AMLC Resolution No. 083-11

August 17, 2011 AMLC RESOLUTION NO. 083-11 In its Memorandum dated 7 June 2011, the AMLC Secretariat reported to the Council that: The Financial Reporting Package submitted by the banks to BSP consists of the balance sheet and income statement. The AMLC covered and suspicious transaction reports on the other hand consist of the individual transactions that meet the reporting criteria. The Bank Supervision Policy Committee met last 24 May 2011 and one of the agenda items was the AMLC Transaction Codes. The ABCOMP representatives requested that the AMLC expedite the approval of the revised AMLC transaction codes together with the proposed revision to the FSLC Technical Working Group Report so that they can already provide the requirements to their IT Departments/Software Vendors since some of them were already preparing their system revisions. As part of the Financial Sector Liaison Committee-Technical Working Group's (FSLC-TWG) endeavor to address the various issues concerning covered and suspicious transaction reporting, the FSLC-TWG proposed that the original list of AMLC transaction codes be revised to capture specific transactions and provide explicit definition for each to avoid confusion and various interpretations . The revised list of transaction codes is attached. The revised list adopted a standard naming convention of codes for consistency. Also, a one-character code is used to indicate the product type or transaction system where the transaction originated. AaECSH The revised list of transaction codes shall be disseminated to all covered institutions and posted in the web for information and guidance. Thereafter, the covered institutions shall be given reasonable time for the re-mapping and testing of their internal transaction codes. Should a covered institution find a need to add codes to the transaction library, it is recommended that the Secretariat be authorized to evaluate and approve any request for additional codes in the library with notice to the Council. In a letter to the Executive Director dated 27 July 2011, Deputy Governor Nestor A. Espenilla, Jr. confirmed that AMLC's proposed revisions on its transaction codes pose no conflict with the account codes of the FRP. The Council resolved to: (i) Approve the Revised List of Transaction Codes as attached; and (ii) Authorize the Secretariat to evaluate and approve any request for addition of transaction codes to the transaction library with notice to the Council. August 17, 2011, Manila, Philippines. (SGD.) AMANDO M. TETANGCO, JR. Chairman (Governor, Bangko Sentral ng Pilipinas) (SGD.) TERESITA J. HERBOSA Member (Chairperson, Securities and Exchange Commission) (SGD.) EMMANUEL F. DOOC Member (Commissioner, Insurance Commission) ANNEX A Revised AMLC Transaction Codes as of 17 August 2011 Note: *** Transaction codes for Trust systems are aligned to the new Trust grouping/classifications *** *** Cells highlighted in _____ are the codes proposed for deletion *** Group Revised Code Transaction Title Transaction Definition Original Code C CBPRC Bills Purchase/Discounting Cash Checks/drafts and other negotiable instruments which have been discounted with or purchased by the bank under bills purchase/bills discounting arrangement which are encashed over the counter C CBPRK Bills Purchase/Discounting Credit Checks/drafts and other negotiable Memo instruments which have been discounted with or purchased by the bank under bills purchase/bills discounting arrangement which are credited to the customer's account C CBPRM Bills Purchase/Discounting Checks/drafts and other negotiable MC/CC/OC instruments which have been discounted with or purchased by the bank under bills purchase/bills discounting arrangement through the issuance of Manager's/Cashier's check C CBPYC Bills Payment Cash Payment of bills by cash over the counter BPYC C CBPYD Bills Payment Debit Memo Payment of bills through debit of BPYD customer's account C CBPYM Bills Payment MC/CC/OC Payment of bills through Issuance BPYM of Manager's check/Cashier's check/Other Checks C CCBCE Clean Bills for Collection (Export) This represents collection by the domestic bank from foreign correspondent bank of financial documents (bill of exchange/draft) unaccompanied by any commercial document such as bill of lading, invoices, etc which shall be used as basis for paying the exporters C CCBI Credit Bills Import This refers to the written request of a first party (buyer/importer) addressed to a second party (bank) to pay the bearer (exporter/seller) of the written request from the funds/deposits of the first party maintained with the second party or from the credit advanced by the second party to the first party C CCDM Credit Memo To be used if no other transaction CDM code is available. Must provide description if used C CCKCL Check Clearing Ordinary process of clearing checks CKCL through the PCHC C CCOL Collection Collection of payments/receivables COL as a result of contracts entered into by the covered Institution on its behalf or on behalf of others such as the BIR, SSS, Philhealth, BOC C CDBM Debit Memo To be used if no other transaction DBM code is available. Must provide description if used C CDEPC Deposit Cash Deposit to savings/current accounts DEPC in the form of cash C CDEPK Deposit MC/CC/OC Deposit to savings/current accounts DEPU in the form of checks including MC/CC/OC C CDEPS Deposit Salaries Credited Salaries credited to deposit accounts of the employees of the covered institution or those companies with payroll service arrangement with the covered institution C CECCL Electronic Cash Card Loading Placement/Loading of funds into the ECCL electronic cash card C CECCP Electronic Cash Card Purchase Purchase of goods or services by ECCP the cardholder using the Electronic cash card C CECCW Electronic Cash Card Withdrawal Withdrawal or encashment of funds ECCW from the electronic cash card C CENC Encashment Check encashment over the counter ENC C CMISC Miscellaneous Transaction For transactions not involving a credit MISC or a debit of an account but is not covered by any other transaction code. C CPCC Prepaid Card reversal Reversal of prepaid card transactions PCC C CPCL Prepaid Card Loading Placement/Loading of funds into the PCL prepaid card C CPCP Prepaid Card Purchase Purchase of prepaid cards in cash PCP C CPMC Purchase of MC/CC/DD Cash Purchase of manager's/cashier's APMC check/demand draft in cash C CPMD Purchase of MC/CC/DD Debit Purchase of manager's check/ APMD Memo cashier's check/demand draft through debit to accountholder's account C CPYGA Payment to Govt Agencies Payment to Government Agencies PYGA (remittance of collection) C CRETU Returned Check This refers to a check returned to/by RETK the client or dishonored/found to be defective for certain reasons such as insufficiency of funds and alterations in the document. C CTRIA Inter-Account Transfers Movement of funds from one account IAT (same bank) to another client's account within the same bank C CWDLA Withdrawals ATM (Impossible to do because it is limited WDLA to P20,000 or maximum of P50,000) C CWDLO Withdrawals OTC Client's withdrawal from its deposit WDLO account through over-the-counter D DTDIC Interest/Income Earned Cash Income/Interest earned in time deposit paid in cash D DTDIK Interest/Income Earned Credit to Payment of income/Interest earned in Account time deposit through credit to accountholder's account D DTDIM Interest/Income Earned MC/CC/OC Payment of income/interest earned in time deposit through manager's check/ cashier's check D DTDPC Time Deposit Placement Cash Placement of time deposit/special TDPC deposit/premium deposit/long term deposits, etc. (other than savings/ current) in cash D DTDPD Time Deposit Placement Debit Placement of time deposit/special TDPD Memo deposit/premium deposit/long term deposits, etc. (other than savings/ current) through debit of accountholder's account D DTDPM Time Deposit Placement Placement of time deposit/special MC/CC/OC deposit/premium deposit/long term deposits, etc. (other than savings/ current) through MC/CC and other checks D DTDRC Time Deposit Pretermination Cash Pretermination of time deposit/ TPPC special time deposit/premium time deposit and the like where settlement is made in cash D DTDRK Time Deposit Pretermination Pretermination of time deposit/special TPPR Credit Memo time deposit/premium time deposit and the like where proceeds are credited to accountholder's account D DTDRM Time Deposit Pretermination Pretermination of time deposit/special TPPM MM/CC/OC time deposit/premium time deposit and the like where proceeds are released through manager's check/cashier's check D DTDYC Time Deposit Payment Cash Termination of time deposit/special time deposit/premium time deposit and the like where proceeds are paid in cash (other than savings/current) D DTDYK Time Deposit Payment Credit Termination of time deposit/special time Memo deposit/premium time deposit and the like where proceeds are credited to account D DTDYM Time Deposit Payment MC/CC/OC Termination of time deposit/special time deposit/premium time deposit and the like where proceeds are paid in MC/CC/OC F FFEBC Buy Foreign Exchange Cash Cash purchase of foreign currency BYFX against Philippine currency F FFEBD Buy Foreign Exchange Debit Memo Purchase of foreign currency against BYFX Philippine currency settled by debiting the buyer's account F FFEBM Buy Foreign Exchange MC/CC/OC Purchase of foreign currency against BYFX Philippine currency settled through MC/CC/Other Checks F FFEBW Buy Foreign Exchange Wire Purchase of foreign currency against BYFX Philippine currency via wire F FFESC Sell FX Cash Cash Sale of foreign currency against Philippine currency F FFESK Sell FX Credit Memo Sale of foreign currency against Philippine currency settled by crediting accountholder's account F FFESM Sell FX MC/CC/OC Sale of foreign currency against SFXM Philippine currency settled through issuance of managers check/cashier's check F FFESW Sell FX Wire Sale of foreign currency against Philippine currency settled via wire I IDCLI Documentary Collection Inward Documents usually related to DCL importation of goods and services or similar transactions presented to the bank for payment I IDCLO Documentary Collection Outward Documents usually related to DCL exportation of goods and services or similar transactions presented to the bank for payment I IIPC Interest/Income Payment Cash Income/Interest payment in trade paid in cash I IIPD Interest/Income Payment Debit Payment of income/Interest in trade Memo through debit of accountholder's account I IIPM Interest/Income Payment Payment of income/Interest in trade MC/CC/OC through manager's check/cashier's check/other check I ILCAC Letter of Credit (Import/Export) Cash Drawing of import/export LC LCOC Availment Cash I ILCAD Letter of Credit (Import/Export) Drawing of import/export LC through LCOD Availment Debit Memo debiting of an account I ILCAM Letter of Credit (Import/Export) Drawing of import/export LC through LCOD Availment MC/CC/OC issuance of manager's check/cashier's check I ILCC Letter of Credit Cancellation Cancellation of opened LC LCC K KCCA Credit Card Cash Advance Cash advances and other loans CCA granted by credit card companies to its cardholders K KCCD Credit Card Adjustment Adjustment in credit card account CCD K KCCPA Credit Card Purchases/Availments Purchases of cardholders CCP K KCCPB Credit Card Purchase (Purchase of Purchase of credit card balances/ Credit Card Receivable) receivables by another credit card company K KCCPC Credit Card Payment Cash Over the counter payment of credit CCYC card bills K KCCPE Credit Card Payment EP Payment of credit card bills CCYA (Electronic Payment) electronically through ATM or E-banking K KCCPK Credit Card Payment Check Payment of credit card bills by check CCYK L LARF Foreclosed/Acquired Asset/ROPA This refers to real and other properties, ROPA other than those used for banking purposes or held for investment, acquired by the bank in settlement of loans through foreclosure of mortgage or dation in payment and/or any other mode of acquisition L LARLP Lease Payment on Asset and ROPA Payment of lease on Assets and Real LPAR & Other Properties Acquired (ROPA) either in cash or by installment including advance rentals and deposits L LARRL Refund of Lease Payment on Asset Refund of payment of lease on Assets and ROPA and Real & Other Properties Acquired (ROPA) either in cash or by installment including advance rentals and deposits L LARRS Refund of Sale Payment on Asset Refund of payment of sale on Assets and ROPA and Real & Other Properties Acquired (ROPA) either in cash or by Installment including downpayments, reservation fees and amortizations L LARSP Sale Payment of Asset & ROPA Disposition of bank assets and ROPA SPAR either in cash or by installment and includes downpayments, reservation fees and amortization. L LIBB Interbank Borrowing (Regular/ Loans/Placements granted by other IBB Foreign Currency Denominated banks and non-bank financial Unit) institutions with quasi-banking authority L LIBL Interbank Lending (Regular/ Loans/Placements granted to other IBL Foreign Currency Denominated banks and non-bank financial institutions Unit) with quasi-banking authority including bank's acceptance of other bank's drafts, export bills purchased without recourse L LLIPC Loan Interest Payment Cash Cash payment of loan interest LIPC L LLIPD Loan Interest Payment Debit Memo Payment of loan interest through debit LIPD of borrower's account L LLIPM Loan Interest Payment MC/CC/OC Payment of loan interest by MC/CC or LIPK any other check L LLIPW Loan Interest Payment Wire Payment of loan interest by wire L LLNAC Loan Availment (Regular/Foreign Loan availed and released through Currency Denominated Unit) Cash cash L LLNAK Loan Availment (Regular/Foreign Loan availed and released through Currency Denominated Unit) direct credit to borrower's account Credit Memo L LLNAM Loan Availment (Regular/Foreign Loan availed and released through LNAM Currency Denominated Unit) manager's check/cashier's check MC/CC/OC L LLNAW Loan Availment (Regular/Foreign Loan availed and released through wire Currency Denominated Unit) Wire L LLPRC Loan Payment (Regular/Foreign Payment of loan where settlement is LNPC Currency Denominated Unit) Cash made in cash L LLPRD Loan Payment (Regular/Foreign Payment of loan where settlement is LNPD Currency Denominated Unit) made through debit of borrower's account Debit Memo L LLPRM Loan Payment (Regular/Foreign Payment of loan where settlement is LNPK Currency Denominated Unit) made by MC/CC or any other check MC/CC/OC L LLPRW Loan Payment (Regular/Foreign Payment of loan where settlement is Currency Denominated Unit) Wire made through wire L LLRP Pledge Loan Release PLR L LLRRE Loan Restructuring (Regular/ Takes place when a past due loan is Foreign Currency Denominated renewed or its due date is extended Unit) after maturity date or its interest rates/outstanding obligation is repriced L LLRRW Loan Renewal/Repricing Loan Renewal/Repricing Takes place LRW when a current loans is renewed or its due date is extended before maturity date or its interest rates/outstanding obligation/periodic amortization is repriced whether or not a new promissory note is issued L LLTRC Loan Pretermination (Regular/ Pretermination of loan where payment LPRC Foreign Currency Denominated is made in cash Unit) Cash L LLTRD Loan Pretermination (Regular/ Pretermination of loan where LPRD Foreign Currency Denominated settlement is made through debit Unit) Debit Memo of borrower's account L LLTRM Loan Pretermination (Regular/ Pretermination of loan where LPRM Foreign Currency Denominated settlement is made through manager's Unit) MC/CC/OC check/cashier's check L LLTRW Loan Pretermination (Regular/ Pretermination of loan where Foreign Currency Denominated settlement is made through wire Unit) Wire L LRED Redemption Payment of obligation to redeem RED pawned items and/or redemption of foreclosed collaterals N NCLTR Cancel Reinsurance Transaction Cancellation of reinsurance transaction CLTR N NLOIP Other Loans Insurance/pre-need Other loans granted by Insurance or pre-need companies and released with the issuance of a corporate check N NPLIC Purchase of Life with Investment Purchase of life with investment Insurance Policy or Pre-need insurance policy or pre-need plan in Plan CASH cash N NPLID Purchase of Life with Investment Purchase of life with investment Insurance Policy or Pre-need Plan insurance policy or pre-need plan by Debit Memo debiting planholder's bank account/ redemption of investment/policy N NPLIM Purchase of Life with Investment Purchase of life with investment Insurance Policy or Pre-need Plan insurance policy or pre-need plan MC/CC/OC through manager's check/cashier's check/other checks N NPTLC Purchase of Traditional Life Purchase of traditional life insurance Insurance Policy or Pre-need policy or pre-need plan in cash Plan CASH N NPTLD Purchase of Traditional Life Purchase of traditional life insurance Insurance Policy or Pre-need policy or pre-need plan by debiting Plan Debit Memo planholder's bank account/redemption of investment/policy N NPTLM Purchase of Traditional Life Purchase of traditional life insurance Insurance Policy or Pre-need policy or pre-need plan through Plan MC/CC/OC manager's check/cashier's check/ other checks N NPLN Policy/Plan Loans Loan against an insurance policy PLN or pre-need plan subject to the accrued cash surrender value and dividend N NPLCA Cancellation of Insurance Refund of premium for both traditional CLLF Application life or life with investment policy N NPLCV Voluntary Cancellation Voluntary cancellation of traditional or CLLF variable unit life Insurance policy or pre-need plan and refund of corresponding premium or excess premium by the policy holder N NPLCR Cancellation of policy or plan by Premium may be refunded depending CLLF company thru recession on the nature of the case involving fraud or concealment on the part of the policyholder N NPLPP Premium/Plan Payment Premium paid by the policyholder/ PRE planholder, including top-ups or excess premium N NPLY Policy Loan Payment Payment of policy or plan loans PLY by the policyholders/planholders N NPNLC Purchase of Non-Life Insurance Purchase of non-life insurance Policy CASH policy in cash N NPNLD Purchase of Non-Life Insurance Purchase of non-life insurance Policy Debit Memo policy by debiting to accountholder's bank account N NPNLM Purchase of Non-Life Insurance Purchase of non-life insurance policy Policy MC/CC/OC through manager's check/cashier's check/other checks N NPYBC Pay Benefits/Claims Payment of benefits or claims as PYBT provided under the insurance policy or pre-need pIan N NPYCV Pay Cash Surrender Value Pay cash surrender value the amount PYCV (CSV)/Equity Value due the assured/planholder, net of outstanding policy loans and interest thereon, upon the surrender of the policy before its maturity date N NPYDV Pay Dividends Withdrawal of dividend earned on the PYDV insurance policy or pre-need pIan N NREIT Reinsurance Transaction Reinsurance transaction is an agreement between a ceding company and one or more reinsurers whereby the ceding company agree to cede, and the reinsurer agree to accept the reinsurance of all the risks written by the ceding company which falls within the terms subject to the limits specified therein N NPFWV Partial fund withdrawal Partial fund withdrawal on a variable unit link policy or accumulated cash value of a traditional policy N NRPPY Refund of Premium Payment Refund of Premium Payment for policies that were not issued or refund of excess premium payment R RIRDA Inward Remittance (Domestic) Inward remittance (domestic) IRMR Credit to Beneficiary's Account where the beneficiary's account is credited R RIRDC Inward Remittance (Domestic) Inward remittance (domestic) through For Further Credit to Another credit to accountholder's account Account maintained with another bank R RIRDP Inward Remittance (Domestic) Inward remittance (domestic) where IRMP Advise and Pay Beneficiary the instruction is for the domestic bank to advise and pay the beneficiary in cash over-the-counter R RIRIA Inward Remittance (International) Inward remittance (international) For Further Credit to Another through credit to accountholder's Account account maintained with another bank R RIRIC Inward Remittance (International) Inward remittance (international) IRMC Credit to Beneficiary's Account where the beneficiary's account is credited R RIRIP Inward Remittance (International) Inward remittance (international) IRMA Advise and Pay Beneficiary where the instruction is for the domestic bank to advise and pay the beneficiary in cash over-the-counter R RORDA Outward Remittance/TT Outward remittance (domestic) (Domestic) For Further where the instruction is to credit Credit to another acct. the accountholder's account kept in another bank (the beneficiary holds an account with the beneficiary bank that maintains an account with another bank) R RORDC Outward Remittance/TT Outward remittance (domestic) ORMR (Domestic) Credit to where the instruction is for the Beneficiary's Account beneficiary's account to be credited (the beneficiary holds an account with the beneficiary bank that the remitter's bank can send outward remittance to) R RORDP Outward Remittance/TT Outward remittance (domestic) ORMP (Domestic) Advise and where the instruction is for the Pay Beneficiary beneficiary to be advised and paid in cash R RORIA Outward Remittance/TT Outward remittance (International) (International) For Further where the instruction is to credit Credit to another acct. the accountholder's account kept in another bank R RORIC Outward Remittance/TT Outward remittance (international) where ORMC (International) Credit the instruction is for the beneficiary's to Beneficiary's Account account to be credited R RORIP Outward Remittance/TT Outward remittance (international) where ORMA (International) Advise the instruction is for the beneficiary to be and Pay Beneficiary advised and paid in cash S SCON Contribution/Subscription Subscription of capital stock of a covered CON institution in the form of common, preferred or any other shares or a contribution in a non-stock, non-profit covered institution S SUWDT Underwrite Debt Issues Underwriting of debt securities issued by UWDT other entities S SUWEQ Underwrite Equity Issues Underwriting of equity securities issued UWEQ by other entities T TCBBC Buy Corporate Bonds CASH Purchase of debt securities issued by private corporations in cash T TCBBD Buy Corporate Bonds Debit Memo Purchase of debt securities issued by private corporations by debiting the customer's account T TCBBM Buy Corporate Bonds MC/CC/OC Purchase of debt securities issued by private corporations through Manager's/ Cashier's check/Other check T TCBBW Buy Corporate Bonds Wire Purchase of debt securities issued by private corporations via wire T TCBIC Interest/Income Earned Cash Income/Interest earned in corporate bonds paid in cash T TCBIK Interest/Income Earned Credit to Payment of income/Interest earned Account in corporate bonds through credit to accountholder's account T TCBIM Interest/Income Earned MC/CC/OC Payment of Income/Interest earned in corporate bonds through manager's check/cashier's check T TCBSC Sell Corporate Bonds CASH Sale of debt securities Issued by private corporations paid in cash T TCBSK Sell Corporate Bonds Credit Memo Sale of debt securities Issued by private corporations by crediting accountholder's account T TCBSM Sell Corporate Bonds MC/CC/OC Sale of debt securities issued by private corporations through issuance of manager's check/cashier's check T TCBSW Sell Corporate Bonds Wire Sale of debt securities issued by private corporations paid via wire T TCBPC Corporate Bond Pretermination Pretermination of bonds issued by Cash private corporations where settlement is made in cash T TCBPK Corporate Bond Pretermination Pretermination of bonds issued by Credit Memo private corporations where proceeds are credited to accountholder's account T TCBPM Corporate Bond Pretermination Pretermination of bonds issued by MC/CC/OC private corporations where proceeds are released through manager's check/ cashier's check T TCBYC Corporate Bond Payment Cash Termination of bonds issued by private corporations where proceeds are paid in cash (other than savings/current) T TCBYK Corporate Bond Payment Credit Termination of bonds issued by private Memo corporations where proceeds are credited to account T TCBYM Corporate Bond Payment Termination of bonds issued by private MC/CC/OC corporations where proceeds are paid in MC/CC/OC T TBBC Buy Bonds CASH Purchase of debt securities in cash T TBBD Buy Bonds Debit Memo Purchase of debt securities by debiting the customer's account T TBBM Buy Bonds MC/CC/OC Purchase of debt securities through Manager's/Cashier's check/Other check T TBBW Buy Bonds Wire Purchase of debt securities via wire T TBIC Interest/Income Earned Cash Income/Interest earned in bonds paid in cash T TBIK Interest/Income Earned Credit Payment of income/interest earned in to Account bonds through credit to accountholder's account T TBIM Interest/Income Earned MC/CC/OC Payment of income/interest earned in bonds through manager's check/cashier's check T TBSC Sell Bonds CASH Sale of debt securities paid in cash T TBSK Sell Bonds Credit Memo Sale of debt securities by crediting accountholder's account T TBSM Sell Bonds MC/CC/OC Sale of debt securities through issuance of manager's check/cashier's check T TBSW Sell Bonds Wire Sale of debt securities paid via wire T TBPC Bond Pretermination Cash Pretermination of bonds where settlement is made in cash T TBPK Bond Pretermination Pretermination of bonds where Credit Memo proceeds are credited to accountholder's account T TBPM Bond Pretermination MC/CC/OC Pretermination of bonds where proceeds are released through manager's check/cashier's check T TBPYC Bond Payment Cash Termination of bonds where proceeds are paid in cash (other than savings/ current) T TBPYK Bond Payment Credit Memo Termination of bonds where proceeds are credited to account AaIDCS T TBPYM Bond Payment MC/CC/OC Termination of bonds where proceeds are paid in MC/CC/OC T TSBBC Buy Sovereign Bonds CASH Purchase of debt securities issued by national government in cash T TSBBD Buy Sovereign Bonds Debit Purchase of debt securities issued by Memo national government by debiting the customer's account T TSBBM Buy Sovereign Bonds MC/CC/OC Purchase of debt securities issued by national government through Manager's/Cashier's check/Other check T TSBBW Buy Sovereign Bonds Wire Purchase of debt securities issued by national government via wire T TSBIC Interest/Income Earned Cash Income/Interest earned in Sovereign bonds paid in cash T TSBIK Interest/Income Earned Credit Payment of income/interest earned to Account in Sovereign bonds through credit to accountholder's account T TSBIM Interest/Income Earned Payment of income/interest earned MC/CC/OC in Sovereign bonds through manager's check/cashier's check T TSBSC Sell Sovereign Bonds CASH Sale of debt securities issued by national government paid in cash T TSBSK Sell Sovereign Bonds Credit Sale of debt securities issued by Memo national government by crediting accountholder's account T TSBSM Sell sovereign Bonds Sale of debt securities issued by MC/CC/OC national government through issuance of manager's check/ cashier's check T TSBSW Sell Sovereign Bonds Wire Sale of debt securities issued by national government paid via wire T TSBPC Sovereign Bond Pretermination Pretermination of bonds issued by Cash national government where settlement is made in cash T TSBPK Sovereign Bond Pretermination Pretermination of bonds issued by Credit Memo national government where proceeds are credited to accountholder's account T TSBPM Sovereign Bond Pretermination Pretermination of bonds issued by MC/CC/OC national government where proceeds are released through manager's check/ cashier's check T TSBYC Sovereign Bond Payment Cash Termination of bonds issued by national government where proceeds are paid in cash (other than savings/current) T TSBYK Sovereign Bond Payment Termination of bonds issued by national Credit Memo government where proceeds are credited to account T TSBYM Sovereign Bond Payment Termination of bonds issued by national MC/CC/OC government where proceeds are paid in MC/CC/OC T TCCS Cross Currency Swap An agreement between two parties to CCS exchange interest payments and principal on loans denominated in two different currencies. In a cross currency swap, a loan's interest payments and principal in one currency would be exchanged for an equal valued loan and interest payments in a different currency T TCFBC Buy Currency Futures CASH Purchase of transferable futures contract that specifies the price at which a specified currency can be bought or sold at a future date in cash T TCFBD Buy Currency Futures Purchase of transferable futures contract Debit Memo that specifies the price at which a specified currency can be bought or sold at a future date by debiting the customer's account T TCFBM Buy Currency Futures MC/CC/OC Purchase of transferable futures contract that specifies the price at which a specified currency can be bought or sold at a future date through Manager's/Cashier's check/Other check T TCFBW Buy Currency Futures Wire Purchase of transferable futures contract that specifies the price at which a specified currency can be bought or sold at a future date via wire T TCFIC Interest/Income Earned Cash Income/Interest earned in currency futures paid in cash T TCFIK Interest/Income Earned Payment of income/interest earned in Credit to Account currency futures through credit to accountholder's account T TCFIM Interest/Income Earned Payment of income/interest earned in MC/CC/OC currency futures through manager's check/cashier's check T TCFSC Sell Currency Futures CASH Sale of transferable futures contract that specifies the price at which a specified currency can be bought or sold at a future date in cash T TCFSK Sell Currency Futures Sale of transferable futures contract that Credit Memo specifies the price at which a specified currency can be bought or sold at a future date by crediting accountholder's account T TCFSM Sell Currency Futures Sale of transferable futures contract that MC/CC/OC specifies the price at which a specified currency can be bought or sold at a future date through issuance of manager's check/ cashier's check T TCFSW Sell Currency Futures Wire Sale of transferable futures contract that specifies the price at which a specified currency can be bought or sold at a future date via wire T TCFPC Currency Futures Pretermination Pretermination of transferable futures Cash contract that specifies the price at which a specified currency can be bought or sold at a future date in cash T TCFPK Currency Futures Pretermination Pretermination of transferable futures Credit Memo contract that specifies the price at which a specified currency can be bought or sold at a future date by crediting accountholder's account T TCFPM Currency Futures Pretermination Pretermination of transferable futures MC/CC/OC contract that specifies the price at which a specified currency can be bought or sold at a future date through Manager's/ Cashier's check/Other check T TCFYC Currency Futures Payment Cash Termination of transferable futures contract that specifies the price at which a specified currency can be bought or sold at a future date in cash T TCFYK Currency Futures Payment Termination of transferable futures Credit Memo contract that specifies the price at which a specified currency can be bought or sold at a future date by crediting accountholder's account T TCFYM Currency Futures Payment Termination of transferable futures MC/CC/OC contract that specifies the price at which a specified currency can be bought or sold at a future date by through issuance of manager's/ cashier's/other check T TCRBC Buy Contracts Receivable with Purchase of receivable contracts, Recourse CASH commercial papers or other evidences of indebtedness on a with recourse basis in cash T TCRBD Buy Contracts Receivable with Purchase of receivable contracts, Recourse Debit Memo commercial papers or other evidences of indebtedness on a with recourse basis by debiting the customer's account T TCRBM Buy Contracts Receivable with Purchase of receivable contracts, Recourse MC/CC/OC commercial papers or other evidences of indebtedness on a with recourse basis through Manager's/Cashier's check/Other check T TCRBW Buy Contracts Receivable with Purchase of receivable contracts, Recourse Wire commercial papers or other evidences of indebtedness on a with recourse basis via wire T TCRIC Interest/Income Earned Cash Income/Interest earned in receivable contracts, commercial papers or other evidences of indebtedness on a with recourse paid in cash T TCRIK Interest/Income Earned Payment of income/interest earned in Credit to Account receivable contracts, commercial papers or other evidences of indebtedness on a with recourse through credit to accountholder's account T TCRIM Interest/Income Earned Payment of income/interest earned in MC/CC/OC receivable contracts, commercial papers or other evidences of indebtedness on a with recourse through manager's check/ cashier's check T TCRC Cancel Contracts Cancellation of contracts or agreements CLSL to buy or sell products included in this list T TCRSC Sell Contracts Receivable Sale of receivable contracts such as with recourse Cash loans, contracts to sell, commercial papers and other evidences of indebtedness, with recourse basis in the form of cash T TCRSK Sell Contracts Receivable with Sale of receivable contracts such as loans, recourse Credit Memo contracts to sell, commercial papers and other evidences of indebtedness, with recourse basis by crediting accountholder's account T TCRSM Sell Contracts Receivable with Sale of receivable contracts such as loans, recourse MC/CC/OC contracts to sell, commercial papers and other evidences of indebtedness, with recourse basis through the issuance of manager's/cashier's check T TCRSW Sell Contracts Receivable with Sale of receivable contracts such as recourse Wire loans, contracts to sell, commercial papers and other evidences of indebtedness, with recourse basis in the form of wire T TCRPC Contracts Receivables with Pretermination of receivable contracts recourse Pretermination Cash such as loans, contracts to sell, commercial papers and Other Evidences of Indebtedness with recourse basis in form of cash T TCRPK Contracts Receivables with Pretermination of receivable recourse Pretermination contracts such as loans, contracts Credit Memo to sell, commercial papers and Other Evidences of Indebtedness with recourse basis through credit memo T TCRPM Contracts Receivables with Pretermination of receivable contracts recourse Pretermination such as loans, contracts to sell, MC/CC/OC commercial papers and Other Evidences of Indebtedness with recourse basis through issuance of manager's check/cashier's check T TCRYC Contracts Receivables with Termination of receivable contracts recourse Payment Cash such as loans, contracts to sell, commercial papers and Other Evidences of Indebtedness with recourse basis in form of cash T TCRYK Contracts Receivables with Termination of receivable contracts recourse Payment Credit such as loans, contracts to sell, Memo commercial papers and Other Evidences of indebtedness with recourse basis through credit memo T TCRYM Contracts Receivables with Termination of receivable contracts recourse Payment MC/CC/OC such as loans, contracts to sell, commercial papers and Other Evidences of Indebtedness with recourse basis through issuance of manager's check/ cashier's check T TCSBC Buy Common Stocks CASH Purchase of common shares of other entities in cash T TCSBD Buy Common Stocks Debit Memo Purchase of common shares of other entities by debiting the customer's account T TCSBM Buy Common Stocks Purchase of common shares of other MC/CC/OC entities through the issuance of Manager's/Cashier's check/Other check T TCSBW Buy Common Stocks Wire Purchase of common shares of other entities via wire T TCSIC Interest/Income Earned Cash Income/Interest earned in common shares paid in cash T TCSIK Interest/Income Earned Payment of income/interest earned in Credit to Account common shares through credit to accountholder's account T TCSIM Interest/Income Earned Payment of income/interest earned in MC/CC/OC common shares through manager's check/cashier's check T TCSSC Sell Common Stocks CASH Sale of common shares of other entities in cash T TCSSK Sell Common Stocks Credit Sale of common shares of other Memo entities by crediting accountholder's account T TCSSM Sell Common Stocks MC/CC/OC Sale of common shares of other entities through issuance of manager's check/cashier's check T TCSSW Sell Common Stocks Wire Sale of common shares of other entities via wire T TCSPC Common Stocks Pretermination Pretermination of common shares Cash of other entities in cash T TCSPK Common Stocks Pretermination Pretermination of common shares of Credit Memo other entities by crediting accountholder's account T TCSPM Common Stocks Pretermination Pretermination of common shares of MC/CC/OC other entities through issuance of manager's check/cashier's check T TCSYC Common Stocks Payment Cash Termination of common shares of other entities in cash T TCSYK Common Stocks Payment Termination of common shares of Credit Memo other entities through credit to accountholder's account T TCSYM Common Stocks Payment Termination of common shares of MC/CC/OC other entities through issuance of MC/CC/OC T TCWBC Buy Contracts Receivable without Purchase of receivable contracts, Recourse CASH commercial papers or other evidences of indebtedness on a without recourse basis in cash T TCWBD Buy Contracts Receivable Purchase of receivable contracts, without Recourse commercial papers or other evidences Debit Memo of indebtedness on a without recourse basis by debiting the customer's account T TCWBM Buy Contracts Receivable without Purchase of receivable contracts, Recourse MC/CC/OC commercial papers or other evidences of indebtedness on a without recourse basis through Manager's/Cashier's check/Other check T TCWBW Buy Contracts Receivable without Purchase of receivable contracts, Recourse Wire commercial papers or other evidences of indebtedness on a without recourse basis via wire T TCWIC Interest/Income Earned Cash Income/Interest earned in receivable contracts, commercial papers or other evidences of indebtedness on a without recourse paid in cash T TCWIK Interest/Income Earned Payment of income/interest earned in Credit to Account receivable contracts, commercial papers or other evidences of indebtedness on a without recourse through credit to accountholder's account T TCWIM Interest/Income Earned Payment of income/interest earned in MC/CC/OC receivable contracts, commercial papers or other evidences of indebtedness on a without recourse through manager's check/cashier's check. T TCWSC Sell Contracts Receivables Sale of receivable contracts such as (w/o recourse) Cash loans, contracts to sell, commercial papers and Other Evidences of Indebtedness w/o recourse basis in form of cash T TCWSK Sell Contracts Receivables Sale of receivable contracts such as (w/o recourse) Credit Memo loans, contracts to sell, commercial papers and Other Evidences of indebtedness w/o recourse basis through credit memo T TCWSM Sell Contracts Receivables Sale of receivable contracts such (w/o recourse) MC/CC/OC as loans, contracts to sell, commercial papers and Other Evidences of Indebtedness w/o recourse basis through issuance of manager's/ cashier's check T TCWSW Sell Contracts Receivables (w/o Sale of receivable contracts such as recourse) Wire loans, contracts to sell, commercial papers and Other Evidences of Indebtedness w/o recourse basis in form of wire T TCWPC Contracts Receivables (w/o Pretermination of receivable recourse) Pretermination Cash contracts such as loans, contracts to sell, commercial papers and Other Evidences of lndebtedness w/o recourse basis in form of cash T TCWPK Contracts Receivables (w/o Pretermination of receivable recourse) Pretermination contracts such as loans, contracts Credit Memo to sell, commercial papers and Other Evidences of Indebtedness w/o recourse basis through credit memo T TCWPM Contracts Receivables (w/o Pretermination of receivable contracts recourse) Pretermination such as loans, contracts to sell, MC/CC/OC commercial papers and Other Evidences of Indebtedness w/o recourse basis through issuance of manager's check/cashier's check T TCWYC Contracts Receivables (w/o Termination of receivable contracts recourse) Payment Cash such as loans, contracts to sell, commercial papers and Other Evidences of Indebtedness w/o recourse basis in form of cash T TCWYK Contracts Receivables (w/o Termination of receivable contracts recourse) Payment such as loans, contracts to sell, Credit Memo commercial papers and Other Evidences of Indebtedness w/o recourse basis through credit memo T TCWYM Contracts Receivables (w/o Termination of receivable contracts recourse) Payment such as loans, contracts to sell, MC/CC/OC commercial papers and Other Evidences of Indebtedness w/o recourse basis through issuance of manager's check/cashier's check T TDSBC Buy Derivative Securities Purchase of derivative securities in cash. CASH A derivative security usually takes the form of all agreement to buy or sell an asset of item at a fixed price on or before certain date T TDSBD Buy Derivative Securities Purchase of derivative securities by Debit Memo debiting the customer's account. A derivative security usually takes the form of an agreement to buy or sell an asset of item at a fixed price on or before certain date T TDSBM Buy Derivative Securities Purchase of derivative securities MM/CC/OC through Manager's/Cashier's check/ Other check. A derivative security usually takes the form of an agreement to buy or sell an asset of item at a fixed price on or before certain date T TDSBW Buy Derivative Securities Wire Purchase of derivative securities via wire. A derivative security usually takes the form of an agreement to buy or sell an asset of item at a fixed price on or before certain date T TDSIC Interest/Income Earned Cash Income/Interest earned in derivative securities paid in cash T TDSIK Interest/Income Earned Credit Payment of Income/Interest earned to Account in derivative securities through credit to accountholder's account T TDSIM Interest/Income Earned Payment of income/interest earned MC/CC/OC in derivative securities through manager's check/cashier's check T TDSSC Sell Derivative Securities Cash Sale of derivative securities in cash. A derivative security usually takes the form of an agreement to buy or sell an asset of item at a fixed price on or before certain date T TDSSK Sell Derivative Securities Sale of derivative securities by Credit Memo crediting accountholder's account. A derivative security usually takes the form of an agreement to buy or sell an asset of item at a fixed price on or before certain date. T TDSSM Sell Derivative Securities Sale of derivative securities through MC/CC/OC issuance of manager's check/cashier's check. A derivative security usually takes the form of an agreement to buy or sell an asset of item at a fixed price on or before certain date. T TDSSW Sell Derivative Securities Wire Sale of derivative securities via wire. A derivative security usually takes the form of an agreement to buy or sell an asset of item at a fixed price on or before certain date. T TDSPC Derivative Securities Pretermination of derivative securities Pretermination Cash where settlement is made in cash T TDSPK Derivative Securities Pretermination of derivative securities Pretermination Credit where proceeds are credited to Memo accountholder's account T TDSPM Derivative Securities Pretermination of derivative securities Pretermination MC/CC/OC where proceeds are released through manager's check/cashier's check T TDSYC Derivative Securities Payment Termination of derivative securities Cash where proceeds are paid in cash T TDSYK Derivative Securities Payment Termination of derivative securities Credit Memo where proceeds are credited to account T TDSYM Derivative Securities Payment Termination of derivative securities MC/CC/OC where proceeds are paid in MC/CC/OC T TEPS Purchase Security/Asset EPS T TIRS Interest Rate Swap This refers to an agreement in which the IRS parties agree to exchange interest cash flows on a principal amount at certain times in the future according to an agreed upon formula. T TMFBC Buy Mutual Fund Investments/ Purchase of/Investment in mutual fund Shares CASH shares in cash T TMFBD Buy Mutual Fund Investments/ Purchase of/Investment in mutual fund Shares Debit Memo shares by debiting the customer's account T TMFBM Buy Mutual Fund Investments/ Purchase of/Investment in mutual fund Shares MC/CC/OC shares through Manager's/Cashier's check/Other check T TMFBW Buy Mutual Fund Investments/ Purchase of/Investment in mutual fund Shares Wire shares via wire T TMFIC Interest/Income Earned Cash Income/Interest earned in mutual fund investments paid in cash T TMFIK Interest/Income Earned Credit Payment of Income/Interest earned in to Account mutual fund investments through credit to accountholder's account T TMFIM Interest/Income Earned Payment of income/Interest earned in MC/CC/OC mutual fund investments through manager's check/cashier's check T TMFSC Sell Mutual Fund Investments/ Sale of mutual fund shares in cash Shares CASH T TMFSK Sell Mutual Fund Investments/ Sale of mutual fund shares by Shares Credit Memo crediting accountholder's account/ policy T TMFSM Sell Mutual Fund Investments/ Sale of mutual fund shares through Shares MC/CC/OC manager's check/cashier's check/other checks T TMFSW Sell Mutual Fund Investments/ Sale of mutual fund shares via wire Shares Wire T TMFPC Mutual Fund Investments/ Pretermination of mutual fund shares Shares Pretermination Cash where settlement is made in cash T TMFPK Mutual Fund Investments/Shares Pretermination of mutual fund shares Pretermination Credit Memo where proceeds are credited to accountholder's account T TMFPM Mutual Fund Investments/Shares Pretermination of mutual fund shares Pretermination MC/CC/OC where proceeds are released through manager's check/cashier's check T TMFYC Mutual Fund Investments/Shares Termination of mutual fund shares Payment Cash where proceeds are paid in cash T TMFYK Mutual Fund Investments/Shares Termination of mutual fund shares where Payment Credit Memo proceeds are credited to account T TMFYM Mutual Fund Investments/Shares Termination of mutual fund shares where Payment MC/CC/OC proceeds are paid in MC/CC/OC T TMMIC Money Market Instrument Interest Payment of interest in money market Payment Cash instruments and other modes of investment paid in cash T TMMIK Money Market Instrument Interest Payment of interest in money market Payment Credit Memo instruments and other modes of investment through credit to accountholder's account T TMMIM Money Market Instrument Interest Payment of interest in money market Payment MC/CC/OC instruments and other modes of investment through manager's check/ cashier's check T TMMPC Money Market Instrument Placements in money market Placement CASH instruments and other modes of investment in cash T TMMPD Money Market Instrument Placements in money market Placement Debit Memo instruments and other modes of investment by debiting accountholder's account T TMMPM Money Market Instrument Placements in money market Placement MC/CC/OC instruments and other modes of investment through manager's check/cashier's check/other checks T TMMPW Money Market Instrument Placements in money market Placement Wire instruments and other modes of investment via wire T TMMYC Money Market Instrument Termination of money market instruments Payment Cash and other modes of investment paid in cash T TMMYK Money Market Instrument Termination of money market instruments Payment Credit Memo and other modes of Investment through credit to accountholder's account T TMMYM Money Market Instrument Termination of money market instruments Payment MC/CC/OC and other modes of investment through manager's check/cashier's check T TMMYW Money Market Instrument Termination of money market instruments Payment Wire and other modes of investment paid via wire T TMMRC Money Market Instrument Pretermination of money market Pretermination Cash instruments and other modes of investment where settlement is made in cash T TMMPK Money Market Instrument Pretermination of money market Pretermination Credit instruments and other modes of Memo investment are credited to accountholder's account T TMMRM Money Market Instrument Pretermination of money market Pretermination MC/CC/OC instruments and other modes of investment where proceeds are released through manager's check/ cashier's check T TPSBC Buy Preferred Stocks CASH Purchase of preferred shares of other entities in cash T TPSBD Buy Preferred Stocks Purchase of preferred shares of Debit Memo other entities by debiting the customer's account T TPSBM Buy Preferred Stocks Purchase of preferred shares of other MC/CC/OC entities through Manager's/Cashier's check/Other check T TPSBW Buy Preferred Stocks Wire Purchase of preferred shares of other entities via wire T TPSIC Interest/Income Earned Cash Income/Interest earned in preferred shares paid in cash T TPSIK Interest/Income Earned Credit Payment of Income/Interest earned in to Account preferred shares through credit to accountholder's account T TPSIM Interest/Income Earned Payment of Income/Interest earned MC/CC/OC in preferred shares through manager's check/cashier's check T TPSSC Sell Preferred Stocks CASH Sale of preferred shares in cash T TPSSK Sell Preferred Stocks Credit Sale of preferred shares settled Memo through credit to accountholder's account T TPSSM Sell Preferred Stocks Sale of preferred shares settled MC/CC/OC through manager's check/cashier's check T TPSSW Sell Preferred Stocks Wire Sale of preferred shares via wire T TPSPC Preferred Stocks Pretermination Pretermination of preferred shares Cash where settlement is made in cash T TPSPK Preferred Stocks Pretermination Pretermination of preferred shares Credit Memo where proceeds are credited to accountholder's account T TPSPM Preferred Stocks Pretermination Pretermination of preferred shares MC/CC/OC where proceeds are released through manager's check/cashier's check T TPSYC Preferred Stocks Payment Cash Termination of preferred shares where proceeds are paid in cash T TPSYK Preferred Stocks Payment Termination of preferred shares Credit Memo where proceeds are credited to account T TPSYM Preferred Stocks Payment Termination of preferred shares MC/CC/OC where proceeds are paid in MC/CC/OC T TSABC Buy Securitized Assets CASH Purchase of securitized assets in cash T TSABD Buy Securitized Assets Purchase of securitized assets by Debit Memo debiting the customer's account T TSABM Buy Securitized Assets Purchase of securitized assets MC/CC/OC through Manager's/Cashier's check/other check T TSABW Buy Securitized Assets Wire Purchase of securitized assets via wire T TSAIC Interest/Income Earned Cash Income/Interest earned in securitized assets paid in cash T TSAIK Interest/Income Earned Payment of income/Interest earned Credit to Account in securitized assets through credit to accountholder's account T TSAIM Interest/Income Earned Payment of Income/Interest earned MC/CC/OC in securitized assets through manager's check/cashier's check T TSASC Sell Securitized Assets CASH Sale of securitized assets in cash T TSASK Sell Securitized Assets Sale of securitized assets through Credit Memo credit to accountholder's account T TSASM Sell Securitized Assets Sale of securitized assets through MC/CC/OC manager's check/cashier's check T TSASW Sell Securitized Assets Wire Sale of securitized assets via wire T TSAPC Securitized Assets Pretermination Pretermination of Securitized Assets Cash where settlement is made in cash T TSAPK Securitized Assets Pretermination Pretermination of securitized assets Credit Memo where proceeds are credited to accountholder's account T TSAPM Securitized Assets Pretermination Pretermination of securitized assets MC/CC/OC where proceeds are released through manager's check/cashier's check T TSAYC Securitized Assets Payment Termination of securitized assets Cash where proceeds are paid in cash T TSAYK Securitized Assets Payment Termination of securitized assets Credit Memo where proceeds are credited to account T TSAYM Securitized Assets Payment Termination of securitized assets MC/CC/OC where proceeds are paid in MC/CC/OC T TSEBC Buy Securities CASH Purchase of other debt/equity securities not otherwise specifically mentioned above in cash T TSEBD Buy Securities Debit Memo Purchase of other debt/equity securities not otherwise specifically mentioned above by debiting the customer's account T TSEBM Buy Securities MC/CC/OC Purchase of other debt/equity securities not otherwise specifically mentioned above through Manager's/ Cashier's check/Other check T TSEBW Buy Securities Wire Purchase of other debt/equity securities not otherwise specifically mentioned above via wire T TSEIC Interest/Income Earned Cash Income/Interest earned in other debt/ equity securities paid in cash T TSEIK Interest/Income Earned Payment of income/interest earned Credit to Account in other debt/equity securities through credit to accountholder's account T TSEIM Interest/Income Earned Payment of income/interest earned in MC/CC/OC other debt/equity securities through manager's check/cashier's check T TSESC Sell Securities Cash Sale of debt/equity securities in cash SLSC T TSESK Sell Securities Credit Memo Sale of debt/equity securities settled through credit to accountholder's account T TSESM Sell Securities MC/CC/OC Sale of debt/equity securities SLSM settled through manager's check/ cashier's check T TSESW Sell Securities Wire Sale of debt/equity securities via wire SLSC T TSEPC Securities Pretermination Cash Pretermination of debt/equity securities where settlement is made in cash T TSEPK Securities Pretermination Pretermination of debt/equity Credit Memo securities where proceeds are credited to accountholder's account T TSEPM Securities Pretermination Pretermination of debt/equity MC/CC/OC securities where proceeds are released through manager's check/cashier's check T TSEYC Securities Payment Cash Termination of debt/equity securities where proceeds are paid in cash T TSEYK Securities Payment Termination of debt/equity Credit Memo securities where proceeds are credited to account T TSEYM Securities Payment Termination of debt/equity MC/CC/OC securities where proceeds are paid in MC/CC/OC T TTFI Trust Fund Income Fiduciary and related services TFI income of the trust department T TTFX Trust Fund Expense Fiduciary and related services TFX expense of the trust department T TWRBC Buy Warrants CASH Purchase of warrants in cash. A warrant gives the holder the right but not the obligation to buy an underlying security at a certain price, quantity and future time. T TWRBD Buy Warrants Debit Memo Purchase of warrants by debiting the customer's account. A warrant gives the holder the right but not the obligation to buy an underlying security at a certain price, quantity and future time. T TWRBM Buy Warrants MM/CC/OC Purchase of warrants through Manager's Cashier's check/ Other check. A warrant gives the holder the right but not the obligation to buy an underlying security at a certain price, quantity and future time. T TWRBW Buy Warrants Wire Purchase of warrants via wire. A warrant gives the holder the right but not the obligation to buy an underlying security at a certain price, quantity and future time. T TWRIC Interest/Income Earned Cash Income/Interest earned in warrants paid in cash T TWRIK Interest/Income Earned Payment of income/interest earned Credit to Account in warrants through credit to accountholder's account T TWRIM Interest/Income Earned Payment of income/interest earned MC/CC/OC in warrants through manager's check/ cashier's check T TWRSC Sell Warrants CASH Sale of warrants in cash T TWRSK Sell Warrants Credit Memo Sale of warrants through credit to accountholder's account T TWRSM Sell Warrants MC/CC/OC Sale of warrants through manager's check/cashier's check T TWRSW Sell Warrants Wire Sale of warrants via wire T TWRPC Warrants Pretermination Cash Pretermination of warrants where settlement is made in cash T TWRPK Warrants Pretermination Pretermination of warrants where Credit Memo proceeds are credited to accountholder's account T TWRPM Warrants Pretermination Pretermination of warrants where MC/CC/OC proceeds are released through manager's check/cashier's check T TWRYC Warrants Payment Cash Termination of warrants where proceeds are paid in cash T TWRYK Warrants Payment Credit Memo Termination of warrants where proceeds are credited to account T TWRYM Warrants Payment MC/CC/OC Termination of warrants where proceeds are paid in MC/CC/OC U UFAPC Fiduciary-Administratorship Placement in fiduciary placement cash administratorship by cash U UFAPD Fiduciary-Administratorship Placement in fiduciary placement debit memo administratorship by debiting account of client U UFAPM Fiduciary-Administratorship Placement in fiduciary placement MC/CC/OC administratorship by Manager's/Cashier's Check or other check U UFAIK Interest/Income Earned Payment of income/interest earned Credit to Account in fiduciary administratorship through credit to accountholder's account U UFAIM Interest/Income Earned Payment of income/interest earned MC/CC/OC in fiduciary administratorship through manager's check/cashier's check U UFAWK Fiduciary-Administratorship Withdrawal of placement in fiduciary withdrawal credit memo administratorship by crediting account of client U UFAWM Fiduciary-Administratorship Withdrawal of placement in fiduciary withdrawal MC/CC/OC administratorship by issuance of Manager's/Cashier's Check U UFCPC Fiduciary-Custodianship Placement in fiduciary custodianship placement cash by cash U UFCPD Fiduciary-Custodianship Placement in fiduciary custodianship placement debit memo by debiting account of client U UFCPM Fiduciary-Custodianship Placement in fiduciary custodianship placement MC/CC/OC by Manager's/Cashier's Check or other check U UFCIK Interest/Income Earned Payment of income/interest earned in Credit to Account fiduciary custodianship through credit to accountholder's account U UFCIM Interest/Income Earned Payment of income/interest earned MC/CC/OC in fiduciary custodianship through manager's check/cashier's check U UFCWK Fiduciary-Custodianship Withdrawal of Placement in fiduciary withdrawal credit memo custodianship by crediting account of client U UFCWM Fiduciary-Custodianship Withdrawal of placement in fiduciary withdrawal MC/CC/OC custodianship by issuance of Manager's/ Cashier's Check U UFEPC Fiduciary-Escrow placement Placement in fiduciary escrow by cash cash U UFEPD Fiduciary-Escrow placement Placement in fiduciary escrow by debit memo debiting account of client U UFEPM Fiduciary-Escrow placement Placement in fiduciary escrow MC/CC/OC by Manager's/Cashier's Check or other check U UFEIK Interest/Income Earned Payment of income/interest earned Credit to Account in fiduciary escrow through credit to accountholder's account U UFEIM Interest/Income Earned Payment of income/interest earned MC/CC/OC in fiduciary escrow through manager's check/cashier's check U UFEWK Fiduciary-Escrow withdrawal Withdrawal of placement in fiduciary credit memo escrow by crediting account of client U UFEWM Fiduciary-Escrow withdrawal Withdrawal of placement in fiduciary MC/CC/OC escrow by issuance of Manager's/ Cashier's Check U UFGPC Fiduciary-Guardianship placement Placement in fiduciary guardianship cash by cash U UFGPD Fiduciary-Guardianship placement Placement in fiduciary guardianship by debit memo debiting account of client U UFGPM Fiduciary-Guardianship placement Placement in fiduciary guardianship MC/CC/OC by Managers/Cashier's Check or other check U UFGIK Interest/Income Earned Credit Payment of income/interest earned in to Account fiduciary guardianship through credit to accountholder's account U UFGIM Interest/Income Earned Payment of income/interest earned in MC/CC/OC fiduciary guardianship through manager's check/cashier's check U UFGWK Fiduciary-Guardianship Withdrawal of placement in fiduciary withdrawal credit memo guardianship by crediting account of client U UFGWM Fiduciary-Guardianship Withdrawal of placement in fiduciary withdrawal MC/CC/OC guardianship by issuance of Manager's/ Cashier's Check U UFLPC Fiduciary-Life Insurance Trust Placement in fiduciary life insurance placement cash trust by cash U UFLPD Fiduciary-Life Insurance Trust Placement in fiduciary life insurance placement debit memo trust by debiting account of client U UFLPM Fiduciary-Life Insurance Trust Placement in fiduciary life insurance placement MC/CC/OC trust by Manager's/Cashier's Check of other check U UFLIK Interest/Income Earned Payment of income/interest earned Credit to Account in fiduciary life insurance trust through credit to accountholder's account U UFLIM Interest/Income Earned Payment of income/interest earned in MC/CC/OC fiduciary life insurance trust through manager's check/cashier's check U UFLWC Fiduciary-Life Insurance Trust Withdrawal of placement in fiduciary withdrawal cash life Insurance trust paid in cash U UFLWK Fiduciary-Life Insurance Trust Withdrawal of placement in fiduciary withdrawal credit memo life insurance trust by crediting account of client U UFLWM Fiduciary-Life Insurance Trust Withdrawal of placement in fiduciary life withdrawal MC/CC/OC insurance trust by issuance of Manager's/Cashier's Check U UPNPC Pre-Need Account placement Placement of a client for pre-need cash account by cash U UPNPD Pre-Need Account placement Placement of a client for pre-need debit memo account by debiting account of client U UPNPM Pre-Need Account placement Placement of a client for pre-need MC/CC/OC account by Manager's/Cashier's Check or other check U UPNIC Interest/Income Earned Cash Income/Interest earned in pre-need account paid in cash U UPNIK Interest/Income Earned Credit Payment of income/interest earned to Account in pre-need account through credit to accountholder's account U UPNIM Interest/Income Earned Payment of income/interest earned MC/CC/OC in pre-need account through manager's check/cashier's check U UPNWC Pre-Need Account withdrawal Withdrawal of Placement of a client cash for pre-need account paid in cash U UPNWK Pre-Need Account withdrawal Withdrawal of Placement of a client credit memo for pre-need account by crediting account of client U UPNWM Pre-Need Account withdrawal Withdrawal of Placement of a client MC/CC/OC for pre-need account by issuance of Manager's/Cashier's Check U UFSP Fiduciary-Safekeeping placement Placement in fiduciary safekeeping U UFSIK Interest/Income Earned Credit Payment of income/interest earned to Account in fiduciary safekeeping through credit to accountholder's account U UFSIM Interest/Income Earned Payment of income/interest earned MC/CC/OC in fiduciary safekeeping through manager's check/cashier's check U UFSW Fiduciary-Safekeeping withdrawal Withdrawal of placement in fiduciary safekeeping U UFXPC Fiduciary-Executorship placement Placement in fiduciary executorship cash by cash U UFXPD Fiduciary-Executorship placement Placement in fiduciary executorship debit memo by debiting account of client U UFXPM Fiduciary-Executorship placement Placement in fiduciary executorship MC/CC/OC by Manager's/Cashier's Check or other check U UFXIK Interest/Income Earned Payment of income/interest earned Credit to Account in fiduciary executorship through credit to accountholder's account U UFXIM Interest/Income Earned Payment of income/interest earned MC/CC/OC in fiduciary executorship through manager's check/cashier's check U UFXWK Fiduciary-Executorship withdrawal Withdrawal of placement in fiduciary credit memo executorship by crediting account of client U UFXWM Fiduciary Executorship withdrawal Withdrawal of placement in fiduciary MC/CC/OC executorship by issuance of Manager's/Cashier's Check U UOFPD Other Fiduciary Placement Placement in all other Fiduciary Debit Memo Trust accounts such as Trust Indenture, Loan Agency, Transfer Agency, etc by debiting account of client U UOFPM Other Fiduciary Placement Placement in all other Fiduciary trust MC/CC/OC accounts such as Trust Indenture, Loan Agency, Transfer Agency, etc. through manager's check/cashier's check/other checks U UOFWK Other Fiduciary withdrawal Withdrawal of a client from all other credit memo fiduciary trust accounts by crediting account of client U UOFWM Other Fiduciary withdrawal Withdrawal of a client from all other MC/CC/OC fiduciary trust accounts through manager's check/cashier's check/ other checks U UAPC Agency placement cash Placement of a client for Agency account cash U UAPD Agency placement debit memo Placement of a client for Agency account debit memo U UAPM Agency placement MC/CC/OC Placement of a client for Agency account MC/CC/OC U UAPIK Interest/Income Earned Payment of income/interest earned Credit to Account in Agency Account through credit to accountholder's account U UAPIM Interest/Income Earned Payment of income/interest earned MC/CC/OC in Agency Account through manager's check/cashier's check U UAWK Agency withdrawal credit memo Withdrawal of a client from Agency Account by crediting account of client U UAWM Agency withdrawal Withdrawal of a client from Agency MC/CC/OC Account in the form of MC/CC/OC U UTFCC Trust Fund Contribution/ Contribution/Placement/Investment RTFC Placement/Investment in Trust Fund in cash Cash U UTFCD Trust Fund Contribution/ Contribution/Placement/Investment RTFD Placement/Investment in Trust Fund through debit to Debit Memo accountholder's account U UTFCM Trust Fund Contribution/ Contribution/Placement/ RTFM Placement/Investment Investment in Trust Fund MC/CC/OC through managers check/cashier's check or any other check U UTFCU Trust Fund Contribution/Placement/ Contribution/Placement/Investment RTFK Investment Check on Us in Trust Fund by on us check U UTFIK Interest/Income Earned Payment of income/interest earned in Credit to Account Contribution/Placement/Investment in Trust Fund through credit to accountholder's account U UTFIM Interest/Income Earned Payment of income/interest earned MC/CC/OC in Contribution/Placement/Investment in Trust Fund through manager's check/ cashier's check U UTFMK Trust Fund Maturity/Withdrawal/ Maturity/Withdrawal/Redemption/ RFRR Redemption/Cancellation Cancellation/Placement of Trust Credit Memo Fund through credit to accountholder's account U UTFMM Trust Fund Maturity/Withdrawal/ Maturity/Withdrawal/Redemption RFRM Redemption/Cancellation /Cancellation/Placement of Trust MC/CC/OC Fund through issuance of manager's check/cashier's check or any other check U USDVP Securities Delivered vs. Payment Securities released by a third party custodian/trust administrator which was sold with corresponding payment to the account holder U USRFP Securities Received Free of Securities received for third party Payment custodianship/trust administratorship without any monetary consideration involved U USRVP Securities Received vs. Payment Securities received for third party custodianship/trust administratorship that was purchased and paid for by the account holder from a counterparty U USDFP Securities Delivered Free of Payment Securities released by the third party custodian/trust administrator that was sold without any payment received by the accountholder U USPC Special Purpose Trust Placement Placement in SPT Acct by cash U USWK Special Purpose Trust Withdrawal of placement in SPT Withdrawal Credit Memo Acct by crediting account of client U USWM Special Purpose Trust Withdrawal of placement in SPT Withdrawal MC/CC/OC Acct in the form of MC/CC/OC U UUICC Unit Investment Trust Fund Investment/Placement/Contribution Cont./Placement/Investment in UITF by cash Cash U UUICD Unit Investment Trust Fund lnvestment/Placement/Contribution Cont./Placement/Investment in UITF through debit to Debit Memo accountholder's account U UUICM Unit Investment Trust Fund lnvestment/Placement/Contribution Cont./Placement/Investment in UITF through manager's check/ MC/CC/OC cashier's check U UUIIK Interest/Income Earned Credit Payment of income/interest earned to Account in Investment/Placement/Contribution in UITF through credit to accountholder's account U UUIIM Interest/Income Earned MC/CC/OC Payment of income/interest earned in Investment/Placement/Contribution in UITF through manager's check/ cashier's check U UUIMK Unit Investment Trust Fund Maturity/Withdrawal/Redemption/ Maturity/Withdrawal/ Cancellation/Pretermination of Unit Redemption/Cancellation/ Investment Trust Fund through credit Pretermination Credit Memo to accountholder's account U UUIMM Unit investment Trust Fund Maturity/Withdrawal/Redemption/ Maturity/Withdrawal/Redemption/ Cancellation/Pretermination of Unit Cancellation/Pretermination Investment Trust Fund through MC/CC/OC issuance of manager's check/ cashier's check/other checks X XDEPI Deposit interest Earned X XXPY Expense Payment Payment for internal operating XPY expenses ACCEPT REINSURANCE ACRI TREATY AUTO DEBIT ARRANGEMENT ADA BILLS PAYMENT BPY BILLS PURCHASE BPR BUY COMMODITY FUTURES BYCM BUY COMMODITY FUTURES CASH BUY COMMODITY FUTURES DEBIT MEMO BUY COMMODITY FUTURES MC/CC/OC BUY COMMON STOCKS BYCS BUY CONTRACTS (LOAN)/ BYCN LEASES/ CHATTEL MORTGAGES OR OTHER EVIDENCES OF INDEBTEDNESS BUY CURRENCY FUTURES BYCF BUY DERIVATIVE SECURITIES BYDR BUY FOREIGN-CURRENCY BYFS DENOMINATED SECURITIES BUY FX BFX BUY MONEY MARKET INSTRUMENTS BYMM BUY MONEY MARKET INSTRUMENTS CASH BUY MONEY MARKET INSTRUMENTS DEBIT MEMO BUY MONEY MARKET INSTRUMENTS MC/CC/OC BUY MUTUAL FUND INVESTMENTS/ BYMF SHARES BUY PREFERRED STOCKS BYPS BUY CORPORATE BONDS BYBN BUY SECURITIES BYS BUY SECURITIZED ASSETS BYSE BUY WARRANTS BYWR CANCEL LEASE CLLE CANCEL LIFE & INVESTMENT CLLI INSURANCE POLICY CANCEL NON-LIFE INSURANCE CLNL POLICY CANCEL PRE-NEED PLANS CLPN CLAIMS/MATURITIES/ CMS SURRENDERS/BENEFITS CLEAN COLLECTION (EXPORT) CCE COMMON TRUST FUND CTF CONTRIBUTION/PLACEMENT/ INVESTMENT COMMON TRUST FUND CTFC CONTRIBUTION/PLACEMENT/ INVESTMENT CASH COMMON TRUST FUND CTFK CONTRIBUTION/PLACEMENT/ INVESTMENT CHECK COMMON TRUST FUND CTFD CONTRIBUTION/PLACEMENT/ INVESTMENT DEBIT MEMO COMMON TRUST FUND CTFM CONTRIBUTION/PLACEMENT/ INVESTMENT MC/CC COMMON TRUST FUND CFR MATURITY/WITHDRAWAL/ REDEMPTION/CANCELLATION/ PRETERMINATION COMMON TRUST FUND CFRC MATURITY/WITHDRAWAL/ REDEMPTION/CANCELLATION PRETERMINATION CASH COMMON TRUST FUND CFRR MATURITY/WITHDRAWAL/ REDEMPTION/CANCELLATION/ PRETERMINATION CREDIT MEMO COMMON TRUST FUND CFRM MATURITY/WITHDRAWAL/ REDEMPTION/CANCELLATION/ PRETERMINATION MC/CC CREDIT CARD PAYMENT CCY CREDIT CARD REVERSAL CCC CUSTODIANSHIP WORKS CSWK DEPOSIT DEP DEPOSIT MC/CC DEPM DIRECT LENDING DRLN DISCOUNTING/FACTORING DSCP COMMERCIAL PAPERS OR ACCOUNTS RECEIVABLES EARNINGS EAR EQ In EQI EQ Out EQO FIDUCIARY BOND ISSUES FBI FINANCIAL LEASING OF FNLS MOVABLE/IMMOVABLE PROPERTY FIDUCIARY-ADMINISTRATORSHIP FAD FIDUCIARY-BOND ISSUES FBI FIDUCIARY-CUSTODIANSHIP FCS FIDUCIARY-ESCROW FES FIDUCIARY-EXECUTORSHIP FEX FIDUCIARY-GUARDIANSHIP FGR FIDUCIARY-LIFE INSURANCE FLI TRUST FIDUCIARY-PRE-NEED PLAN FPN FIDUCIARY-SAFEKEEPING FSF INTERBANK PAYABLE IRP INTERBANK RECEIVABLE IRR INVESTMENT MANAGEMENT IMF FUND INWARD REMITTANCE IRM LC (IMPORT/EXPORT) LC OPENING/AVAILMENT LOAN INTEREST PAYMENT LIP LOAN INTEREST PAYMENT LIPM MC/CC LOAN PAYMENT LNPY LOAN PAYMENT (COMMERCIAL LNP LOAN/LEASING) LOAN PAYMENT (COMMERCIAL LNPM LOAN LEASING) MC/CC LOAN PAYMENT (INVESTMENTS) LPY LOAN PAYMENT (INVESTMENTS) LPYC CASH LOAN PAYMENT (INVESTMENTS) LPYK CHECK LOAN PAYMENT (INVESTMENTS) LPYD DEBIT MEMO LOAN PAYMENT (INVESTMENTS) LPYM MC/CC LOAN PRETERMINATION LPR LOAN RELEASE (INVESTMENTS) LRL LOAN REPRICING LRP LODGMENTS LGM MISCELLANEOUS TRANS. MSC NEW BUSINESS FOR NEW INSURANCE, PENSION, EDUCATIONAL PLANS, OTHER PRE-NEED PLANS OUTGOING GUARANTEE OGG OUTWARD REMITTANCE ORM PAY CLAIMS PYCL PAY MATURITY PROCEEDS/ PYMT REDEEM MUTUAL FUND SHARES PAY POLICY LOANS PYPL PAY PREMIUM REFUND PYRF PREPAID CARD CASH PCA ADVANCE PURCHASE OF HTM FOREIGN CASH PURCHASE OF HTM FOREIGN CREDIT MEMO PURCHASE OF HTM FOREIGN CHECK PURCHASE OF HTM FOREIGN MC/CC PURCHASE OF HTM GOVERNMENT CASH PURCHASE OF HTM GOVERNMENT CHECK PURCHASE OF HTM GOVERNMENT CREDIT MEMO PURCHASE OF HTM GOVERNMENT MC/CC PURCHASE OF IBODI PRIVATE CASH PURCHASE OF HTM PRIVATE CHECK PURCHASE OF HTM PRIVATE CREDIT MEMO PURCHASE OF HTM PRIVATE MC/CC PURCHASE OF IBODI IBF FOREIGN PURCHASE OF IBODI IBFC FOREIGN CASH PURCHASE OF IBODI IBFK FOREIGN CHECK PURCHASE OF IBODI IBFD FOREIGN CREDIT MEMO PURCHASE OF IBODI IBFM FOREIGN MC/CC PURCHASE OF IBODI IBG GOVERNMENT PURCHASE OF IBODI IBGC GOVERNMENT CASH PURCHASE OF IBODI IBGK GOVERNMENT CHECK PURCHASE OF IBODI IBGD GOVERNMENT CREDIT MEMO PURCHASE OF IBODI IBGM GOVERNMENT MC/CC PURCHASE OF IBODI IBP PRIVATE PURCHASE OF IBODI IBPC PRIVATE CASH PURCHASE OF IBODI IBPK PRIVATE CHECK PURCHASE OF IBODI IBPD PRIVATE CREDIT MEMO PURCHASE OF IBODI IBPM PRIVATE MC/CC PURCHASE OF MC/DD/TT APM RECEIPT OF ADVANCE RCAD RENTAL RECEIPT OF DOWN RCDP PAYMENT RECEIPT OF FULL RCFP PAYMENT RECEIPT OF MEMBERSHIP SLMB DUES/CONTRIBUTIONS RECEIPT OF MONTHLY RCMO INSTALLMENT RECEIPT OF MONTHLY RCMR RENTAL RECEIPT OF RENTAL RCRD DEPOSIT RECEIPT OF RCRF RESERVATION FEE RECEIVE CASH CALLS RCCH REFUND OF ADVANCE RFAD RENTAL REFUND OF DOWN RFDP PAYMENT REFUND OF FULL RFFP PAYMENT REFUND OF MONTHLY RFMO INSTALLMENT REFUND OF MONTHLY RFMR RENTAL REFUND OF RENTAL RFRD DEPOSIT REFUND OF RESERVATION RFRF FEE REGULAR TRUST FUND RTF CONTRIBUTION/PLACEMENT/ INVESTMENT REGULAR TRUST FUND RTFO CONTRIBUTION/PLACEMENT/ INVESTMENT OBCK REGULAR TRUST FUND RFR MATURITY/WITHDRAWAL/ REDEMPTION/CANCELLATION/ PRETERMINATION SALE IBODI FOREIGN SIF SALE IBODI FOREIGN SIFC CASH SALE IBODI FOREIGN SIFK CHECK SALE IBODI FOREIGN SIFD DEBIT MEMO SALE IBODI FOREIGN SIFM MC/CC SALE IBODI GOVERNMENT SIG SALE IBODI GOVERNMENT SIGC CASH SALE IBODI GOVERNMENT SIGK CHECK SALE IBODI GOVERNMENT SIGD DEBIT MEMO SALE IBODI GOVERNMENT SIGM MC/CC SALE IBODI PRIVATE SIP SALE IBODI PRIVATE SIPC CASH SALE IBODI PRIVATE SIPK CHECK SALE IBODI PRIVATE SIPD DEBIT MEMO SALE IBODI PRIVATE SIPM MC/CC SALE COMMODITY FUTURES SLCM SELL COMMODITY FUTURES CASH SELL COMMODITY FUTURES CREDIT MEMO SELL COMMODITY FUTURES MC/CC/OC SELL COMMON STOCKS SLCS SELL CONTRACTS (LOAN)/ SLCN LEASE/CHATTEL MORTGAGES OR OTHER EVIDENCES OF INDEBTEDNESS SELL CORPORATE BONDS SLBN SELL CURRENCY FUTURES SLCF SELL DERIVATIVE SECURITIES SLDR SELL FOREIGN EXCHANGE SLFX SELL FX SFX SELL FX DEBIT MEMO SFXD SELL LIFE & INVESTMENT SLLI INSURANCE POLICY SELL LIFE INSURANCE SLLF POLICY SELL MUTUAL FUND SLMF INVESTMENTS/SHARES SELL MONEY MARKET SLMM INSTRUMENTS SELL PREFERRED STOCKS SLPS SELL NON-LIFE INSURANCE SLNL POLICY SELL SECURITIZED ASSETS SLSE SALE OF HTM FOREIGN CASH SALE OF HTM FOREIGN DEBIT MEMO SALE OF HTM FOREIGN CHECK SALE OF HTM FOREIGN MC/CC SALE OF HTM GOVERNMENT CASH SALE OF HTM GOVERNMENT DEBIT MEMO SALE OF HTM GOVERNMENT CHECK SALE OF HTM GOVERNMENT MC/CC SALE OF HTM PRIVATE CASH SALE OF HTM PRIVATE DEBIT MEMO SALE OF HTM PRIVATE CHECK SALE OF HTM PRIVATE MC/CC SELL PRE-NEED PLANS SLPN SELL SECURITIES SLS SELL SECURITIES DEBIT SLSD MEMO SELL WARRANTS SLWR TIME DEPOSIT CHECK TDPK ON-US TRUST & OTHER FIDUCIARY TOFAO ACTIVITIES TRANSFERS (LOCAL) TRF TRANSFERS IN (LOCAL) TRI TRANSFERS OUT (LOCAL) TRO UNIT INVESTMENT TRUST FUND UITF UPLIFTMENT UPL WITHDRAWAL WDL