSW Sell Currency Sale of currency option via wire Option - Wire T TFFBC Buy Currency Purchase of currency forward Forward - CASH contract in cash T TFFBD Buy Currency Purchase of currency forward contract Forward - Debit by debiting the customer's account Memo T TFFBM Buy Currency Purchase of currency forward contract Forward - MC/ through Manager's/Cashier's check/ CC/OC Other check T TFFBW Buy Currency Purchase of currency forward contract Forward - Wire via wire T TFFSC Sell Currency Sale of currency forward contract in cash Forward - CASH T TFFSD Sell Currency Sale of currency forward contract by Forward - Credit debiting the customer's account Memo T TFFSM Sell Currency Sale of currency forward contract Forward - MC/ through Manager's/Cashier's check/ CC/OC Other check T TFFSW Sell Currency Sale of currency forward contract via wire Forward - Wire L LRBT Loan Rebates Partial refund as a result of advance or excess payment of loan N NFFWV Full Fund withdrawal Fund withdrawal on a variable unit link or investment linked policy N NPTAS Transaction Any adjustment/s made on an insurance adjustments policy initiated by clients. These may include but not limited to the following: payment term/adjustment, premium adjustment, benefit adjustment, changes in investment as a result of top-ups, change of beneficiary and other changes that may occur in a policy N NPPNC Purchase of Pre- Purchase of pre-need plan in cash Need Plan - CASH N NPPND Purchase of Pre- Purchase of pre-need plan by debiting Need Plan - Debit planholder's bank account/redemption Memo of investment/policy N NPPNM Purchase of Pre- Purchase of pre-need plan through Need Plan - manager's check/cashier's check/other MC/CC/OC checks I IDLBD Documentary Collection of funds by a bank due from Collection with LC a buyer against the delivery of documents (Buyer) Domestic with LC I IDLEC Documentary Collection of funds by a bank due from Collection with LC a buyer against the delivery of documents (Export) Cash - with LC related to exportation of goods Foreign and services in cash I IDLED Documentary Collection of funds by a bank due from Collection with LC a buyer against the delivery of documents (Export) Debit with LC related to exportation of goods Memo - Foreign and services through debiting of an account I IDLEM Documentary Collection of funds by a bank due from Collection with LC a buyer against the delivery of documents (Export) MC/CC/ with LC related to exportation of goods OC - Foreign and services through MC/CC/OC I IDLIC Documentary Collection of funds by a bank due from a Collection with LC buyer against the delivery of documents (Import) Cash - with LC related to importation of goods Foreign and services in cash I IDLIK Documentary Collection of funds by a bank due from Collection with LC a buyer against the delivery of documents (Import) Credit with LC related to importation Memo - Foreign of goods and services through crediting to an account I IDLIM Documentary Collection of funds by a bank due from Collection with LC a buyer against the delivery of documents (Import) MC/CC/ with LC related to importation of OC - Foreign goods and services through MC/CC/OC I IDLSD Documentary Collection of funds by a bank due from Collection with LC a seller against the delivery of documents (Seller) Domestic with LC I IDNEC Documentary Collection of funds by a bank due from Collection Non LC a buyer against the delivery of documents (Export) Cash - with no LC related to exportation of Foreign goods and services in cash I IDNED Documentary Collection of funds by a bank due from Collection Non LC a buyer against the delivery of documents (Export) Debit with no LC related to exportation of Memo - Foreign goods and services through debiting of an account I IDNEM Documentary Collection of funds by a bank due from Collection Non LC a buyer against the delivery of documents (Export) MC/CC/ with no LC related to exportation of OC - Foreign goods and services through MC/CC/OC I IDNIC Documentary Collection of funds by a bank due from Collection Non LC a buyer against the delivery of documents (Import) Cash - with no LC related to importation of Foreign goods and services in cash I IDNID Documentary Collection of funds by a bank due from Collection Non LC a buyer against the delivery of documents (Import) Credit with no LC related to importation of Memo - Foreign goods and services through crediting to an account I IDNIM Documentary Collection of funds by a bank due from Collection Non LC a buyer against the delivery of documents (Import) MC/CC/ with no LC related to importation of OC - Foreign goods and services through MC/CC/OC Group Legend: C Current Acct/Savings Acct; D Time Deposit; F Foreign Exchange; I Trade; K Credit Cards; L Loans; N Insurance; R Remittance; S Securities; T Treasury; U Trust/Investment Mgmt. Acct/Custodianship; X No/Low Risk TEcADS 10.3 Modifications to the AMLC Transaction Codes (as approved under AMLC Resolution No. 34, series of 2012) Group/ Transaction Transaction Title Transaction Definition System Code C CCKCL Check Clearing Debiting of the drawer's account after clearing C CDEPK Deposit - Check Deposit to savings/current accounts in the form of checks (MC/CC/OC/On-Us) C CPMC Purchase of MC/CC/ Purchase of manager's/cashier's check/ DD/TC - Cash demand draft/traveler's check in cash C CPMD Purchase of MC/CC/ Purchase of manager's check/cashier's DD/TC - Debit check/demand draft/traveller's through Memo debit to accountholder's account D DTDPM Time Deposit Placement of time deposit/special deposit/ Placement - MC/CC premium deposit/long term deposits, etc. (other than savings/current) through MC/CC D DTDRM Time Deposit Pretermination of time deposit/special Pretermination - time deposit/premium time deposit and MC/CC the like where proceeds are released through manager's check/cashier's check N NPFWV Partial fund Partial fund withdrawal on a variable withdrawal unit link or investment-linked policy N NPLCR Cancellation of Premium may be refunded depending on policy or plan by the nature of the case involving fraud or company thru concealment on the part of the rescission policyholder N NPLIC Purchase of Life Purchase of life with investment with Investment insurance policy in cash Insurance Policy - CASH N NPLID Purchase of Life Purchase of life with investment with Investment insurance policy by debiting planholder's Insurance Policy - bank account/redemption of investment/ Debit Memo policy N NPLIM Purchase of Life Purchase of life with investment with Investment insurance policy through manager's Insurance Policy - check/cashier's check/other checks MC/CC/OC N NPTLC Purchase of Purchase of traditional life insurance Traditional Life policy in cash Insurance Policy - CASH N NPTLD Purchase of Purchase of traditional life insurance Traditional Life policy by debiting planholder's bank Insurance Policy - account/redemption of investment/ Debit Memo policy N NPTLM Purchase of Purchase of traditional life insurance Traditional Life policy through manager's check/cashier's Insurance check/other checks Policy - MC/CC/OC R RIRDA Inward Remittance Inward remittance (domestic) through (Domestic) - For credit to accountholder's account Further Credit maintained with another bank to Another Account (beneficiary maintains an account with another bank) R RIRDC Inward Remittance Inward remittance (domestic) where the (Domestic) - beneficiary's account is credited Credit to (beneficiary is a client of the reporting Beneficiary's Account institution) R RIRIA Inward Remittance Inward remittance (international) through (International) - credit to accountholder's account For Further Credit to maintained with another bank Another Account (beneficiary maintains an account with another bank) R RIRIC Inward Remittance Inward remittance (international) where (International) - the beneficiary's account is credited Credit to (beneficiary is a client of the reporting Beneficiary's Account institution) R RORDA Outward Remittance/ Outward remittance (domestic) where TT (Domestic) - the instruction is to credit the beneficiary's For Further Credit account kept in another bank (the to another acct. beneficiary bank is different from the accountholder's bank) R RORDC Outward Remittance/ Outward remittance (domestic) where TT (Domestic) - the instruction is for the beneficiary's Credit to Beneficiary's account to be credited (the beneficiary Account holds an account with the same bank as the account holder) R RORIA Outward Remittance/ Outward remittance (international) where TT (International) - the instruction is to credit the For Further Credit to accountholder's account kept in another another acct. bank (the beneficiary does not maintain an account with the correspondent bank) R RORIC Outward Remittance/ Outward remittance (international) where TT (International) - the instruction is for the beneficiary's Credit to account to be credited (the beneficiary Beneficiary's Account holds an account with the correspondent bank/foreign branch) U UTFMK Trust Fund Maturity/ Maturity/Withdrawal/Redemption/ Withdrawal/ Cancellation of Trust Fund through credit Redemption/ to accountholder's account Cancellation - Credit Memo U UTFMM Trust Fund Maturity/ Maturity/Withdrawal/Redemption/ Withdrawal/ Cancellation of Trust Fund through Redemption/ issuance of manager's check/cashier's Cancellation - check or any other check MC/CC/OC Group Legend: C Current Acct/Savings Acct; D Time Deposit; F Foreign Exchange; I Trade; K Credit Cards; L Loans; N Insurance; R Remittance; S Securities; T Treasury; U Trust/Investment Mgmt. Acct/Custodianship; X No/Low Risk CaHcET Additional Transaction Codes (added on 28 June 2012) Group/ Transaction Transaction Title Transaction Definition System Code C CCKCL Check Clearing Debiting of the drawer's account after clearing C CDEPK Deposit - Check Deposit to savings/current accounts in the form of checks (MC/CC/OC/On-Us) C CPMC Purchase of MC/CC/ Purchase of manager's/cashier's check/ DD/TC - Cash demand draft/traveler's check in cash C CPMD Purchase of MC/CC/ Purchase of manager's check/cashier's DD/TC - Debit check/demand draft/traveller's through Memo debit to accountholder's account D DTDPM Time Deposit Placement of time deposit/special deposit/ Placement - MC/CC premium deposit/long term deposits, etc. (other than savings/current) through MC/CC D DTDRM Time Deposit Pretermination of time deposit/special Pretermination - time deposit/premium time deposit and MC/CC the like where proceeds are released through manager's check/cashier's check N NPFWV Partial fund Partial fund withdrawal on a variable withdrawal unit link or investment-linked policy N NPLCR Cancellation of Premium may be refunded depending on policy or plan by the nature of the case involving fraud or company thru concealment on the part of the rescission policyholder N NPLIC Purchase of Life Purchase of life with investment with Investment insurance policy in cash Insurance Policy - CASH N NPLID Purchase of Life Purchase of life with investment with Investment insurance policy by debiting planholder's Insurance Policy - bank account/redemption of investment/ Debit Memo policy N NPLIM Purchase of Life Purchase of life with investment with Investment insurance policy through manager's Insurance Policy - check/cashier's check/other checks MC/CC/OC N NPTLC Purchase of Purchase of traditional life insurance Traditional Life policy in cash Insurance Policy - CASH N NPTLD Purchase of Purchase of traditional life insurance Traditional Life policy by debiting planholder's bank Insurance Policy - account/redemption of investment/ Debit Memo policy N NPTLM Purchase of Purchase of traditional life insurance Traditional Life policy through manager's check/cashier's Insurance check/other checks Policy - MC/CC/OC R RIRDA Inward Remittance Inward remittance (domestic) through (Domestic) - For credit to accountholder's account Further Credit maintained with another bank to Another Account (beneficiary maintains an account with another bank) R RIRDC Inward Remittance Inward remittance (domestic) where the (Domestic) - beneficiary's account is credited Credit to (beneficiary is a client of the reporting Beneficiary's Account institution) R RIRIA Inward Remittance Inward remittance (international) through (International) - credit to accountholder's account For Further Credit to maintained with another bank Another Account (beneficiary maintains an account with another bank) R RIRIC Inward Remittance Inward remittance (international) where (International) - the beneficiary's account is credited Credit to (beneficiary is a client of the reporting Beneficiary's Account institution) R RORDA Outward Remittance/ Outward remittance (domestic) where TT (Domestic) - the instruction is to credit the beneficiary's For Further Credit account kept in another bank (the to another acct. beneficiary bank is different from the accountholder's bank) R RORDC Outward Remittance/ Outward remittance (domestic) where TT (Domestic) - the instruction is for the beneficiary's Credit to Beneficiary's account to be credited (the beneficiary Account holds an account with the same bank as the account holder) R RORIA Outward Remittance/ Outward remittance (international) where TT (International) - the instruction is to credit the For Further Credit to accountholder's account kept in another another acct. bank (the beneficiary does not maintain an account with the correspondent bank) R RORIC Outward Remittance/ Outward remittance (international) where TT (International) - the instruction is for the beneficiary's Credit to account to be credited (the beneficiary Beneficiary's Account holds an account with the correspondent bank/foreign branch) U UTFMK Trust Fund Maturity/ Maturity/Withdrawal/Redemption/ Withdrawal/ Cancellation of Trust Fund through credit Redemption/ to accountholder's account Cancellation - Credit Memo U UTFMM Trust Fund Maturity/ Maturity/Withdrawal/Redemption/ Withdrawal/ Cancellation of Trust Fund through Redemption/ issuance of manager's check/cashier's Cancellation - check or any other check MC/CC/OC 10.4 AMLC Transaction Codes for deletion. Covered Institutions shall refrain from using these codes. Transaction Transaction Names Codes 1 ACRI Accept Reinsurance Treaty 2 ADA Auto Debit Arrangement 3 APM Purchase of MC/DD/TT 4 APMC Purchase of MC/DD/TT - Cash 5 APMD Purchase of MC/DD/TT - Debit Memo 6 BFX Buy FX 7 BPR Bills Purchase 8 BPRC Bills Purchase - Cash 9 BPRK Bills Purchase - Credit Memo 10 BPRM Bills Purchase - MC/CC 11 BPY Bills Payment 12 BPYC Bills Payment - Cash 13 BPYD Bills Payment - Debit Memo 14 BPYK Bills Payment - Check 15 BPYM Bills Payment - MC/CC 16 BYBN Buy Corporate Bonds 17 BYBNC Buy Corporate Bonds - Cash 18 BYBND Buy Corporate Bonds - Debit Memo 19 BYBNM Buy Corporate Bonds - MC/CC/OC 20 BYCF Buy Currency Futures 21 BYCFC Buy Currency Futures - Cash 22 BYCFD Buy Currency Futures - Debit Memo 23 BYCFM Buy Currency Futures - MC/CC/OC 24 BYCM Buy Commodity Futures 25 BYCMC Buy Commodity Futures - Cash 26 BYCMD Buy Commodity Futures - Debit Memo 27 BYCMM Buy Commodity Futures - MC/CC/OC 28 BYCN Buy Contracts (Loan)/Leases/Chattel Mortgages or Other Evidences of Indebtedness 29 BYCRC Buy Contracts Receivable with Recourse - Cash 30 BYCRD Buy Contracts Receivable with Recourse - Debit Memo 31 BYCRM Buy Contracts Receivable with Recourse - MC/CC/OC 32 BYCS Buy Common Stocks 33 BYCSC Buy Common Stocks - Cash 34 BYCSD Buy Common Stocks - Debit Memo 35 BYCSM Buy Common Stocks - MC/CC/OC 36 BYCWC Buy Contracts Receivable without Recourse - Cash 37 BYCWD Buy Contracts Receivable without Recourse - Debit Memo 38 BYCWM Buy Contracts Receivable without Recourse - MC/CC/OC 39 BYDR Buy Derivative Securities 40 BYDRC Buy Derivative Securities - Cash 41 BYDRD Buy Securities - Debit Memo 42 BYDRM Buy Derivative Securities - MC/CC/OC 43 BYFS Buy Foreign-Currency Denominated Securities 44 BYFSC Buy Foreign-Currency Denominated Securities - Cash 45 BYFSD Buy Foreign-Currency Denominated Securities - Debit Memo 46 BYFSM Buy Foreign-Currency Denominated Securities - MC/CC/OC 47 BYFX Buy Foreign Exchange 48 BYFXC Buy Foreign Exchange - Cash 49 BYFXD Buy Foreign Exchange - Debit Memo 50 BYFXM Buy Foreign Exchange - MC/CC/OC 51 BYMF Buy Mutual Fund Investments/Shares 52 BYMFC Buy Mutual Fund Investments/Shares - Cash 53 BYMFD Buy Mutual Fund Investments/Shares - Debit Memo 54 BYMFM Buy Mutual Fund Investments/Shares - MC/CC/OC 55 BYMM Buy Money Market Instruments 56 BYMMC Buy Money Market Instruments - Cash 57 BYMMD Buy Money Market Instruments - Debit Memo 58 BYMMM Buy Money Market Instruments - MC/CC/OC 59 BYOSC Buy Securities - Cash 60 BYOSD Buy Securities - Debit Memo 61 BYOSM Buy Securities - MC/CC/OC 62 BYPS Buy Preferred Stocks 63 BYPSC Buy Preferred Stocks - Cash 64 BYPSD Buy Preferred Stocks - Debit Memo 65 BYPSM Buy Preferred Stocks - MC/CC/OC 66 BYS Buy Securities 67 BYSAC Buy Securitized Assets - Cash 68 BYSAD Buy Securitized Assets - Debit Memo 69 BYSAM Buy Securitized Assets - MC/CC/OC 70 BYSE Buy Securitized Assets 71 BYWR Buy Warrants 72 BYWRC Buy Warrants - Cash 73 BYWRD Buy Warrants - Debit Memo 74 BYWRM Buy Warrants - MC/CC/OC 75 CBCE Clean Bills for Collection (Export) 76 CBE Credit Bills - Export 77 CBI Credit Bills - Import 78 CCA Credit Card Cash Advance 79 CCC Credit Card Reversal 80 CCD Credit Card Debit Adjustment 81 CCE Clean Collection (Export) 82 CCP Credit Card Purchase 83 CCPB Credit Card Purchase (Purchase of Credit Card Receivable) 84 CCPO Credit Card Purchases/Availments 85 CCS Cross Currency Swap 86 CCY Credit Card Payment 87 CCYA Credit Card Payment - Ep (Electronic Payment) - ATM 88 CCYC Credit Card Payment - Cash 89 CCYK Credit Card Payment - Check 90 CDM Credit Memo 91 CFR Common Trust Fund Maturity/Withdrawal/Redemption/ Cancellation/Pretermination 92 CFRC Common Trust Fund Maturity/Withdrawal/Redemption/ Cancellation/Pretermination - Cash 93 CFRM Common Trust Fund Maturity/Withdrawal/Redemption/ Cancellation/Pretermination - MC/CC 94 CFRR Common Trust Fund Maturity/Withdrawal/Redemption/ Cancellation/Pretermination - Credit Memo 95 CKC Inward Check Clearing 96 CKCL Check Clearing 97 CLLE Cancel Lease 98 CLLF Cancel Life Insurance Policy 99 CLLI Cancel Life & Investment Insurance Policy 100 CLNL Cancel Non-Life Insurance Policy 101 CLPN Cancel Pre-Need Plans 102 CLSL Cancel Contracts 103 CLTR Cancel Reinsurance Treaty 104 CMS Claims/Maturities/Surrenders/Benefits 105 COL Collection 106 CON Contribution/Subscription 107 CSWK Custodianship Works 108 CTF Common Trust Fund Contribution/Placement/Investment 109 CTFC Common Trust Fund Contribution/Placement/Investment - Cash 110 CTFD Common Trust Fund Contribution/Placement/Investment - Debit Memo 111 CTFK Common Trust Fund Contribution/Placement/Investment - Check 112 CTFM Common Trust Fund Contribution/Placement/Investment - MC/CC 113 DBM Debit Memo 114 DCL Documentary Collection 115 DCLI Documentary Collection - Inward 116 DCLO Documentary Collection - Outward 117 DEP Deposit 118 DEPC Deposit - Cash 119 DEPI Deposit - Interest Earned 120 DEPK Deposit - Check 121 DEPM Deposit - MC/CC 122 DEPO Deposit - OBCK 123 DEPS Deposit - Salaries Credited 124 DEPU Deposit - Check on-Us 125 DRLN Direct Lending 126 DSCP Discounting/Factoring Commercial Papers or Accounts Receivables 127 EAR Earnings 128 ECCL Electronic Cash Card - Loading 129 ECCP Electronic Cash Card - Purchase 130 ECCW Electronic Cash Card - Withdrawal 131 ENC Encashment 132 EPS Purchase Security/Asset 133 EQI EQ In 134 EQO EQ Out 135 FAD Fiduciary-Administratorship 136 FBI Fiduciary-Bond Issues 137 FCS Fiduciary-Custodianship 138 FES Fiduciary-Escrow 139 FEX Fiduciary-Executorship 140 FGR Fiduciary-Guardianship 141 FLI Fiduciary-Life Insurance Trust 142 FNLS Financial Leasing of Movable/Immovable Property 143 FPN Fiduciary-Pre-Need Plan 144 FSF Fiduciary-Safekeeping 145 HTFC Purchase of HTM - Foreign - Cash 146 HTFD Purchase of HTM - Foreign - Credit Memo 147 HTFK Purchase of HTM - Foreign - Check 148 HTFM Purchase of HTM - Foreign - MC/CC 149 HTGC Purchase of HTM - Government - Cash 150 HTGD Purchase of HTM - Government - Credit Memo 151 HTGK Purchase of HTM - Government - Check 152 HTGM Purchase of HTM - Government - MC/CC 153 HTPC Purchase of HTM - Private - Cash 154 HTPD Purchase of HTM - Private - Credit Memo 155 HTPK Purchase of HTM - Private - Check 156 HTPM Purchase of HTM - Private - MC/CC 157 IAT Inter-Account Transfers 158 IBB Interbank Borrowing 159 IBF Purchase of Ibodi - Foreign 160 IBFC Purchase of Ibodi - Foreign - Cash 161 IBFD Purchase of Ibodi - Foreign - Credit Memo 162 IBFK Purchase of Ibodi - Foreign - Check 163 IBFM Purchase of Ibodi - Foreign - MC/CC 164 IBG Purchase of Ibodi - Government 165 IBGC Purchase of Ibodi - Government - Cash 166 IBGD Purchase of Ibodi - Government - Credit Memo 167 IBGK Purchase of Ibodi - Government - Check 168 IBGM Purchase of Ibodi - Government - MC/CC 169 IBL Interbank Lending 170 IBP Purchase of Ibodi - Private 171 IBPC Purchase of Ibodi - Private - Cash 172 IBPD Purchase of Ibodi - Private - Credit Memo 173 IBPK Purchase of Ibodi - Private - Check 174 IBPM Purchase of Ibodi - Private - MC/CC 175 IMF Investment Management Fund 176 IRM Inward Remittance 177 IRMA Inward Remittance - Swift Advice & Pay 178 IRMC Inward Remittance - Swift Credit to Acct 179 IRMP Inward Remittance - Non-Swift Advice & Pay 180 IRMR Inward Remittance - Non-Swift Credit to Acct 181 IRP Interbank Payable 182 IRR Interbank Receivable 183 IRS Interest Rates Swap 184 LATIC Loan Availment (TOFA/IMA) - Cash 185 LATIK Loan Availment (TOFA/IMA) - Credit Memo 186 LATIM Loan Availment (TOFA/IMA) - MC/CC 187 LC LC (Import/Export) Opening/Availment 188 LCAC LC (Import/Export) Availment - Cash 189 LCAD LC (Import/Export) Availment - Debit Memo 190 LCC LC Cancellation 191 LCOC LC (Import/Export) Opening/Availment - Cash 192 LCOD LC (Import/Export) Opening/Availment - Debit Memo 193 LGM Lodgments 194 LIP Loan Interest Payment 195 LIPC Loan Interest Payment - Cash 196 LIPD Loan Interest Payment - Debit Memo 197 LIPK Loan Interest Payment - Check 198 LIPM Loan Interest Payment - MC/CC 199 LNA Loan Availment (Commercial Loan/Leasing) 200 LNAC Loan Availment (REG/FCDU) - Cash 201 LNAK Loan Availment (REG/FCDU) - Credit Memo 202 LNAM Loan Availment - MC/CC 203 LNP Loan Payment (Commercial Loan/Leasing) 204 LNPC Loan Payment (Commercial Loan/Leasing) - Cash 205 LNPD Loan Payment (Commercial Loan/Leasing) - Debit Memo 206 LNPK Loan Payment (Commercial Loan/Leasing) - Check 207 LNPM Loan Payment (Commercial Loan/Leasing) - MC/CC 208 LNPY Loan Payment 209 LNRE Loan Restructuring 210 LPAN Refund of Lease Payment on Asset and ROPA 211 LPAR Lease Payment of Asset & ROPOA 212 LPR Loan Pretermination 213 LPRC Loan Pretermination - Cash 214 LPRD Loan Pretermination - Debit Memo 215 LPRK Loan Pretermination - Check 216 LPRM Loan Pretermination - MC/CC 217 LPTC Loan Payment (TOFA/IMA) - Cash 218 LPTD Loan Payment (TOFA/IMA) - Debit Memo 219 LPTM Loan Payment (TOFA/IMA) - Check 220 LPY Loan Payment (Investments) 221 LPYC Loan Payment (Investments) - Cash 222 LPYD Loan Payment (Investments) - Debit Memo 223 LPYK Loan Payment (Investments) - Check 224 LPYM Loan Payment (Investments) - MC/CC 225 LRL Loan Release (Investments) 226 LRP Loan Repricing 227 LRW Loan Renewal 228 MISC Miscellaneous Transaction 229 MMPC Placement in Money Market Instruments - Cash 230 MMPD Placement in Money Market Instruments - Debit Memo 231 MMPM Placement in Money Market Instruments - MC/CC/OC 232 MMYC Pay Money Market Instrument - Cash 233 MMYK Pay Money Market Instrument - Credit Memo 234 MMYM Pay Money Market Instrument - MC/CC 235 MSC Miscellaneous Trans. 236 NEW New Business for Insurance, Pension, Educational Plans, Other Pre-Need Plans 237 OGG Outgoing Guarantee 238 ORAP Outward Remittance - Advise and Pay 239 ORCM Outward Remittance - Credit to Account 240 ORFC Outward Remittance - for Credit to Another Account 241 ORM Outward Remittance 242 ORMA Outward Remittance - Swift Advice & Pay 243 ORMC Outward Remittance - Swift Credit to Acct 244 ORMP Outward Remittance - Non-Swift Advice & Pay 245 ORMR Outward Remittance - Non-Swift Credit to Acct 246 PCA Prepaid Card Cash Advance 247 PCC Prepaid Card Reversal 248 PCL Prepaid Card Loading 249 PCP Prepaid Card Purchase 250 PLN Policy Loans 251 PLR Pledge Loan Release 252 PLY Policy Loan Payment 253 PRE Premium/Plan Payment 254 PTDC Pay Time Deposit - Cash 255 PTDK Pay Time Deposit - Credit Memo 256 PTDM Pay Time Deposit - MC/CC 257 PTDR Pay Time Deposit - Credit Memo 258 PYBT Pay Benefits 259 PYCL Pay Claims 260 PYCV Pay Cash Surrender Value (CSV)/Equity Value 261 PYDV Pay Dividends 262 PYGA Payment to Government Agencies 263 PYMT Pay Maturity Proceeds/Redeem Mutual Fund Shares 264 PYPL Pay Policy Loans 265 PYRF Pay Premium Refund 266 RCAD Receipt of Advance Rental 267 RCCH Receive Cash Calls 268 RCDP Receipt of Down Payment 269 RCFP Receipt of Full Payment 270 RCMO Receipt of Monthly Installment 271 RCMR Receipt of Monthly Rental 272 RCRD Receipt of Rental Deposit 273 RCRF Receipt of Reservation Fee 274 RED Withdrawals/Redemption 275 RETK Returned Check 276 RFAD Refund of Advance Rental 277 RFDP Refund of Down Payment 278 RFFP Refund of Full Payment 279 RFMO Refund of Monthly Installment 280 RFMR Refund of Monthly Rental 281 RFR Regular Trust Fund Maturity/Withdrawal/Redemption/ Cancellation/Pretermination 282 RFRC Regular Trust Fund Maturity/Withdrawal/Redemption/Cancellation/ Pretermination - Cash 283 RFRD Refund of Rental Deposit 284 RFRF Refund of Reservation Fee 285 RFRM Regular Trust Fund Maturity/Withdrawal/Redemption/ Cancellation/Pretermination - MC/CC 286 RFRR Regular Trust Fund Maturity/Withdrawal/Redemption/ Cancellation/Pretermination - Credit Memo 287 ROPA Foreclosed/Acquired Asset/ROPOA 288 RTF Regular Trust Fund Contribution/Placement/Investment 289 RTFC Regular Trust Fund Contribution/Placement/Investment - Cash 290 RTFD Regular Trust Fund Contribution/Placement/Investment - Debit to Account 291 RTFK Regular Trust Fund Contribution/Placement/Investment - Check On-Us 292 RTFM Regular Trust Fund Contribution/Placement/Investment - MC/CC 293 RTFO Regular Trust Fund Contribution/Placement/Investment - OBCK 294 SDFP Securities Delivered Free of Payment 295 SDP Securities Delivered vs. Payment 296 SFX Sell FX 297 SFXC Sell FX - Cash 298 SFXD Sell FX - Debit Memo 299 SFXK Sell FX - Credit Memo 300 SFXM Sell FX - MC/CC 301 SHFC Sale of HTM - Foreign - Cash 302 SHFD Sale of HTM - Foreign - Debit Memo 303 SHFK Sale of HTM - Foreign - Check 304 SHFM Sale of HTM - Foreign - MC/CC 305 SHGC Sale of HTM - Government - Cash 306 SHGD Sale of HTM - Government - Debit Memo 307 SHGK Sale of HTM - Government - Check 308 SHGM Sale of HTM - Government - MC/CC 309 SHPC Sale of HTM - Private - Cash 310 SHPD Sale of HTM - Private - Debit Memo 311 SHPK Sale of HTM - Private - Check 312 SHPM Sale of HTM - Private - MC/CC 313 SIF Sale Ibodi - Foreign 314 SIFC Sale Ibodi - Foreign - Cash 315 SIFD Sale Ibodi - Foreign - Debit Memo 316 SIFK Sale Ibodi - Foreign - Check 317 SIFM Sale Ibodi - Foreign - MC/CC 318 SIG Sale Ibodi - Government 319 SIGC Sale Ibodi - Government - Cash 320 SIGD Sale Ibodi - Government - Debit Memo 321 SIGK Sale Ibodi - Government - Check 322 SIGM Sale Ibodi - Government - MC/CC 323 SIP Sale Ibodi - Private 324 SIPC Sale Ibodi - Private - Cash 325 SIPD Sale Ibodi - Private - Debit Memo 326 SIPK Sale Ibodi - Private - Check 327 SIPM Sale Ibodi - Private - MC/CC 328 SLBN Sell Corporate Bonds 329 SLBNC Sell Corporate Bonds - Cash 330 SLBNK Sell Corporate Bonds - Credit Memo 331 SLBNM Sell Corporate Bonds - MC/CC 332 SLCF Sell Currency Futures 333 SLCFC Sell Currency Futures - Cash 334 SLCFK Sell Currency Futures - Credit Memo 335 SLCFM Sell Currency Futures - MC/CC 336 SLCM Sell Commodity Futures 337 SLCMC Sell Commodity Futures - Cash 338 SLCMK Sell Commodity Futures - Credit Memo 339 SLCMM Sell Commodity Futures - MC/CC 340 SLCN Sell Contracts (Loan)/Lease/Chattel Mortgages or Other Evidences of Indebtedness 341 SLCRC Sell Contracts Receivable with Recourse - Cash 342 SLCRK Sell Contracts Receivable with Recourse - Credit Memo 343 SLCRM Sell Contracts Receivable with Recourse - MC/CC 344 SLCS Sell Common Stocks 345 SLCSC Sell Common Stocks - Cash 346 SLCSK Sell Common Stocks - Credit Memo 347 SLCSM Sell Common Stocks - MC/CC 348 SLCWC Sell Contracts Receivables (w/o Recourse) - Cash 349 SLCWK Sell Contracts Receivables (w/o Recourse) - Credit Memo 350 SLCWM Sell Contracts Receivables (w/o Recourse) - MC/CC 351 SLDR Sell Derivative Securities 352 SLDRC Sell Derivative Securities - Cash 353 SLDRK Sell Derivative Securities - Credit Memo 354 SLDRM Sell Derivative Securities - MC/CC 355 SLFS Sell Foreign-Currency Denominated Securities 356 SLFSC Sell Foreign-Currency Denominated Securities - Cash 357 SLFSK Sell Foreign-Currency Denominated Securities - Credit Memo 358 SLFSM Sell Foreign-Currency Denominated Securities - MC/CC 359 SLFX Sell Foreign Exchange 360 SLLF Sell Life Insurance Policy 361 SLLI Sell Life & Investment Insurance Policy 362 SLMB Receipt of Membership Dues/Contributions 363 SLMF Sell Mutual Fund Investments/Shares 364 SLMFC Sell Mutual Fund Investments/Shares - Cash 365 SLMFK Sell Mutual Fund Investments/Shares - Credit Memo 366 SLMFM Sell Mutual Fund Investments/Shares - MC/CC 367 SLMM Sell Money Market Instruments 368 SLMMC Sell Money Market Instruments - Cash 369 SLMMK Sell Money Market Instruments - Credit Memo 370 SLMMM Sell Money Market Instruments - MC/CC 371 SLNL Sell Non-Life Insurance Policy 372 SLPN Sell Pre-Need Plans 373 SLPS Sell Preferred Stocks 374 SLPSC Sell Preferred Stocks - Cash 375 SLPSK Sell Preferred Stocks - Credit Memo 376 SLPSM Sell Preferred Stocks - MC/CC 377 SLS Sell Securities 378 SLSAC Sell Securitized Assets - Cash 379 SLSAK Sell Securitized Assets - Credit Memo 380 SLSAM Sell Securitized Assets - MC/CC 381 SLSC Sell Securities - Cash 382 SLSD Sell Securities - Debit Memo 383 SLSE Sell Securitized Assets 384 SLSK Sell Securities - Credit Memo 385 SLSM Sell Securities - MC/CC 386 SLWR Sell Warrants 387 SLWRC Sell Warrants - Cash 388 SLWRK Sell Warrants - Credit Memo 389 SLWRM Sell Warrants - MC/CC 390 SPAN Refund of Sale Payment on Asset and ROPA 391 SPAR Sales Payment of Asset & ROPOA 392 SRFP Securities Received Free of Payment 393 SRP Securities Received vs. Payment 394 TDIC Pay Interest on Time Deposit - Cash 395 TDIK Pay Interest on Time Deposit - Credit Memo 396 TDIM Pay Interest on Time Deposit - MC/CC 397 TDPC Time Deposit - Cash 398 TDPD Time Deposit - Debit Memo 399 TDPK Time Deposit - Check On-Us 400 TDPM Time Deposit - MC/CC 401 TFCBW Buy Foreign-Currency Denominated Securities - Wire 402 TFCSW Sell Foreign-Currency Denominated Securities - Wire 403 TFI Trust Fund Income 404 TFX Trust Fund Expense 405 TOFAO Trust & Other Fiduciary Activities 406 TPPC Time Deposit Pretermination - Cash 407 TPPM Time Deposit Pretermination - MC/CC 408 TPPR Time Deposit Pretermination - Credit Memo 409 TRF Transfers (Local) 410 TRI Transfers In (Local) 411 TRO Transfers Out (Local) 412 UFRC UITF Maturity/Withdrawal/Redemption/Cancellation/ Pretermination - Cash 413 UFRM UITF Maturity/Withdrawal/Redemption/Cancellation/ Pretermination - MC/CC 414 UFRR UITF Maturity/Withdrawal/Redemption/Cancellation/ Pretermination - Credit Memo 415 UITF Unit Investment Trust Funds 416 UITFC UITF Cont./Placement/Investment - Cash 417 UITFD UITF Cont./Placement/Investment - Debit Memo 418 UITFK UITF Cont./Placement/Investment - Check 419 UITFM UITF Cont./Placement/Investment - MC/CC 420 UPL Upliftment 421 UWDT Underwrite Debt Issues 422 UWEQ Underwrite Equity Issues 423 WDL Withdrawal 424 WDLA Withdrawals - ATM 425 WDLO Withdrawals - OTC 426 WDLT Withdrawals - Withholding Taxes on Interest 427 XPY Expense Payment *428 IDCLI Documentary Collection - Inward *429 IDCLO Documentary Collection - Outward *430 CBPRM Bills Purchase/Discounting - MC/CC/OC *431 ILCAC Letter of Credit (Import/Export) Availment - Cash *432 ILCAD Letter of Credit (Import/Export) Availment - Debit Memo *433 ILCAM Letter of Credit (Import/Export) Availment - MC/CC/OC *434 LLRP Pledge Loan Release *435 TEPS Purchase Security/Asset * as approved under AMLC resolution no. 34, series of 2012 10.5 Currency Codes Description Code AFGHANISTAN AFGHANI AFN ALBANIAN LEK ALL ALGERIAN DINAR DZD ANDORRAN PESETA ADP ANGOLAN KWANZA AOA ARGENTINE PESO ARS ARMENIAN DRAM AMD ARUBAN GUILDER AWG AUSTRALIAN DOLLAR AUD AUSTRIAN SCHILLINGS ATS AZERBAIJANIAN MANAT AZM BAHAMIAN DOLLAR BSD BAHRAINI DINAR BHD BANGLADESHI TAKA BDT BARBADOS DOLLAR BBD BELARUSSIAN RUBLE BYR BELGIAN FRANC BEF BELIZE DOLLAR BZD BERMUDIAN DOLLAR BMD BHUTAN NGULTRUM BTN BOLIVIAN BOLIVIANO BOB BOTSWANA PULA BWP BRAZILIAN REAL BRL BRUNEI DOLLAR BND BULGARIAN LEV BGL BULGARIAN LEV BGN BURUNDI FRANC BIF CANADIAN DOLLAR CAD CAPE VERDE ESCUDO CVE CAYMAN ISLANDS DOLLAR KYD CFA FRANC BCEAO XOF CFA FRANC BEAC XAF CFP FRANC XPF CHILEAN PESO CLP CHINESE RENMINBI RMB COLOMBIAN PESO COP COMORO FRANC KMF CONVERTIBLE MARKS BAM COSTA RICAN COLON CRC CROATIAN KUNA HRK CUBAN PESO CUP CYPRUS POUND CYP CZECH KORUNA CZK DANISH KRONE DKK DEUTSCHE MARK DEM DJIBOUTI FRANC DJF DOBRA STD DOMINICAN PESO DOP EAST CARRIBEAN DOLLAR XCD EGYPTIAN POUND EGP EL SALVADOR COLON SVC ERITREA NAKFA ERN ESTONIAN KROON EEK ETHIOPIAN BIRR ETB EURO CURRENCY EUR EURO CURRENCY UNIT ECU FALKLAND ISLANDS POUND FKP FIJI DOLLAR FJD FINLAND MARKKA FIM FRANC CONGOLAIS CDF FRENCH FRANC FRF GAMBIAN DALASI GMD GEORGIAN LARI GEL GHANAIAN CEDI GHC GIBRALTAR POUND GIP GREECE DRACHMA GRD GUATEMALAN QUETZAL GTQ GUINEA FRANC GNF GUINEA-BISSAU PESO GWP GUYANA DOLLAR GYD HAITIAN GOURDE HTG HONDURAN LEMPIRA HNL HONGKONG DOLLAR HKD HUNGARIAN FORINT HUF ICELAND KRONA ISK INDIAN RUPEE INR INDONESIAN RUPIAH IDR IRANIAN RIAL IRR IRAQI DINAR IQD IRISH ILE IRISH POUND (PUNT) IEP ITALIAN LIRA ITL JAMAICAN DOLLAR JMD JAPANESE YEN JPY JORDANIAN DINAR JOD KAMPUCHEAN RIEL KHR KAZAKHSTAN TENGE KZT KENYAN SHILLING KES KUWAITI DINAR KWD KYRGYZSTANIAN SOM KGS LAO KIP LAK LATVIAN LATS LVL LEBANESE POUND LBP LEONE SLL LIBERIAN DOLLAR LRD LITHUANIAN LITAS LTL LUXEMBOURG FRANC LUF LYBIAN DINAR LYD MACAU PATACA MOP MACEDONIAN DENAR MKD MALAGASY FRANC MGF MALAWI KWACHA MWK MALAYSIAN RINGGIT MYR MALDIVE RUFIYAA MVR MALTESE LIRA MTL MAURITANIAN OUGUIYA MRO MAURITIUS RUPEE MUR MEXICAN PESO MXN MEXICAN UNIDAD DE INVERSION (UDI) MXV MOLDOVAN LEU MDL MONGOLIAN TUGRIK (TUGRUG) MNT MOROCCAN DIRHAM MAD MOZAMBIQUE METICAL MZM MVDOL BOV MYANMAR KYAT MMK NAMIBIA DOLLAR NAD NAMIBIAN DOLLAR NAM NEPALESE RUPEE NPR NETHERLAND GUILDER NLG NETHERLANDS ANTILLAN GUILDER ANG NEW ISRAELI SHEQEL ILS NEW TAIWAN DOLLAR TWD NEW ZEALAND DOLLAR NZD NICARAGUAN CORDOBA ORO NIO NIGERIAN NAIRA NGN NORTH KOREAN WON KPW NORWEGIAN KRONE NOK PAKISTAN RUPEE PKR PANAMANIAN BALBOA PAB PAPUA NEW GUINEA KINA PGK PARAGUAY GUARANI PYG PERUVIAN NUEVO SOL PEN PESO URUGUAYO UYU PHILIPPINE PESO PHP POLISH SLOTY PLN PORTUGUESE ESCUDO PTE POUND STERLING GBP QATARI RIAL QAR RIAL OMANI OMR ROMANIAN LEU ROL RUSSIAN RUBLE RUR RUSSIAN RUBLE RUB RWANDA FRANC RWF SAINT HELENA POUND SHP SAMOAN TALA WST SAUDI RIAL SAR SERBIAN DINAR CSD SEYCHELLES RUPEE SCR SINGAPORE DOLLAR SGD SLOVAK KORUNA SKK SLOVENIAN TOLAR SIT SOLOMON ISLANDS DOLLAR SBD SOMALI SHILLING SOS SOUTH AFRICAN RAND ZAR SOUTH KOREAN WON KRW SPANISH PESETA ESP SRI LANKA RUPEE LKR SUDANESE DINAR SDD SUDANESE POUND SDG SURINAME GUILDER SRG SWAZILAND LILANGENI SZL SWEDISH KRONA SEK SWISS FRANC CHF SYRIAN POUND SYP TAJIKISTANI SOMONI TJS TANZANIAN SHILLING TZS THAILAND BAHT THB TONGAN PA'ANGA TOP TRINIDAD & TOBAGO DOLLAR TTD TUNISIAN DINAR TND TURKISH LIRA TKL TURKMENISTAN MANAT TMM U.S. DOLLAR USD UAE DIRHAM AED UGANDA SHILLING UGX UKRAINE HRYVNIA UAH UNIDADES DE FOMENTO CLF UZBEKISTAN SUM UZS VANUATU VATU VUV VENEZUELAN BOLIVAR VEB VIETNAMESE DONG VND YEMENI RIAL YER YENI TURK LIRAS (YTL) TRY YUAN RENMINBI CNY ZAMBIAN KWACHA ZMK ZIMBABWE DOLLAR ZWD 10.6 Country Codes Description Code ABU DHABI U.A.E. 248 AFGHANISTAN 102 AFRICA N.E.S. 997 ALBANIA 081 ALGERIA 103 AMERICAN PACIFIC ISLAND 021 AMERICAN SAMOA 034 AMERICAN VIRGIN ISLANDS 027 ANDORRA 104 ANGOLA 105 ARGENTINA 106 ARMENIA 270 ARUBA 030 AUSTRALIA 107 AUSTRIA 051 AZERBAIJANI REPUBLIC 271 AZORES 036 BAHAMAS COMM OF 108 BAHRAIN 109 BANGLADESH 247 BARBADOS 110 BELARUS REPUBLIC OF 280 BELGIUM 052 BELIZE 118 BENIN 139 BERMUDA 113 BHUTAN 114 BOLIVIA 115 BOSNIA 277 BOTSWANA 112 BRAZIL 116 BRITISH ARAB STATES 121 BRITISH IND. OCEAN T. 119 BRITISH OCEANIA N.E. 120 BRITISH VIRGIN ISLAND 029 BRITISH WEST INDIES 122 BRUNEI 123 BULGARIA 082 BURKINA FASO 239 BURMA/MYANMAR 124 BURUNDI 125 CAMEROUN UNITED REP 127 CANADA 022 CANARY ISLANDS 039 CAPE VERDE ISLANDS 040 CAROLINE ISLANDS 041 CAYMAN ISLANDS 028 CENTRAL AFRICAN REP. 128 CHAD 130 CHANNEL ISLANDS 031 CHILE 131 CHINA 083 CHRISTMAS ISLANDS 042 COLUMBIA 133 COMORES ARCHIPELAGO 043 CONGO REP OF 134 COOK ISLANDS 260 COSTA RICA 136 CROATIA 094 CUBA 137 CURACAO 032 CYPRUS 138 CZECHOSLOVAKIA 084 *CZECH REPUBLIC 288 DENMARK 053 DJIBOUTI (REP OF) 261 DOMINICAN REPUBLIC 140 DUBAI U.A.E. 249 ECUADOR 141 EGYPT 238 EL SALVADOR 142 ESTONIA 096 ETHIOPIA 143 EUROPE N.E.S. 998 FAEROE ISLANDS 145 FALKLAND ISLAND & DEP 144 FIJI 146 FINLAND 147 FRANCE 054 FRENCH GUINA 148 FRENCH OCEANIA N.E.S. 149 FRENCH SOMALILAND 150 FRENCH WEST AFRICA 151 FRENCH WEST INDIES 152 GABON 153 GAMBIA THE 154 GERMANY DEM REP OF 085 GERMANY FEDERAL REP 055 GHANA 155 GIBRALTAR 156 GREECE 056 GREENLAND 157 GUADALOUPE 158 GUAM (MARIANAS ISLAND) 023 GUATEMALA 159 GUINEA 160 GUINE-BISSAU REP OF 206 GUYANA 117 HAITI 161 HONDURAS 162 HONGKONG 163 HUNGARY 086 ICELAND 057 INDIA 164 INDONESIA 165 IRAN 166 IRAQ 167 IRELAND REP OF 058 IRIAN (WEST/BARAT) 168 ISLE OF MAN 046 ISRAEL 169 ITALY 059 IVORY COAST 170 JAMAICA 171 JAPAN 060 JORDAN 172 KAMPUCHEA 126 KAZAKHSTAN 089 KENYA 173 KIRGHIZIA REPUBLIC OF 273 KIRIBATI REPUBLIC 262 KOREA REPUBLIC OF 221 KUWAIT 174 LAOS 175 *LATVIA 284 LEBANON 176 LEEWARD & WINDWARD 035 LESOTHO 111 LIBERIA 177 LIBYA 178 LIECHTENSTEIN 061 LITHUANIA 097 LUXEMBOURG 062 MACAO 983 MACAU 047 MACEDONIA REPUBLIC OF 268 MADAGASCAR DEM REP 179 MADEIRA 048 MALAWI REP OF 180 MALAYSIA 245 MALDIVE ISLANDS 049 MALI REPUBLIC OF 181 MALTA 182 MARSHALL ISLANDS 050 MARTINIQUE 183 MAURITANIA 184 MAURITIUS 185 MEXICO 186 MOLDOVA REPUBLIC OF 282 MONACO 033 MONGOLIA 087 *MONTENEGRO 285 MOROCCO 187 MOZAMBIQUE 188 NAMIBIA 266 NAURU 189 NEPAL 190 NETHERLANDS 063 NETHERLANDS ANTILLES 191 NEW CALEDONIA 192 NEW ZEALAND 194 NICARAGUA 195 NIGER 196 NIGERIA REP OF 197 NORFOLK ISLAND 263 NORTH KOREA 088 NORWAY 064 OCENIA N.E.S. 990 OMAN SULTANATE OF 246 OTHER COUNTRIES 999 PAKISTAN 199 PALAU REPUBLIC OF 269 PALESTINIAN TERRITORIES 301 PANAMA 200 PANAMA CANAL ZONE 024 PAPUA NEW GUINEA 201 PARAGUAY 202 PERU 203 PHILIPPINES 204 POLAND 090 PORTUGAL 065 PORTUGUESE AFRICA 244 PORTUGUESE ASIA 205 PORTUGUESE TIMOR DEP 207 PUERTO RICO 025 QATAR 208 *REPUBLIC OF SERBIA 287 REUNION ISLAND 209 RODRIGUEZ ISLAND 045 ROMANIA 091 RUSSIAN FEDERATION 281 RWANDA 210 RYUKYU ISLANDS 198 SABAH 211 SAIPAN 098 SAO TOME & PRINCIPE 283 SARAWAK 212 SAUDI ARABIA 213 SENEGAL 214 SEYCHELLES 215 SIERRA LEONE 216 SINGAPORE 217 *SLOVAK REPUBLIC 286 SLOVENIA 278 SOCIETY ISLANDS 038 SOLOMON ISLANDS 264 SOMALI REPUBLIC 218 SOUTH AFRICA REP OF 219 SOUTH WEST AFRICA TE 220 SOUTHERN RHODESIA 223 SPAIN 066 SPANISH AFRICA (ORO/M) 224 SRI LANKA 129 ST. HELENA & DEP 225 STPIERRE ET MIGUELON 226 SUDAN DEP REP OF 227 SURINAM 228 SWAZILAND 229 SWEDEN 067 SWITZERLAND 068 SYRIA 251 TAHITI 252 TAIWAN 132 TAJIKISTAN REPUBLIC OF 275 TANZANIA 230 THAILAND 231 TOGO 232 TONGA 233 TRIESTE 236 TRINIDAD & TOBAGO 234 TUNISIA 235 TURKEY 069 TURKMENISTAN REPUBLIC OF 276 TURKS & CAICOS ISLAND 044 U.S.S.R. 092 UGANDA 237 UKRAINE 267 UNITED KINGDOM 070 UNITED STATES 026 URUGUAY 240 UZBEKISTAN 095 VANUATU 193 VENEZUELA 241 VIET-NAM SOC REP OF 222 WEST INDIES N.E.S. 991 WESTERN SAMOA 265 YEMEN ARAB REPUBLIC 242 YEMEN PEOPLE'S DEM 101 YUGOSLAVIA 093 ZAIRE REPUBLIC 135 ZAMBIA 243 ZIMBABWE 037 * Updated on March 15, 2012 ATTACHMENT A CSV File Layout (Format 11) ATTACHMENT B CSV File Layout (FORMAT 11) (Sample CTR for Covered Institutions with Branches) ATTACHMENT C Transaction Security Agreement ATTACHMENT D Registration Form ATTACHMENT E List of Resolutions related to Reporting of CTRs/STRs Resolution Name Resolution Date Subject Resolution 34 March 21, 2012 New, Deleted, Amended Transaction Codes Resolution 93 August 17, 2011 Defer submission of hardcopy STR Resolution 83 August 17, 2011 Approved Revised List of Transaction Codes Resolution 117 Dec. 9, 2009 Adoption of single institutional key for the AMLC Secretariat in the implementation of FTRF V1.5. Resolution 24 Mar. 18, 2009 Amending the last dispositive portion of AMLC Resolution No. 58, series of 2005. Lifting deferment of reporting transactions between banks and government agencies Resolution 10 Jan. 31, 2007 Directing all banks to strictly comply with the requirement on reporting suspicious transactions and to file with the BSP reports on crimes and losses relating to the deposits of suspicious or fraudulent checks Resolution 124 Dec. 9, 2005 Deny request of MCs/FXDs/RAs to be given the option of submitting reports either manually or electronically Resolution 109 Oct. 28, 2005 Deferment of AMLC Resolution No. 403 dated 9 August 2004 requiring CI's to submit certifications on the number of CTRs filed per month Resolution 59 June 1, 2005 List of suspicious transactions indicators/ red flags Resolution 58 May 25, 2005 Non cash and low risk covered transactions Resolution 42 Apr. 29, 2005 Submission of CTRs in electronic copy retroactive 03/23/2003, submission of electronic copy of hard copy STRs previously submitted and submission of hard copy of electronic STRs previously submitted retroactive 01/05/2004 Resolution 02 Jan. 12, 2005 Policies and Guidelines in reckoning CIs compliance with the prescribed reporting period Resolution 408 Aug. 17, 2004 Implementation of the FTRF version 1.5 Resolution 403 Aug. 9, 2004 Sworn Certification on monthly basis stating actual and accurate no. of CTR filed within a month Resolution 317 Dec. 30, 2003 Revised CTR and STR Forms/Resume reporting of CTRs Resolution 292 Oct. 24, 2003 Rules on submission of CTR and STR/ Defer reporting of CTRs